The top-rated disability insurance agent in Crystal Lake, Illinois is Jason Styzinski - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Ted Orzehoskie - State Farm Insurance Agent, Mars Insurance Agency, Caterina Flower Insurance. This directory lists 20 disability insurance agents serving Crystal Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Styzinski - State Farm Insurance Agent | 450 State Rte 31 Ste 180 | (815) 444-0400 |
| 2 | Ted Orzehoskie - State Farm Insurance Agent | 6207 Northwest Hwy | (815) 455-5444 |
| 3 | Mars Insurance Agency | 9 S Virginia Rd | (815) 459-0711 |
| 4 | Caterina Flower Insurance | 850 S McHenry Ave Ste B | (224) 333-0749 |
| 5 | Neis Insurance Agency | 45 N Virginia St | (815) 455-6960 |
| 6 | Daniel Arzola State Farm | 35 Grant St | (815) 893-4712 |
| 7 | Bret Grapenthin - State Farm Insurance Agent | 1520 Carlemont Dr g | (815) 477-1999 |
| 8 | Christian Falster: Allstate Insurance | 145 S Virginia St | (815) 459-2600 |
| 9 | Mark Moskal: Allstate Insurance | 10 Grant St | (815) 356-6600 |
| 10 | Goosehead Insurance - Blake Mitroff | 101 N Main St Unit 17 | (630) 526-8099 |
Jason Styzinski - State Farm Insurance Agent serves the Crystal Lake, Illinois area and surrounding communities as a disability insurance agent. The agency assists clients in securing coverage designed to protect their income if illness or injury prevents them from working. These plans help replace lost wages during recovery periods. The agent guides individuals through selecting appropriate disability policies tailored to their employment situations. Its services include short-term disability insurance for temporary leave and long-term disability insurance for extended periods of inability to work.
Ted Orzehoskie - State Farm Insurance Agent in Crystal Lake, IL, provides services as a disability insurance agent. The agent helps individuals and families assess their needs for income protection in the event of an illness or injury. Assistance is offered in understanding policy options and comparing coverage details. Ongoing support is available for policy maintenance, including reviewing coverage as circumstances change. Claim filing and general policy questions are also addressed directly. The agent serves clients with single-family homes, apartments, retail, and restaurants.
Mars Insurance Agency serves homeowners, businesses, and property managers in Crystal Lake, Illinois, by assisting them with disability insurance applications and claims guidance. The agency helps clients understand policy options that offer income protection if they become unable to work due to illness or injury. It evaluates individual needs to recommend appropriate coverage levels from multiple carriers. This agent also works with residents and commercial operators in nearby McHenry County communities such as Algonquin and Lake in the Hills.
Caterina Flower Insurance serves the Crystal Lake, Illinois area and surrounding communities, handling disability insurance for local residents and professionals. It guides clients through the process of securing income protection tailored to their employment needs. The company addresses short-term and long-term disability coverage, explaining how policies replace lost wages during illness or injury. To handle a typical job, it begins by assessing an individual's occupation, current earnings, and risk factors before presenting suitable policy options from multiple carriers.
Neis Insurance Agency, based in Crystal Lake, IL, focuses on disability insurance coverage, helping clients secure income protection for long-term needs and also offering short-term disability options for temporary situations. As a local agent, they explain how different policies replace a portion of lost earnings if an injury or illness prevents work, ensuring clients understand the benefit periods and elimination waiting times. Service is available on a one-time, scheduled, or as-needed basis for policy review or purchase.
As a disability insurance agent in Crystal Lake, IL, Daniel Arzola State Farm assists clients with securing income protection plans to cover lost wages during illness or injury. It also provides general insurance services for auto, home, and life coverage, addressing broader personal risk management needs for local residents. With winter weather increasing the risk of slips and falls, the agency helps policyholders review disability coverage that may apply to such recovery periods.
As winter approaches in Crystal Lake, many residents evaluate their financial safeguards against unexpected illness or injury. Bret Grapenthin - State Farm Insurance Agent provides disability insurance agent services to help local workers protect a portion of their income if they become unable to perform their job duties. The agency meets with individuals to explain how such policies can bridge the gap during recovery periods. A thorough needs assessment is completed during the initial consultation to determine appropriate coverage levels for each client's situation.
Christian Falster operates an Allstate Insurance agency in Crystal Lake, offering personal and commercial coverage solutions. The practice specializes in disability insurance, helping clients protect their income from unexpected illness or injury. It serves local professionals and business owners who need to safeguard their earnings or meet overhead expenses. The agency can assist offices, warehouses, and food service operations with tailored disability plans for their employees or individual needs.
Mark Moskal Allstate Insurance provides disability insurance services to residents in Crystal Lake, Illinois. Coverage options are also available for local commercial clients in the surrounding area. The agency helps individuals understand how disability policies can protect income during unexpected illness or injury. Routine follow-up is offered between regular visits to review policy details and address any changes in personal circumstances, ensuring coverage remains appropriate over time.
Goosehead Insurance - Blake Mitroff serves Crystal Lake and the surrounding area as a disability insurance agent. The agency guides clients through available disability income protection plans, helping replace a portion of lost earnings if illness or injury prevents work. It assists residents in comparing policy options from various carriers to find a plan that aligns with their career type and budget. A focused service it can provide is specialized coverage tailored for self-employed professionals and small business owners.
What Does a a Disability Insurance Agent in Crystal Lake Cost?
Disability insurance premiums in Illinois typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy may cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Crystal Lake
Disability insurance agents in Crystal Lake, Illinois help residents and local businesses secure income protection policies. Illinois law requires certain employers to offer group disability coverage, and agents can guide you through individual plans that meet state regulations. Working with a local agent ensures you understand Illinois specific benefit rules and claim procedures.
Frequently Asked Questions
What does a disability insurance agent in Crystal Lake do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding Illinois state requirements for disability benefits.
How is Illinois disability insurance different from other states?
Illinois does not require employers to provide short-term disability insurance, but some employers offer it voluntarily. Illinois law does mandate that group health plans cover certain mental health conditions equally. An agent can explain how state regulations affect your policy options.
Can a Crystal Lake agent help with an existing disability claim?
Yes, many disability insurance agents assist with claims management and appeals. They can review your policy documents and help you gather medical evidence. However, for legal disputes you may need a disability lawyer, as agents cannot provide legal advice.
Disability Insurance Agents in Other Illinois Cities
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