The top-rated disability insurance agent in Arcadia, California is Dustin Tsu - State Farm Insurance Agent, rated 5.0 stars across 309 reviews. Other highly rated options include Acceptance Insurance, AAA Arcadia Insurance and Member Services, Calrisk Insurance Center. This directory lists 17 disability insurance agents serving Arcadia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dustin Tsu - State Farm Insurance Agent | 444 E Huntington Dr #217 | (626) 445-7445 |
| 2 | Acceptance Insurance | 310 E Huntington Dr Ste D-10 | (626) 603-7007 |
| 3 | AAA Arcadia Insurance and Member Services | 420 E Huntington Dr | (626) 445-5441 |
| 4 | Calrisk Insurance Center | 713 W Duarte Rd g747 | (877) 239-8103 |
| 5 | Weaver & Associates Insurance, Inc. | 711 W Camino Real Ave UNIT 201 | (626) 446-6161 |
| 6 | Juvo Insurance Solutions Inc. | 440 E Huntington Dr # 300 | (626) 251-9884 |
| 7 | Topco Insurance Agency Inc | 713 W Duarte Rd D | (626) 371-0388 |
| 8 | Abernathy Insurance Agency | 133 E Duarte Rd | (626) 574-1000 |
| 9 | Jim Simonds - Arroyo Insurance Services | 225 E Santa Clara St # 130 | (626) 243-9611 |
| 10 | Golden time insurance agency專業保险Prosafe insurance | 909 S Santa Anita Ave suite k | (626) 777-7788 |
Dustin Tsu - State Farm Insurance Agent in Arcadia, CA provides disability insurance coverage designed to protect income if illness or injury prevents work. Clients receive ongoing policy support, including periodic file reviews to adjust benefits as financial situations evolve. Regular communication ensures coverage remains aligned with medical and employment changes. This agent services single-family homes, apartments, retail, and restaurants.
Acceptance Insurance serves residents in Arcadia, California, by helping them evaluate disability insurance options for income protection. Commercial coverage is also available for local small businesses seeking to safeguard their employees’ financial stability. The firm’s service area spans Arcadia and the surrounding San Gabriel Valley communities. Clients often return for policy reviews during life changes such as career shifts or family growth, ensuring continued alignment between their coverage and evolving needs between regular visits.
AAA Arcadia Insurance and Member Services serves Los Angeles County, focusing on disability insurance agent services. The company assists individuals and professionals in Arcadia, California, with obtaining income protection coverage. Their work includes evaluating client needs and connecting them to relevant disability insurance policies. This provider helps customers navigate complex coverage options for both short-term and long-term disability income protection. Additionally, they handle coverage planning for occupation-specific disability risks in the local area.
Calrisk Insurance Center serves homeowners, businesses, and professionals in the Arcadia area who require individual or group disability income protection. The firm assists clients in evaluating policy options to replace a portion of lost earnings during periods of illness or injury. As a dedicated disability insurance agent, it helps navigate plan selection and application processes based on specific coverage needs. The company also offers its services to residents and employers in neighboring Pasadena.
Based in Arcadia, Weaver & Associates Insurance, Inc. serves clients in Arcadia and the surrounding San Gabriel Valley communities. The agency specializes in disability insurance, handling policies that provide income protection for individuals who may become unable to work due to illness or injury. Its work focuses on helping local residents understand their coverage options during the application process. For a typical case, the agency begins by reviewing a client’s current income and occupation, then compares benefit structures from different carriers to find a suitable plan.
Juvo Insurance Solutions Inc. specializes in providing disability insurance coverage for professionals in and around Arcadia, CA. The firm assists clients in understanding policy options that protect against income loss from illness or injury. It guides individuals through the application and underwriting process, tailoring plans to specific occupational and lifestyle needs. During open enrollment periods or when career changes create a gap in existing coverage, the company helps secure financial protection against unexpected disabilities.
Topco Insurance Agency Inc in Arcadia, CA distinguishes between one-time policy evaluations for immediate protection and recurring service options that adjust coverage as long-term disability needs evolve. The agency focuses on tailoring disability insurance solutions to replace lost income due to illness or injury, ensuring financial stability for local professionals and business owners. Clients can schedule appointments on either a one-time basis for a single consultation or recurring intervals as ongoing policy reviews become necessary.
As the spring season brings changes in health and employment circumstances for many in Arcadia, securing dependable income protection becomes a priority for local professionals and families. Abernathy Insurance Agency serves this community as a disability insurance agent, guiding clients through policy options tailored to safeguard earnings against unexpected illness or injury. They focus on explaining coverage levels and benefit periods suited to individual needs and budgets. An initial consultation is scheduled to review a client’s current financial situation and assess the appropriate plan details.
Jim Simonds - Arroyo Insurance Services provides disability insurance for residents in Arcadia, California, and also offers commercial coverage for local business owners throughout the greater San Gabriel Valley area. The agency helps clients assess their income protection needs and select appropriate policy terms to safeguard against lost earnings due to illness or injury. Many customers return for annual policy reviews or for updated coverage after a change in employment or health status.
What Does a a Disability Insurance Agent in Arcadia Cost?
Disability insurance agents in California typically earn commissions paid by the insurance company, so their services are often free to you. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a healthy 35-year-old in a low-risk office job, a long-term disability policy might cost between 1 percent and 3 percent of annual income. For older individuals or higher-risk occupations, premiums can be 5 percent or more. This is general information, not insurance advice.
About disability insurance agents in Arcadia
Disability insurance agents in Arcadia, California help individuals and business owners secure income protection policies. California has specific state disability insurance rules through the Employment Development Department, and a local agent can explain how private plans interact with state benefits. Working with an agent in Arcadia ensures you get coverage that meets your needs and complies with California regulations.
Frequently Asked Questions
What does a disability insurance agent in Arcadia do?
A disability insurance agent in Arcadia helps you find and apply for private disability insurance policies. They explain different plan options, compare coverage from multiple carriers, and assist with claims. They also advise on how private insurance works alongside California State Disability Insurance (SDI) benefits.
How is California disability insurance different from other states?
California is one of a few states with a mandatory state disability insurance program through the EDD. Private policies must coordinate with SDI benefits. An agent in Arcadia can help you understand the interaction between state and private coverage, including the 7-day waiting period for SDI and the benefit cap of 60-70 percent of wages.
Can a disability insurance agent help with an existing claim?
Yes, many agents assist policyholders with filing claims and gathering required documentation. They can explain the claims process, including California specific deadlines like the 49-day waiting period for private long-term disability claims. However, agents do not provide legal advice; for claim denials you may need to consult an attorney.
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