The top-rated disability insurance agent in Warner Robins, Georgia is Joy Robertson: Allstate Insurance, rated 4.9 stars across 812 reviews. Other highly rated options include Andy Thomas - State Farm Insurance Agent, The Praesidium Agency, LLC, EPIC Health Advisors. This directory lists 19 disability insurance agents serving Warner Robins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joy Robertson: Allstate Insurance | 96 Tommy Stalnaker Dr # B | (478) 449-3900 |
| 2 | Andy Thomas - State Farm Insurance Agent | 255 Carl Vinson Pkwy | (478) 975-0069 |
| 3 | The Praesidium Agency, LLC | 470 S Houston Lake Rd suite a | (478) 745-0025 |
| 4 | EPIC Health Advisors | 205 Dental Dr Suite.10 | (478) 461-1346 |
| 5 | Greenway Insurance Agency Inc | 1612 Watson Blvd | (478) 923-4211 |
| 6 | HM Advisors - Independent Insurance Agency | 211 Independence Dr | (478) 922-8531 |
| 7 | Platinum Guard Insurance, LLC | 1000 Corporate Pointe #112 | (478) 370-2011 |
| 8 | White Oak Insurance Services - Formerly Budget Insurance Agency | 2306 Moody Rd | (478) 328-9040 |
| 9 | Choice Insurance Services | 615 S Houston Lake Rd | (478) 333-3375 |
| 10 | Alfa Insurance - Jacob Gore Agency | 1238 S Houston Lake Rd Ste 2 | (478) 987-0300 |
Joy Robertson: Allstate Insurance serves the Warner Robins, Georgia area as a disability insurance agent. This provider helps clients secure disability insurance, which offers financial protection if illness or injury prevents someone from working. They assist individuals in understanding coverage options tailored to income replacement needs. Working with a national insurer, the agency guides policy selection and application. Short-term and long-term disability insurance plans are among the specific disability insurance products this office handles.
Andy Thomas - State Farm Insurance Agent in Warner Robins, GA, offers a full range of disability insurance services designed to help protect personal income when an illness or injury prevents work. The company focuses on helping clients understand policy options, including short-term and long-term disability coverage, and assists with claims support throughout the life of the policy. Each plan is tailored to fit individual financial needs and employment situations. The agency serves individuals, families, and local business owners, covering properties that include single-family homes, apartments, retail, and restaurants.
The Praesidium Agency, LLC serves Warner Robins, Georgia, and the surrounding Middle Georgia communities, handling the placement of disability insurance policies for local professionals and small business owners. It assists clients in selecting coverage that can replace income if an illness or injury prevents them from working. The agency navigates the range of available individual and group policy options. To handle a typical job, it first reviews a client’s occupation and monthly expenses before recommending suitable benefit terms from different insurance companies.
As the new year prompts many near Warner Robins to review financial protections against unexpected illness or injury, EPIC Health Advisors assists local residents in navigating their disability insurance agent options. This agency focuses on coverage that replaces portions of lost income when a medical condition prevents regular work. A common first step includes scheduling a complimentary initial consultation to examine current policies and identify potential gaps in disability protection. The company will then coordinate a detailed financial assessment to recommend appropriate coverage levels for each individual’s situation.
Greenway Insurance Agency Inc serves homeowners, businesses, and property managers in and around Warner Robins, Georgia, as a dedicated disability insurance agent. It advises clients on securing income protection policies that help replace lost earnings if an illness or injury prevents them from working. The agency guides customers through plan selection, policy terms, and application processes tailored to individual financial needs and coverage goals. Its service area also extends to neighboring communities throughout the Macon metropolitan region.
HM Advisors - Independent Insurance Agency in Warner Robins, GA offers specialized disability income protection services, helping local professionals and small business owners secure coverage that replaces lost wages due to illness or injury. The agency also assists clients with evaluating policy options from multiple carriers to find suitable plans for their unique financial situations. This includes advising those approaching spring tax season about how disability benefits interact with their overall income strategy and year-round financial planning.
Platinum Guard Insurance, LLC specializes in disability insurance agent services in Warner Robins, Georgia. This agency assists individuals and businesses in selecting plans that provide income protection if an injury or illness prevents work. It focuses on helping clients understand policy details, coverage limits, and waiting periods. Many local workplaces can rely on such guidance, including offices with salaried employees, warehouses with physical laborers, and food service establishments where staff depend on steady earnings. These diverse commercial sectors can receive tailored support for securing disability coverage.
White Oak Insurance Services, formerly Budget Insurance Agency, in Warner Robins, GA, assists clients in understanding the key difference between one-time coverage options and recurring policies that require ongoing premium payments. Disability insurance agents here help evaluate individual needs to secure protection for income replacement during illness or injury. This agency’s service runs on a one-time basis to set up a suitable disability insurance policy for each client.
Choice Insurance Services, based in Warner Robins, GA, is known for guiding local professionals and individuals through the process of securing disability insurance coverage. Its service range includes evaluating income protection needs and policy options tailored to various occupations in the area. The agency also assists clients with understanding coverage terms to ensure adequate financial safeguards during illness or injury. As a specialty service, it can additionally provide guidance on integrating disability coverage with existing employer-sponsored benefits plans.
Alfa Insurance - Jacob Gore Agency in Warner Robins, GA offers disability insurance agent services to area residents, helping individuals protect their income against unexpected illness or injury. The agency also provides coverage solutions for local businesses seeking to safeguard their employees and operations. Service extends throughout the Warner Robins region and surrounding communities in central Georgia. Clients typically maintain ongoing contact with the agency between regular visits to adjust plans as life circumstances evolve, ensuring continued coverage remains appropriate.
What Does a a Disability Insurance Agent in Warner Robins Cost?
The cost of disability insurance in Georgia typically ranges from 1% to 3% of your annual income. For example, a 35-year-old earning $60,000 per year might pay between $600 and $1,800 annually for a policy. Factors like age, health, occupation, and benefit amount affect the premium. This is general information, not insurance advice.
About disability insurance agents in Warner Robins
Disability insurance agents in Warner Robins, Georgia help individuals and business owners protect their income with private disability policies. Georgia law does not require employers to provide disability coverage, so many workers seek individual plans. A local agent can explain policy options and guide you through the claims process if you need to file a disability claim.
Frequently Asked Questions
What does a disability insurance agent in Warner Robins do?
A disability insurance agent helps you compare and purchase disability income insurance policies. They explain policy terms, benefit amounts, and elimination periods. The agent also assists with policy changes and can help you understand the claims process if you become disabled.
How long do I have to file a disability claim in Georgia?
Georgia insurance policies typically require you to notify the insurer within 20 to 30 days of becoming disabled. You must then submit a formal claim within 90 days. Check your specific policy for exact time limits because state law does not set a single deadline.
Are disability insurance benefits taxable in Georgia?
If you pay the premiums with after-tax dollars, your disability benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. Georgia follows federal tax rules for this distinction.
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