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HomeDisability Insurance AgentsGeorgia › St Simons Island

Find Disability Insurance Agents Near You in St Simons Island, GA

Browse disability insurance agents serving St Simons Island, Georgia. Updated 2026-07-14.

The top-rated disability insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 16 disability insurance agents serving St Simons Island.

Showing 16 disability insurance agents in St Simons Island, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maggie Dutton - State Farm Insurance Agent400 Main St STE 7(912) 638-1881
2The Live Oak Insurance Agency1700 Frederica Road Suite 305 St. Simon's Island(912) 434-4220
3Seban's Insurance Solutions312 Plantation Chase(912) 638-0552
4Fleet Risk Management Inc2485 Demere Rd #100(912) 638-8277
5Robinson & Associates Insurance, Inc4 Retreat Pl(912) 638-9717
6Turner & Associates Insurance125 Longview Plaza Driveway(912) 265-2840
7Protect Pro Insurance122 Circle Dr(770) 273-9059
8McGinty-Gordon & Associates225 Marina Dr(912) 638-8600
9Lighthouse Benefit Advisors400 Ocean Blvd Ste. 1102(912) 771-8230
10Oakbridge Insurance225 Marina Dr(912) 638-8600
MD
400 Main St STE 7
Maggie Dutton - State Farm Insurance Agent
Disability Insurance Agent · St Simons Island, GA

Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, Georgia area as a disability insurance agent. The company provides guidance on insurance products designed to protect income in the event of an injury or illness. Clients explore options for replacing a portion of their earnings during a period of disability. The agent works with individuals to understand their coverage needs under local employment conditions. This agency handles both short-term and long-term disability insurance policies.

LO
1700 Frederica Road Suite 305 St. Simon's Island
The Live Oak Insurance Agency
Disability Insurance Agent · St Simons Island, GA
SS
312 Plantation Chase
Seban's Insurance Solutions
Disability Insurance Agent · St Simons Island, GA

Seban’s Insurance Solutions serves homeowners, local businesses, and property managers in St Simons Island, Georgia with individualized disability insurance agent services. The agency assists clients in evaluating coverage options designed to replace income should injury or illness prevent them from working. By understanding each customer’s occupation and financial needs, the firm helps tailor policies that provide practical protection. This agent also covers the neighboring coastal communities of Brunswick and Jekyll Island for disability insurance needs.

FR
2485 Demere Rd #100
Fleet Risk Management Inc
Disability Insurance Agent · St Simons Island, GA

Fleet Risk Management Inc serves St Simons Island, Georgia, and the surrounding coastal communities. The company handles disability insurance for local residents and professionals. It guides individuals through the process of securing coverage that replaces a portion of income during an inability to work due to illness or injury. A typical job begins with an evaluation of the client’s current earnings and occupation, followed by comparing policies from multiple insurers to find a suitable plan.

RA
4 Retreat Pl
Robinson & Associates Insurance, Inc
Disability Insurance Agent · St Simons Island, GA

Robinson & Associates Insurance, Inc in St Simons Island, GA offers both one‑time policy purchases for immediate coverage needs and recurring service engagements for ongoing plan reviews. The firm assists clients in selecting disability insurance that replaces lost income during illness or injury, ensuring financial stability for individuals and families. Factoring Georgia’s specific state disability regulations into each case helps local residents tailor protection. All services are available on a one‑time, scheduled, or as‑needed basis depending on client requirements.

TA
125 Longview Plaza Driveway
Turner & Associates Insurance
Disability Insurance Agent · St Simons Island, GA

Turner & Associates Insurance provides services for individuals seeking disability income protection on St Simons Island, GA. It helps clients understand how disability insurance can replace a portion of lost earnings during an illness or injury that prevents work. The agency works with local professionals and business owners to review policy options suited to their careers. Closer to annual enrollment periods or following a workplace change, it assists with evaluating coverage gaps to ensure continued financial security.

