The top-rated disability insurance agent in Oro Valley, Arizona is Old Pueblo Insurance, rated 4.9 stars across 50 reviews. Other highly rated options include Citizens Insurance LLC, Soss & Associates, Inc., Farm Bureau Financial Services. This directory lists 10 disability insurance agents serving Oro Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Old Pueblo Insurance | 12450 N Rancho Vistoso Blvd #100 | (520) 742-0682 |
| 2 | Citizens Insurance LLC | 1846 E Innovation Park Dr | (520) 301-0578 |
| 3 | Soss & Associates, Inc. | 1846 E Innovation Park Dr | (520) 268-8015 |
| 4 | Farm Bureau Financial Services | 10355 N La Cañada Dr Ste 197 | (520) 885-3083 |
| 5 | Nationwide Insurance: A-Z Insurance LLC | 1846 E Innovation Park Dr | (520) 382-8881 |
| 6 | Jason Matsuzawa American Family Insurance | 11125 N La Cañada Dr #181 | (520) 203-0473 |
| 7 | Robert Totsky Insurance | 1846 E Innovation Park Dr | (520) 750-1166 |
| 8 | Shoemaker Insurance Services | 10950 N La Cañada Dr | (520) 257-4767 |
| 9 | Peace Of Mind Insurance Services | 1846 E Innovation Parkway #100 | (760) 566-7665 |
| 10 | Farm Bureau Financial Services: Lissa Perez | 10355 N La Cañada Dr Ste 197 | (520) 885-3083 |
Old Pueblo Insurance serves the greater Oro Valley area in Arizona, functioning as a dedicated disability insurance agency. The firm helps local residents understand their need for income protection should illness or injury prevent them from working. Its main service involves explaining and securing disability insurance policies tailored to different professional profiles. The practice commonly handles both short-term disability coverage for immediate income gaps and long-term policies designed for sustained financial security in this region.
Citizens Insurance LLC in Oro Valley, AZ, provides a range of disability insurance agent services to help individuals and business owners protect their income against unexpected health issues or injuries. The company works with clients to explore coverage options that align with their specific financial situations and long-term goals. It offers ongoing support to help policyholders understand their plans and manage benefits if a disability occurs. Citizens Insurance LLC services properties including single-family homes, apartments, retail locations, and restaurants.
Homeowners and business owners in Oro Valley rely on Soss & Associates, Inc. for disability insurance agent services. The company helps clients understand the importance of protecting their income against unexpected illness or injury. By assessing individual coverage needs, they guide customers toward suitable disability policies. These plans are vital for maintaining financial stability when a person cannot work. The firm also serves neighboring communities throughout the Tucson metro area, offering its expertise to a wider range of local residents and employers seeking to secure their long-term financial health.
Farm Bureau Financial Services serves the Oro Valley, Arizona area and surrounding Pima County communities, handling long-term and short-term disability coverage for local working professionals. It provides income protection solutions designed for self-employed individuals, small business owners, and corporate employees who need financial security during illness or injury. The agency typically builds a personalized policy based on each client’s occupation, income level, and existing benefits to ensure realistic replacement of lost wages. It completes this work by carefully reviewing medical and employment details with each applicant before recommending a tailored plan.
Nationwide Insurance: A-Z Insurance LLC in Oro Valley, AZ, distinguishes itself by offering both one-time policy evaluations and ongoing service arrangements. For disability insurance, an agent helps individuals secure income replacement coverage tailored to their specific occupation and financial situation. This type of policy provides monthly benefits if illness or injury prevents the client from working. Such protection is essential for maintaining financial stability during recovery. Service at this local agency runs on either a one-time, scheduled, or as-needed basis depending on each client’s preference for policy updates.
With local employers often adjusting coverage needs during the open enrollment season in Oro Valley, Jason Matsuzawa American Family Insurance provides guidance on disability income protection. This agency helps individuals understand how a long-term injury or illness could affect their finances. By focusing on personalized risk analysis, they assist clients in identifying the appropriate policy features for income replacement. The process typically begins with a straightforward initial assessment of the client’s current occupation and monthly expenses.
Robert Totsky Insurance in Oro Valley, AZ, provides specialized disability insurance agent services, focusing on income protection plans that replace a portion of lost earnings due to illness or injury. It also assists clients with general policy evaluations and applications for individual or employer-sponsored coverage. Office visits allow for personalized consultations on benefit amounts and waiting periods. The agency helps workers nearing retirement update their policies to account for reduced earnings potential, ensuring continued coverage during phased retirement transitions.
Shoemaker Insurance Services in Oro Valley, AZ, focuses on helping individuals secure coverage for lost income due to injury or illness. As a disability insurance agent, the company provides access to policies that replace a portion of earnings when a client cannot work. It specializes in tailoring both short-term and long-term disability plans to fit personal financial situations and employment statuses. This firm works with workers across various settings, including offices, warehouses, and food service operations.
Peace Of Mind Insurance Services provides disability insurance guidance to residents in Oro Valley, Arizona, helping individuals secure protection for their income. Commercial coverage is also available for local businesses seeking to safeguard their workforce. The agency serves clients throughout Oro Valley and the surrounding areas. Every policy evaluation is handled with attention to specific financial needs and lifestyle factors. The team ensures customers understand their coverage options clearly. Follow-up consultations are scheduled periodically, with adjustments made as clients’ circumstances change between regular visits.
Farm Bureau Financial Services: Lissa Perez in Oro Valley, AZ, is known for matching individuals and families with disability insurance plans that replace lost income during illness or injury. These policies are tailored to local workforces, including those in healthcare, construction, and professional services throughout the Tucson metro area. Lissa Perez also offers optional riders that add a future purchase option for increasing benefits without new medical underwriting.
What Does a a Disability Insurance Agent in Oro Valley Cost?
Disability insurance agent services in Arizona typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely, often ranging from 1% to 3% of your annual income per year. For example, a policy covering $60,000 of annual income might cost $600 to $1,800 per year. Costs depend on your age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Oro Valley
Disability insurance agents in Oro Valley, Arizona help residents secure income protection policies and navigate claims. Arizona law requires insurers to respond to claims within 30 days under ARS 20-461. Local agents can explain how state regulations affect your coverage and benefits.
Frequently Asked Questions
What does a disability insurance agent in Oro Valley do?
An agent helps you choose a policy that fits your needs and income. They also assist with filing claims and understanding Arizona insurance laws. Agents do not provide legal advice but can explain policy terms.
How does Arizona law affect disability insurance claims?
Arizona Revised Statutes Section 20-461 requires insurers to act promptly on claims. If a claim is denied, you have the right to request a review. An agent can guide you through the appeals process.
Can a disability insurance agent help with an appeal in Arizona?
Yes, an agent can help you gather documents and submit a formal appeal. Arizona law gives you 60 days to appeal a denied claim. The agent works with you to meet deadlines and strengthen your case.
Disability Insurance Agents in Other Arizona Cities
Apache Junction · Avondale · Buckeye · Bullhead City · Casa Grande · Chandler · Flagstaff · Gilbert · Glendale · Goodyear · Green Valley · Kingman · Lake Havasu City · Mesa · Peoria