The top-rated disability insurance agent in Des Plaines, Illinois is Insurance Broker Hub, rated 5.0 stars across 424 reviews. Other highly rated options include Saadia Abdul - Insurance Agent, Gary Portugal - Insurance Agent, Victor Fuentes Main Line Benefits. This directory lists 20 disability insurance agents serving Des Plaines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Broker Hub | 1400 E Touhy Ave | (833) 983-1631 |
| 2 | Saadia Abdul - Insurance Agent | 1111 E Touhy Ave # 235 | (833) 310-5505 |
| 3 | Gary Portugal - Insurance Agent | 1111 E Touhy Ave # 235 | (847) 902-4999 |
| 4 | Victor Fuentes Main Line Benefits | 1111 E Touhy Ave # 235 | (630) 309-9000 |
| 5 | Frank Liskovec - Main Line Benefits Agency | 1111 E Touhy Ave # 235 | (224) 628-2951 |
| 6 | Main Line Benefits: Barry Brenner | 1111 E Touhy Ave # 235 | (312) 584-9191 |
| 7 | America's Choice Insurance Agency | 2720 S River Rd #134 | (708) 453-4312 |
| 8 | Main Line Benefits- Barry Schumann | 1111 E Touhy Ave # 235 | (708) 370-2183 |
| 9 | Health Insurance - Ric Santos | 1111 E Touhy Ave # 235 | (773) 851-9546 |
| 10 | Faller Insurance Agency | 2720 S River Rd Suite 132 | (847) 430-3342 |
Insurance Broker Hub serves Des Plaines and the surrounding Cook County area as a disability insurance agent. The company guides individuals and employers through the process of selecting income protection coverage. Policies available through its services help replace lost wages if a person cannot work due to illness or injury. Long-term disability insurance for occupational disabilities and short-term disability coverage for temporary recovery periods are two specific services it handles in this region.
Saadia Abdul - Insurance Agent provides a range of disability insurance services to clients in and around Des Plaines, Illinois. These services include evaluating individual coverage needs and guiding applicants through the process of securing income protection policies. Maintenance typically involves periodic policy reviews to adjust benefits as personal circumstances or employment status change. The agent also assists with claims filing and coverage updates when necessary. This firm serves professionals, self-employed individuals, and small business owners, protecting those who live in single-family homes, apartments, retail shops, and restaurants.
Gary Portugal - Insurance Agent serves homeowners, businesses, and property managers in Des Plaines, Illinois, offering disability insurance coverage to protect income if illness or injury prevents work. The agency assists local professionals and self-employed individuals in selecting appropriate short-term and long-term disability policies that fit their specific circumstances. Coverage options are explained clearly to help clients understand benefit periods, elimination periods, and replacement income levels based on their occupation and earnings. The agency also serves clients in adjacent areas such as Arlington Heights and the greater northwest suburbs of Chicago.
Serving Des Plaines, Illinois, and the surrounding communities throughout the Chicago metropolitan area, Victor Fuentes Main Line Benefits handles individual disability insurance policies for local professionals and business owners. The agency focuses on protecting client income against job loss due to illness or injury. For each case, it collects detailed financial and occupational information before presenting policy options from multiple carriers. To handle a typical job, it compares specific coverage features and elimination periods side by side with the client.
At Frank Liskovec - Main Line Benefits Agency in Des Plaines, IL, clients can choose between securing a one-time disability income policy or establishing an ongoing review service to adjust coverage as circumstances change. Such coverage replaces a portion of earned income if injury or illness prevents work, a common financial safeguard for local professionals and business owners. This agency operates on a combination of as-needed consultations and scheduled plan reviews, ensuring each file stays current with evolving individual needs.
Specializing in disability income protection and long-term disability coverage, Main Line Benefits: Barry Brenner serves individuals and businesses in Des Plaines, Illinois. As a dedicated disability insurance agent, the company helps clients evaluate policies that replace lost income due to illness or injury. It guides applicants through underwriting and plan selection to match their financial needs and occupational risks. This assistance proves especially valuable during open enrollment periods or when a client’s health status changes mid-year.
As the need for income protection grows among families and professionals in Des Plaines, America's Choice Insurance Agency helps local residents assess their financial vulnerabilities. This disability insurance agent works with individuals to explore coverage options that replace lost wages during serious illness or injury. Clients meet with the agency to review their current employment benefits and determine any gaps in protection. The process begins with an initial consultation to examine personal financial obligations and potential disability risks.
Main Line Benefits- Barry Schumann serves residential clients in Des Plaines, IL, with disability insurance that protects income during illness or injury. The company also handles commercial coverage for small and mid-sized local businesses seeking to safeguard employee earnings. Service typically extends throughout the Des Plaines area and nearby Cook County communities. Follow-up consultations are offered to adjust policies as needs change between regular disability reviews or claims communication with insurers.
What Does a a Disability Insurance Agent in Des Plaines Cost?
Costs for disability insurance in Illinois vary based on age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40 year old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high risk jobs. This is general information, not insurance advice.
About disability insurance agents in Des Plaines
Disability insurance agents in Des Plaines, Illinois help individuals and businesses find coverage that protects income if you cannot work. Illinois law requires certain employers to provide short-term disability benefits under the Illinois Workers Compensation Act. Local agents can explain how state rules affect your policy and claims process.
Frequently Asked Questions
What does a disability insurance agent in Des Plaines do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They can also guide you on Illinois specific rules like the 30 day waiting period for state disability benefits.
How do I choose a disability insurance agent in Des Plaines?
Look for an agent licensed in Illinois with experience handling disability policies. Ask about their knowledge of Illinois disability laws and how they handle claims support.
What Illinois laws affect disability insurance claims?
Illinois has a 30 day waiting period for state disability benefits under the Illinois Disability Benefits Law. Private policies may have different waiting periods. An agent can explain how these rules apply to your situation.
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