PP
122 Circle Dr
Protect Pro Insurance
Disability Insurance Agent · St Simons Island, GA

Protect Pro Insurance assists professionals and business owners in the St Simons Island, GA area with financial security planning. The firm specializes as a disability insurance agent, focusing on income protection policies that replace lost earnings if a client becomes unable to work due to illness or injury. Its services can serve a variety of commercial sectors, including offices, warehouses, and food service operations across the local region.

MG
225 Marina Dr
McGinty-Gordon & Associates
Disability Insurance Agent · St Simons Island, GA

Cold and flu season on St. Simons Island can interrupt a family’s income without warning. McGinty-Gordon & Associates helps local professionals and small business owners prepare for that risk as a disability insurance agent. They review clients’ current coverage, explain policy options that protect monthly earnings during recovery, and outline elimination periods and benefit durations tailored to the local economy. Their process typically begins with a free analysis of an applicant’s existing disability insurance needs.

LB
400 Ocean Blvd Ste. 1102
Lighthouse Benefit Advisors
Disability Insurance Agent · St Simons Island, GA

Lighthouse Benefit Advisors provides disability insurance services to residents in St Simons Island, Georgia, and the surrounding coastal area. The company also assists commercial clients seeking coverage for their businesses or employees. As a local disability insurance agent, they help clients understand policy options to protect income from illness or injury. Clients commonly return for follow-up consultations to adjust coverage between regular policy reviews and life changes.

OI
225 Marina Dr
Oakbridge Insurance
Disability Insurance Agent · St Simons Island, GA

Oakbridge Insurance specializes in helping clients select disability income protection policies suited to their professional and personal circumstances. Serving the St Simons Island, Georgia area, the agency provides guidance on long-term and short-term coverage options, working to clarify the application process and policy details for self-employed individuals, small business owners, and those with employer-sponsored benefits. Navigating coverage during seasonal employment shifts, such as changes in tourism-related work or construction schedules common on the coast, is a particular area where their assistance proves valuable for maintaining financial stability.

LB
400 Ocean Blvd Ste. 1100
Lighthouse Benefit Resources
Disability Insurance Agent · St Simons Island, GA
(912) 268-4604
lighthousebenefitadvisors.com
LK
106 Riverview Dr
Lara K Carlson - Aflac Insurance Agent
Disability Insurance Agent · St Simons Island, GA
(912) 289-4292
local.aflac.com/lara_carlson/Agent
GI
2485 Demere Rd 100 St
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · St Simons Island, GA
(912) 638-8277
assuredpartners.com/StSimonsIsland
NY
400 Main St STE 4
New York Life
Disability Insurance Agent · St Simons Island, GA
(912) 638-9291
newyorklife.com
NM
20 Market St Ste 106
Northwestern Mutual - Harry Jones
Disability Insurance Agent · St Simons Island, GA
(912) 638-1292
harry-jones.com
GG
171 Follins Ln
Glynn General Companies, LP
Disability Insurance Agent · St Simons Island, GA
(912) 638-4320
glynngeneral.com

What Does a a Disability Insurance Agent in St Simons Island Cost?

Disability insurance agent services in Georgia typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old professional might pay between 1 percent and 3 percent of their annual income for a policy. This is general information, not insurance advice.

About disability insurance agents in St Simons Island

Disability insurance agents in St Simons Island help residents and workers understand their coverage options and file claims. Georgia law requires disability policies to include specific provisions such as a 30-day grace period for premium payments. Local agents can guide you through the process of applying for short-term or long-term disability benefits.

Frequently Asked Questions

What does a disability insurance agent in St Simons Island do?

A disability insurance agent helps you choose a policy, explains coverage limits, and assists with claim submissions. They can also clarify how Georgia insurance regulations affect your benefits.

How long do I have to file a disability claim in Georgia?

Georgia does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 30 days of becoming disabled. You should check your specific policy for exact time limits.

Are disability insurance benefits taxable in Georgia?

If you pay the premiums with after-tax dollars, your benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. Georgia follows federal tax rules for this.

Disability Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.