The top-rated disability insurance agent in Guilford, Connecticut is Guilford Insurance, rated 5.0 stars across 143 reviews. Other highly rated options include Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT, Craig Tracz - State Farm Insurance Agent, Maria Pietrosante: Allstate Insurance. This directory lists 14 disability insurance agents serving Guilford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guilford Insurance | 105 Church St | (203) 689-5260 |
| 2 | Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT | 102 Boston St | (203) 453-5258 |
| 3 | Craig Tracz - State Farm Insurance Agent | 652 Boston Post Rd STE 6 | (203) 204-1421 |
| 4 | Maria Pietrosante: Allstate Insurance | 705 Boston Post Rd Unit 4b | (860) 388-0857 |
| 5 | Smart Insurance CT | 24 Graves Ave | (203) 457-8040 |
| 6 | Relation Insurance Services | 48 State St | (203) 453-0816 |
| 7 | Kinnare Insurance LLC | 135 Church St | (203) 453-4829 |
| 8 | Maynard Insurance Group | 102 Church St | (203) 453-0003 |
| 9 | Anchor Associates Inc | 60 Little Meadow Rd | (203) 453-5939 |
| 10 | The Colella Agency, LLC | 34 York St | (203) 884-6707 |
Guilford Insurance serves residents across New Haven County from its base in Guilford, Connecticut, specializing in disability insurance agent services. The firm assists individuals and local professionals in securing income protection policies that provide financial stability if illness or injury prevents them from working. It also helps clients navigate the complexities of both short‑term and long‑term disability coverage options available in the area.
Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT offers disability insurance agent services in Guilford, CT, helping clients secure income protection plans that provide financial stability during illness or injury. Its ongoing support includes policy reviews and claim assistance to ensure coverage remains aligned with changing needs. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and business owners in and around Guilford can turn to Craig Tracz - State Farm Insurance Agent for disability insurance guidance. Their services help clients understand how income protection can guard against financial loss from injury or illness. The agency works with individuals who want to customize disability coverage to fit their own financial situation. This support also extends to surrounding communities like Madison and Clinton within the shoreline metro region.
Maria Pietrosante: Allstate Insurance serves the Guilford, Connecticut area and surrounding shoreline communities, handling disability insurance coverage for local residents. It assists clients in selecting policies that replace a portion of income if an illness or injury prevents them from working. The agency explains policy details, including waiting periods and benefit durations, to help customers understand their options. It typically reviews each client’s occupation and earnings to recommend a plan that aligns with their financial needs.
Smart Insurance CT in Guilford offers disability insurance services that can be structured as either a one-time policy review or an ongoing coverage management relationship. The process begins with a thorough assessment of an agent's income protection needs and continues with personalized plan selection from available carriers. Policy details, waiting periods, and benefit amounts are explained clearly to each client. Ongoing support includes periodic check-ins to adjust coverage as financial circumstances change. Service runs on a combination of one-time initial consultations, scheduled annual reviews, and as-needed support for claims or policy questions.
Relation Insurance Services serves homeowners, businesses, and property managers in Guilford, Connecticut, by offering personalized disability insurance policies to protect income during injury or illness. The agency helps clients understand their coverage options and select appropriate plans tailored to individual financial situations. Agents provide ongoing local support for policy changes and claims guidance. The company also extends its disability insurance services to the surrounding shoreline communities of Madison and Branford.
Kinnare Insurance LLC specializes in offering disability insurance coverage for professionals and self-employed individuals in the Guilford area. The agency guides clients through the process of selecting policies that protect their income if an illness or injury prevents them from working. It also advises on policy options to help residents prepare for unexpected life events. During tax season, it assists with reviewing coverage to ensure plans remain aligned with changing financial needs.
As winter weather limits mobility in Guilford, local workers often worry about income loss from an unexpected injury or illness. Maynard Insurance Group helps by explaining disability policies that replace a portion of lost wages during recovery. Prioritizing clear communication, they review each client’s occupation and financial obligations to recommend suitable coverage. The service begins with a no-obligation consultation to assess specific income-protection needs.
Anchor Associates Inc in Guilford, CT, assists individuals and businesses in securing coverage that helps replace lost income due to illness or injury. The agency focuses specifically on disability insurance, tailoring policies to match a client’s occupation and earnings. Their work involves evaluating different plan options and explaining benefit terms to ensure appropriate protection. Commercial sectors the firm regularly serves include professional office environments, large distribution warehouses, and food service operations.
The Colella Agency, LLC serves residents in Guilford, Connecticut, and the surrounding areas as a dedicated disability insurance agent. Its work encompasses both residential disability coverage for individual income protection and commercial disability policies designed for local businesses and their key employees. The agency provides a standard service area that includes Guilford and the neighboring communities across the shoreline region. Clients often schedule follow-up appointments between regular annual visits to review policy adjustments or address any changes to their personal or professional circumstances.
What Does a a Disability Insurance Agent in Guilford Cost?
The cost of disability insurance in Connecticut typically ranges from 1% to 3% of your annual income. For a 35 year old non-smoker in good health, a policy paying $3,000 per month might cost between $50 and $150 per month. Premiums vary based on age, health, occupation, benefit amount, and elimination period. This is general information and not insurance advice.
About disability insurance agents in Guilford
Disability insurance agents in Guilford, Connecticut help individuals and businesses find coverage that protects income if illness or injury prevents work. Connecticut law requires certain employers to offer short-term disability benefits through the Connecticut Paid Leave program, but private disability insurance can provide additional protection. A local agent can explain how state benefits interact with private policies and help you choose the right plan for your needs.
Frequently Asked Questions
What does a disability insurance agent in Guilford do?
A disability insurance agent helps you compare policies from different insurers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. Agents also assist with filing claims and understanding how Connecticut Paid Leave benefits affect private disability payouts.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides up to 12 weeks of partial wage replacement for qualifying medical conditions. Private disability insurance can supplement this benefit or provide coverage for conditions not covered by the state program. An agent can help coordinate both types of coverage to maximize your income protection.
Do I need disability insurance if I work from home in Guilford?
Yes, working from home does not eliminate the risk of disability. Self-employed individuals and remote workers in Connecticut may lack employer-sponsored disability benefits. A private policy can replace lost income if you cannot work due to injury or illness, regardless of where you perform your job.
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