The top-rated disability insurance agent in Rome, Georgia is Melissa Eldridge - State Farm Insurance Agent, rated 4.9 stars across 279 reviews. Other highly rated options include Velox Insurance, Talley Insurance Services, Brandon Burke - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Eldridge - State Farm Insurance Agent | 415 Shorter Ave NW SW | (706) 234-5333 |
| 2 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 3 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 4 | Brandon Burke - State Farm Insurance Agent | 2 Shorter Ave NW | (706) 235-8891 |
| 5 | Direct Auto Insurance | 2510 Redmond Cir | (706) 512-3023 |
| 6 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
| 7 | Cornerstone Insurance Solutions | 107 Redmond Rd | (706) 232-5522 |
| 8 | White Insurance Rome, GA | 11 N Hanks St | (706) 234-9425 |
| 9 | Country Financial - Cody Crumley Agency | 1607 Martha Berry Blvd NE Ste A | (706) 233-8355 |
| 10 | Luke Andrews Insurance & Consulting | 9 Weathers Rd | (706) 266-6811 |
Melissa Eldridge - State Farm Insurance Agent serves the Rome, Georgia, area and surrounding communities as a disability insurance agent. This office helps local residents protect their income by offering policies designed to replace a portion of earnings if illness or injury prevents them from working. They also assist with other insurance needs, such as auto or life coverage, for comprehensive financial planning. The agency specifically handles both short-term and long-term disability insurance policies for clients in this region.
Velox Insurance serves Rome, Georgia, and the surrounding Floyd County communities in handling disability insurance agent needs for local residents and workers. It focuses on helping individuals protect their income by offering policies that provide financial support if injury or illness prevents them from working. The agency works with clients to review coverage options and plan for potential long-term or short-term disability situations. For a typical job, it guides a customer through an assessment of health history and employment factors to match suitable plan details.
Talley Insurance Services provides disability insurance solutions for individuals and professionals in Rome, Georgia. The agency focuses on helping clients understand their coverage options and secure policies that protect income during periods of inability to work. Services include evaluating existing disability plans, offering new policy recommendations, and coordinating application processes. It also assists with claims support and periodic plan reviews to adjust for changing needs. The company serves a variety of clients, including single-family homeowners, apartment renters, local retail businesses, and independent restaurants.
Brandon Burke - State Farm Insurance Agent in Rome, GA assists homeowners, renters, and small businesses with their insurance needs. He offers disability insurance, helping local workers protect their income if illness or injury prevents them from working. Personal conversations identify risk factors so every customer finds an appropriate coverage level. The access to a local office creates straightforward claim support. For clients seeking personal protection strategies, this agency provides practical guidance and steady account management. Brandon Burke also serves households in the greater Dalton region.
Direct Auto Insurance serves Rome, Georgia, and the surrounding communities, handling disability insurance needs for local residents. Its agents help clients understand how disability coverage can replace a portion of income if they become unable to work due to illness or injury. The agency works closely with individuals to explain policy options available in the area. Typically, the company begins each case by reviewing a client’s current employment and income situation, then tailoring coverage recommendations to that person’s specific financial circumstances.
Clients of Coosa Valley Financial Group, Inc. in Rome, GA can choose between one-time policy reviews and ongoing service relationships for their disability coverage. The agency assists individuals by presenting options that protect income if illness or injury prevents work. Evaluating specific needs and financial situations allows the agent to recommend appropriate plans from available insurers. Follow-up appointments are available to adjust coverage as circumstances change, with all service offered on an as-needed basis.
Cornerstone Insurance Solutions in Rome, Georgia provides specialized disability insurance planning for local professionals and business owners. It assists clients in understanding policy options that replace income during a disabling illness or injury. The agency guides individuals and families through the application process and helps compare coverage terms from different carriers. It also advises on the coordination of disability benefits with existing workplace plans. A key concern it addresses is securing sufficient coverage before a planned career change or major surgery.
As the seasons change in northwest Georgia, residents of Rome often review their financial protections against unexpected illness or injury. White Insurance Rome, GA, addresses this need as a dedicated disability insurance agent, helping local workers understand how income replacement policies can safeguard their earnings during recovery. By focusing on individual circumstances, the agency clarifies the distinctions between short-term and long-term coverage options available in the community. An initial consultation typically starts with a review of the client’s current employment benefits and personal health considerations to identify appropriate plan choices.
Country Financial - Cody Crumley Agency in Rome, GA provides disability insurance agent services. The agency assists individuals with income protection plans when illness or injury prevents work. It also offers tailored supplemental policies that help cover ongoing expenses during recovery. This office serves a variety of commercial sectors in the local area, including offices, warehouses, and food service establishments that require reliable coverage for their employees.
What Does a a Disability Insurance Agent in Rome Cost?
The cost of disability insurance in Georgia typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums depend on your age, health, occupation, and the policy features. This is general information and not insurance advice.
About disability insurance agents in Rome
Disability insurance agents in Rome Georgia help individuals and business owners secure income protection. Georgia law requires agents to be licensed by the state Office of Commissioner of Insurance. Working with a local agent can help you understand policy options that fit your needs and budget.
Frequently Asked Questions
What does a disability insurance agent in Rome do?
A disability insurance agent helps you find and purchase a policy that pays a portion of your income if you become unable to work. They explain policy terms, exclusions, and waiting periods. They also assist with claims and policy changes.
Is disability insurance required in Georgia?
Georgia does not require individuals to have disability insurance. However, some employers may offer it as a benefit. If you are self-employed or do not have employer coverage, a private policy can protect your income.
How do Georgia laws affect disability insurance claims?
Georgia has a statute of limitations for filing a lawsuit on a disability insurance claim. The time limit is typically six years from the date the claim is denied. An agent can explain policy terms and help you understand your rights under Georgia law.
Disability Insurance Agents in Other Georgia Cities
Albany · Alpharetta · Athens · Atlanta · Augusta · Canton · Carrollton · Cartersville · Columbus · Dalton · Douglasville · Duluth · Evans · Gainesville · Johns Creek