The top-rated disability insurance agent in East Hartford, Connecticut is Brian Busam - State Farm Insurance Agent, rated 4.8 stars across 122 reviews. Other highly rated options include Sica Insurance & Financial Services, Globe Life American Income Division: Moore Sodan Organization, Amica Mutual Insurance Company. This directory lists 11 disability insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 2 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 3 | Globe Life American Income Division: Moore Sodan Organization | 111 Founders Plaza Suite 1701 | (860) 245-8225 |
| 4 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 5 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 6 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 7 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 8 | Farmers Insurance - Frank Somuah | 53 Connecticut Blvd Ste 3a | (860) 724-4860 |
| 9 | Evans, Pires & Leonard Insurance Agency, Inc | 121 Roberts St | (860) 289-6816 |
| 10 | DiMatteo Insurance Brokers, LLC | 111 Founders Plaza | (860) 519-1074 |
Brian Busam - State Farm Insurance Agent serves clients in East Hartford, Connecticut, and the surrounding communities. The agency handles individual disability insurance policies designed to replace a portion of lost income if an injury or illness prevents work. It also addresses the specific needs of local professionals and small business owners. A typical job begins with a consultation to review personal circumstances and financial obligations, then proceeds through plan comparisons until a suitable coverage option is selected.
Sica Insurance & Financial Services serves clients in the East Hartford area and across Hartford County as a disability insurance agent. The company assists individuals and professionals in securing coverage that replaces a portion of income if an injury or illness prevents them from working. It guides clients through policy options such as short-term and long-term disability plans, helping them understand benefit periods and elimination periods. This agency also handles group disability insurance for local businesses and self-employed individuals.
Homeowners, businesses, and property managers in the East Hartford area rely on this agency for disability insurance agent services. The team assists clients in understanding how income protection can support financial stability during unexpected health events. They help individuals and organizations assess coverage needs and navigate policy options. The agency also serves clients in surrounding communities throughout the Hartford metro region, including Manchester.
Amica Mutual Insurance Company in East Hartford, CT offers professional guidance for those seeking disability insurance coverage. Services include assessing individual income protection needs and explaining policy options to safeguard earnings during illness or injury. The company provides ongoing support for existing policies, assisting with claims navigation and coverage updates as circumstances change. Drawing on broad industry knowledge specific to the area, Amica Mutual helps clients ensure consistent financial stability. Its agents serve renters and homeowners in single-family residences, along with operators of apartment complexes, retail spaces, and restaurants.
Serving East Hartford and the surrounding Connecticut communities, Nationwide Insurance: Paul J. Fitzgerald handles disability insurance needs for local residents and professionals in the area. The agency works with individuals to help them secure policies that provide income protection if an illness or injury prevents them from working. This role involves assessing a client's employment situation and monthly expenses to determine appropriate coverage levels. To manage a typical case, the agency begins with a thorough consultation to understand a client’s specific health and occupational risks.
Gary Berube Insurance, serving East Hartford, Connecticut, provides both one-time policy evaluations and ongoing disability coverage management. Clients seeking initial guidance on long-term disability options may choose a single consultation, while those needing to adapt protection as their income or health changes can select recurring service intervals. Coverage typically addresses a percentage of earned income in the event of an injury or illness preventing work. This agent’s assistance is available on an as-needed basis, with no fixed long-term commitment required for continued access.
As winter approaches, many East Hartford residents begin reviewing their financial safety nets, concerned about how an unexpected injury might halt their income. Ferguson & McGuire Insurance Inc. provides disability insurance agent services to help individuals secure coverage that replaces lost wages during recovery periods. The company assists local clients in evaluating personal risk factors and policy options. A typical first step involves a consultation to review current employment coverage and identify gaps in protection before signing any documents.
Farmers Insurance - Frank Somuah assists individuals and businesses in East Hartford with various insurance needs, specializing as a disability insurance agent by helping clients secure income protection for unexpected health events. This coverage ensures a portion of earnings continues when illness or injury prevents work. The agency can serve commercial sectors such as offices needing employee benefits, warehouses requiring workforce stability, and food service operations safeguarding their staff against income loss.
Based in East Hartford, CT, Evans, Pires & Leonard Insurance Agency, Inc provides residential disability insurance guidance to local individuals, ensuring income protection for households. They also assist commercial clients by structuring coverage for small businesses and self-employed professionals throughout the region. Serving both families and enterprises, the agency works to secure policies that safeguard against earnings loss due to illness or injury. After enrollment, they coordinate follow-up service to adjust plans for changing needs between regularly scheduled policy reviews.
DiMatteo Insurance Brokers, LLC serves the Hartford County region from its base in East Hartford, Connecticut, as a Disability Insurance Agent. The firm helps individuals and employers secure coverage that replaces income when injury or illness prevents work. It assists clients in understanding policy options and comparing plans. The company handles both short-term disability policies for temporary recovery periods and long-term disability insurance for extended income protection needs.
What Does a a Disability Insurance Agent in East Hartford Cost?
Disability insurance agent services in Connecticut typically cost nothing upfront because agents earn commissions from the insurance carrier. Premiums for individual policies range from 1% to 3% of your annual income, or about $50 to $200 per month for a $3,000 monthly benefit. Group coverage through an employer often costs less. This is general information, not insurance advice.
About disability insurance agents in East Hartford
Disability insurance agents in East Hartford, Connecticut help individuals and businesses find coverage that protects income if an injury or illness prevents work. Connecticut law requires agents to be licensed by the state Insurance Department and follow strict disclosure rules. Local agents understand the needs of East Hartford residents, from manufacturing workers to office professionals.
Frequently Asked Questions
What does a disability insurance agent do in East Hartford?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms and waiting periods, and assists with filing claims. They do not provide legal advice but can guide you through the application process.
Are there Connecticut laws that affect disability insurance policies?
Yes. Connecticut General Statutes Section 38a-469 requires that disability policies include a grace period and a reinstatement clause. Also, Connecticut has a 3-year statute of limitations for filing a lawsuit on a disability insurance claim.
How do I choose a disability insurance agent in East Hartford?
Look for an agent who is licensed in Connecticut and has experience with both individual and group disability policies. Ask about their familiarity with carriers that operate in the state and check their standing with the Connecticut Insurance Department.
Disability Insurance Agents in Other Connecticut Cities
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