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Find Disability Insurance Agents Near You in Lake Havasu City, AZ

Directory of disability insurance agents in Lake Havasu City, Arizona. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Lake Havasu City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 20 disability insurance agents in Lake Havasu City, AZ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Ross - State Farm Insurance Agent
2138 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-7677 855ross.com
World Insurance Associates LLC
94 Acoma Blvd S # 102, Lake Havasu City, AZ 86403
(866) 277-7162 locations.worldinsurance.com
Farmers Insurance - Anthony Oskolkoff
84 Acoma Blvd N Ste 102, Lake Havasu City, AZ 86403
(928) 733-6098 agents.farmers.com
Richards Nygren Insurance
2126 McCulloch Blvd N #15, Lake Havasu City, AZ 86403
(928) 398-2126 insuranceservicesaz.com
Jean Works - State Farm Insurance Agent
1915 McCulloch Blvd N #108, Lake Havasu City, AZ 86403
(928) 453-2244 jeanworks4u.com
Dan Firth American Family Insurance
2110 McCulloch Blvd N Ste 1, Lake Havasu City, AZ 86403
(928) 855-1109 amfam.com
Ty Schraufnagel American Family Insurance
1930 Mesquite Ave #2a, Lake Havasu City, AZ 86403
(928) 985-7100 amfam.com
Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 764-8779 jamiehindley.com
Crest Insurance Group
430 El Camino Way, Lake Havasu City, AZ 86403
(928) 857-4884 crestins.com
Aldridge Insurance Services
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
(928) 855-1247 aisinsures.com
Farm Bureau Financial Services: Alison Warner-Williams
1600 McCulloch Blvd N #5b, Lake Havasu City, AZ 86403
(928) 846-3232 fbfs.com
Havasu Insurance Agency
276 Lake Havasu Ave STE A10, Lake Havasu City, AZ 86403
(928) 846-8003 havasuinsurance.com
Citywide Insurance
490 Lake Havasu Ave #104, Lake Havasu City, AZ 86403
(928) 854-6466 citywide-ins.com
Da-Lu Insurance Havasu Agency
2164 McCulloch Blvd N a, Lake Havasu City, AZ 86403
(928) 733-6164 daluinsurance.com
NFP, an Aon company
2250 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-3081 nfp.com
Kimberley Portz - Insurance Professionals of Arizona
2105 McCulloch Blvd N Unit 5, Lake Havasu City, AZ 86403
(928) 733-6247 portzinsurance.com
Farmers Insurance - Brian Dunigan
500 N Lake Havasu Ave STE A100, Lake Havasu City, AZ 86403
(928) 505-0911 agents.farmers.com
Farmers Insurance: Denise Kuerner
116 Lake Havasu Ave # 108, Lake Havasu City, AZ 86403
(928) 505-3276 content.naic.org
A+ Health Insurances
2555 N Kiowa Blvd, Lake Havasu City, AZ 86403
(928) 453-9330 havasuhealthinsurance.com
Springberg McAndrew
430 El Camino Way, Lake Havasu City, AZ 86403
(928) 855-9421 springbergmcandrew.com

Disability insurance agents in Lake Havasu City help residents and workers secure income protection for illness or injury. Arizona law requires insurers to follow strict claim handling rules under ARS Title 20. Local agents understand the unique needs of Mohave County residents including those in tourism and healthcare industries.

What Does a Disability Insurance Agent in Lake Havasu City Cost?

Disability insurance agent services in Arizona are typically paid through commissions from the insurance company. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40 year old in a low risk job might pay 1 to 3 percent of their annual income for coverage. Costs can be higher for high risk occupations or pre existing conditions. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Lake Havasu City do?
A disability insurance agent helps you find a policy that fits your job and income. They explain policy terms like elimination periods and benefit amounts. They also assist with claim filing and understanding Arizona insurance regulations.
How long do I have to file a disability claim in Arizona?
Arizona does not have a single state deadline for all disability claims. Most private policies require you to notify the insurer within 30 days of becoming disabled. You should review your specific policy for exact time limits.
Can a disability insurance agent help with a denied claim in Lake Havasu City?
Yes an agent can review your denial and explain your policy language. They may help you gather additional medical evidence. For legal appeals you may need to consult an attorney familiar with Arizona insurance law.