The top-rated disability insurance agent in Smyrna, Georgia is Jonathan Phillips - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include DaVante DuPree - State Farm Insurance Agent, Helen Onwuzulike - State Farm Insurance Agent, Get Fully Covered. This directory lists 14 disability insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jonathan Phillips - State Farm Insurance Agent | 676 Windy Hill Rd SE | (770) 435-4417 |
| 2 | DaVante DuPree - State Farm Insurance Agent | 3246 Atlanta Rd SE STE C | (678) 383-4685 |
| 3 | Helen Onwuzulike - State Farm Insurance Agent | 1715 Roswell St SE STE A | (770) 955-1667 |
| 4 | Get Fully Covered | 2171 Old Concord Rd | (678) 648-1200 |
| 5 | Jabar Dozier American Family Insurance | 3020 Highlands Pkwy SE SUITE D | (770) 240-9967 |
| 6 | Yolanda Harris: Allstate Insurance | 1675 Cumberland Pkwy SE Ste 206 | (678) 560-3500 |
| 7 | Farmers Insurance - Okafor Gregory | 614 Concord Rd SE | (770) 803-1003 |
| 8 | Perimeter Insurance agency | 3315 S Cobb Dr SE #500 | (770) 444-3441 |
| 9 | Loya Insurance Company | 3231 S Cobb Dr SE | (770) 436-9608 |
| 10 | Premier Insurance GA | 4359 W Atlanta Rd SE | (404) 465-2947 |
Jonathan Phillips - State Farm Insurance Agent serves the Smyrna, Georgia, metro area as a disability insurance agent. The company helps local residents and workers find financial protection solutions for income loss due to illness or injury. Its team works with individuals to review policy options suited to different employment situations and medical histories. The office handles applications for both short-term and long-term disability income insurance policies.
DaVante DuPree - State Farm Insurance Agent in Smyrna, GA, provides disability insurance coverage designed to help protect income in the event of an illness or injury. The agency offers policy evaluations and assistance with claims filing, helping clients understand their plan details and maintenance options. Clients receive support for single-family homes, apartments, retail, and restaurants seeking income protection for their households or businesses.
Homeowners, renters, and small business owners in Smyrna, Georgia, can turn to Helen Onwuzulike - State Farm Insurance Agent for disability income protection. This agency helps clients understand how disability insurance can replace a portion of their earnings if they cannot work due to illness or injury. Policy options are explored to match individual needs and budgets, ensuring coverage aligns with each customer’s financial goals. The agent also serves nearby communities throughout Cobb County and the greater Atlanta metro area.
Get Fully Covered serves Smyrna, Georgia, and the surrounding communities of Cobb County, assisting clients with disability insurance needs. The agency handles individual disability income policies and group plans designed to replace lost wages during illness or injury. To address a typical job, the company begins with a thorough review of the client’s occupation and current health status before comparing policies from multiple insurers to find appropriate coverage.
Jabar Dozier American Family Insurance offers both one-time policy consultations and recurring service plans for disability coverage, ensuring clients can secure income protection in Smyrna, GA, tailored to their ongoing needs. A disability insurance agent in this area helps evaluate risks and benefits, alleviating concerns about lost wages due to illness or injury. Service runs on an as-needed basis, with each request handled individually to meet current circumstances.
Yolanda Harris: Allstate Insurance provides disability insurance agent services in Smyrna, Georgia, helping clients understand policy options that replace a portion of lost income if injury or illness prevents work. It also assists with general insurance needs, answering questions about coverage and claims. During open enrollment periods, the agency can help employed individuals assess whether their employer’s short-term or long-term disability plan is sufficient for their household budget.
As the winter season brings increased risks of slips and falls in Smyrna, homeowners and small business owners often seek an extra layer of income protection. Farmers Insurance - Okafor Gregory provides tailored disability insurance options to help clients in the local community safeguard their earnings against unexpected injuries or illness. The agency works closely with individuals to explain how such policies can replace lost wages during recovery. The initial process begins with a straightforward consultation to assess personal coverage needs and financial goals.
Perimeter Insurance Agency in Smyrna, GA connects residents with disability insurance to protect their income from unexpected illness or injury. The agency also provides commercial disability coverage for local businesses in the area. Serving Smyrna and the surrounding communities, the agent works with individuals and business owners to explore policy options that match specific needs. After an initial policy is issued, the agent offers ongoing support and can assist with adjustments or claims follow-up before the next regular review visit.
Loya Insurance Company operates in Smyrna, Georgia, assisting clients with disability insurance needs. The agency focuses on policies that replace lost income due to illness or injury, adding critical benefits like partial disability coverage and own-occupation protections. Agents guide individuals and businesses in selecting plans tailored to local workforce demands. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, ensuring these varied work environments have access to income protection solutions.
Premier Insurance GA, based in Smyrna, is known for helping local workers secure disability coverage. The agency serves clients across the region, guiding both professionals and independent business owners through the process of choosing appropriate short-term or long-term disability plans. It advises on policy structures that replace a portion of income if an illness or injury prevents employment. A specialty service it can add on is a custom rider for partial disability, which offers benefits while the policyholder gradually returns to work part-time.
What Does a a Disability Insurance Agent in Smyrna Cost?
Disability insurance agent services in Georgia typically involve no direct fee to you; agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old in a sedentary job might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Smyrna
Disability insurance agents in Smyrna, Georgia help individuals and businesses find coverage that protects income if injury or illness prevents work. Georgia law requires disability insurance policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can explain how state regulations affect your policy options and claims process.
Frequently Asked Questions
What does a disability insurance agent in Smyrna do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding Georgia insurance regulations.
How long do I have to file a disability claim in Georgia?
Georgia law does not set a specific time limit for filing disability claims, but most policies require prompt notice within 30 to 90 days. Check your policy for exact deadlines. Delays can result in denial of benefits.
Are disability insurance premiums tax deductible in Georgia?
If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits are taxable. Georgia follows federal tax rules for disability insurance. Consult a tax professional for your situation.
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