The top-rated disability insurance agent in Savannah, Georgia is AreYou64.com - 64 Insurance Group (Savannah, GA), rated 5.0 stars across 446 reviews. Other highly rated options include Geoff Forn - State Farm Insurance Agent, Robert Edgar - Independent Medicare, Health & Life Insurance Agent, Good Samaritan Insurance, LLC. This directory lists 21 disability insurance agents serving Savannah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AreYou64.com - 64 Insurance Group (Savannah, GA) | 7393 Hodgson Memorial Dr #205 | (912) 335-6464 |
| 2 | Geoff Forn - State Farm Insurance Agent | 5796 Ogeechee Rd Suite 114 | (912) 328-2130 |
| 3 | Robert Edgar - Independent Medicare, Health & Life Insurance Agent | 6605 Abercorn St St 208A | (912) 660-5236 |
| 4 | Good Samaritan Insurance, LLC | 407 E Montgomery Cross Rd A | (912) 712-3320 |
| 5 | Brett Barnes Insurance | 50 Berwick Blvd Suite 150 | (912) 355-2345 |
| 6 | Fountain Insurance Agency | 5032 Augusta Rd | (912) 964-2781 |
| 7 | Kingery & Company Insurance Agency | 315 Commercial Dr Ste A3 | (912) 692-0201 |
| 8 | Abercorn Insurance Agency | 785 King George Blvd Suite E | (912) 355-2223 |
| 9 | Chatham Insurance Partners | 2502 Habersham St | (912) 232-2500 |
| 10 | Bernard Williams Insurance & Financial | 6001 Chatham Center Dr STE 100 | (866) 433-4476 |
AreYou64.com - 64 Insurance Group serves Savannah, Georgia, and its surrounding counties as a dedicated disability insurance agent. The company helps individuals and professionals understand and apply for coverage that replaces income if an illness or injury prevents them from working. Its work focuses on explaining policy terms for short-term and long-term disability plans, guiding clients through the application and underwriting process. It also handles supplemental disability policies and riders for specific occupations in the Savannah area.
Geoff Forn - State Farm Insurance Agent in Savannah, GA, provides disability income protection plans that help replace a portion of lost earnings if an illness or injury prevents work. Service includes policy reviews to ensure coverage aligns with changing income needs, and the office assists with claims processing to facilitate timely benefits. This agency services its policies for individuals throughout Savannah and Chatham County, including those living in single-family homes, apartments, or working in area retail stores and restaurants.
Independent homeowners, property managers, and small business owners in Savannah, Georgia rely on Robert Edgar — Independent Medicare, Health & Life Insurance Agent for disability insurance coverage. The agent works with clients to understand their income protection needs and presents suitable policy options from various carriers. This service focuses on helping local professionals safeguard their earnings in case of illness or injury. The agent also serves communities throughout the greater Savannah metro area, including nearby Pooler.
Good Samaritan Insurance, LLC, operating in Savannah, Georgia, offers both one-time consultations to assess individual disability insurance needs and recurring service options to periodically review and update coverage as circumstances change. As a disability insurance agent, the company helps clients navigate policies that provide income replacement if illness or injury prevents work. This ensures protection for Savannah residents and professionals. Service is provided on both a scheduled and an as-needed basis to accommodate client preferences.
Brett Barnes Insurance in Savannah, GA specializes in helping individuals secure disability income protection to replace lost wages during illness or injury. The agency also guides clients through the nuances of short‑term and long‑term disability policies for comprehensive financial planning. Understanding local employment patterns and coastal industries allows the firm to address unique income risks. The business is especially helpful when self‑employed or commission‑based workers in the Savannah area face the prospect of missed income during a slow seasonal recovery from surgery or childbirth.
Serving Savannah and the surrounding communities in coastal Georgia, Fountain Insurance Agency handles disability insurance policies for local residents. These plans are designed to replace a portion of income if an illness or injury prevents someone from working. This coverage is important for protecting financial stability during recovery. The agency takes a consultative approach, carefully reviewing each client’s occupation and monthly earnings to recommend a policy that aligns with their specific needs and budget.
Kingery & Company Insurance Agency serves residential clients in Savannah, GA by helping them select disability income protection tailored to individual needs and employment situations. Commercial coverage is also offered to local businesses seeking to insure key employees or provide group disability benefits to their workforce. The agency provides ongoing support to policyholders, explaining policy terms and assisting with claims when necessary. Repeat service between regular visits ensures coverage remains aligned with changing circumstances or new life events for established customers.
Abercorn Insurance Agency works with clients in Savannah, Georgia, to help secure income protection through disability insurance policies. The agency specializes in tailoring coverage to meet individual needs, addressing both short-term and long-term disability scenarios. This includes advising on policy features such as benefit periods, elimination periods, and occupation-specific definitions. Their services are accessible for professionals across various commercial sectors, including offices, warehouses, and food service operations.
Chatham Insurance Partners, based in Savannah, GA, is known for helping area professionals secure coverage that replaces income during illness or injury. The firm guides clients through disability policy options, including short-term, long-term, and own-occupation plans, to protect their financial stability. Its service range includes evaluating existing employer benefits and tailoring individual policies. A specialty service it can add on is guidance for local medical practitioners in structuring benefits that address specialty-specific occupational risks.
What Does a a Disability Insurance Agent in Savannah Cost?
Typical costs for disability insurance in Georgia range from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40-year-old professional in Savannah, a standard policy might cost $100 to $300 per month. Rates vary based on age, health, occupation, and benefit period. This is general information and not insurance advice.
About disability insurance agents in Savannah
Disability insurance agents in Savannah, Georgia help individuals and business owners secure income protection policies. Georgia law requires agents to be licensed through the Georgia Office of Insurance and Safety Fire Commissioner. Local agents understand the coastal economy and can tailor coverage for industries like logistics, healthcare, and hospitality.
Frequently Asked Questions
What does a disability insurance agent in Savannah do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms and elimination periods, and assists with filing claims. They also guide you through Georgia-specific regulations, such as the 60-day deadline for filing a claim appeal under state law.
How long do I have to file a disability claim in Georgia?
In Georgia, you generally have 60 days from the date of a claim denial to file an appeal. However, policy-specific deadlines may vary, so it is important to review your contract and consult your agent promptly.
Are disability insurance premiums tax deductible in Georgia?
Premiums for individual disability insurance policies are not tax deductible in Georgia or under federal law if paid with after-tax dollars. However, if your employer pays the premiums, the benefit may be taxable. A local agent can explain how this applies to your situation.
Disability Insurance Agents in Other Georgia Cities
Albany · Alpharetta · Athens · Atlanta · Augusta · Canton · Carrollton · Cartersville · Columbus · Dalton · Douglasville · Duluth · Evans · Gainesville · Johns Creek