The top-rated disability insurance agent in Evanston, Illinois is Jason Douglas - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include John Roman - State Farm Insurance Agent, Jim Lee - State Farm Insurance Agent, Pachis & Associates. This directory lists 16 disability insurance agents serving Evanston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Douglas - State Farm Insurance Agent | 1800 Central St | (847) 563-7170 |
| 2 | John Roman - State Farm Insurance Agent | 1800 Central St | (847) 869-0677 |
| 3 | Jim Lee - State Farm Insurance Agent | 721 Dodge Ave | (847) 328-4630 |
| 4 | Pachis & Associates | 1123 Emerson St Ste 203B | (312) 741-3132 |
| 5 | Chris Bailey Agency - Farmers Insurance | 1131 Emerson St | (224) 307-2884 |
| 6 | Stephan Erdelyi - State Farm Insurance Agent | 2521 Gross Point Rd Ste 1 | (847) 448-1085 |
| 7 | Anthony Shoemaker: Allstate Insurance | 909 Foster St | (847) 328-8900 |
| 8 | Pachis Agency LLC American Family Insurance | 1123 Emerson St # 203 | (847) 905-1905 |
| 9 | Alim Insurance Brokerage | 820 Davis St #215 | (847) 847-2126 |
| 10 | Preferred Insurance Service IL | 740 Main St | (847) 388-6639 |
Jason Douglas - State Farm Insurance Agent serves the Evanston, Illinois area and the surrounding metro region. The agency provides disability insurance agent services. This work helps individuals secure income protection for situations when they are unable to work due to illness or injury. The office focuses on guiding clients through the selection of appropriate plans and policy options. Among the specific services it handles are short-term disability coverage and long-term disability income insurance.
John Roman - State Farm Insurance Agent in Evanston, IL provides disability insurance agent services, helping clients understand and select income protection plans that align with their financial needs. The office assists individuals in reviewing existing coverage or exploring new options to safeguard against lost wages from illness or injury. These services support owners of single-family homes, apartments, retail locations, and restaurants in managing their long-term financial stability.
Jim Lee - State Farm Insurance Agent in Evanston, Illinois, serves local homeowners, renters, and small business owners who need to protect their income against unexpected injuries or illnesses. The agency offers disability insurance coverage designed to replace a portion of lost wages when a medical condition prevents work. This helps policyholders manage their financial obligations during recovery periods. Common clients include self-employed professionals, office workers, and tradespeople seeking steady income protection. The office also provides coverage and consultation for residents living in nearby communities such as Skokie.
Pachis & Associates serves Evanston, Illinois, and its surrounding communities, handling disability insurance needs for local professionals and residents. The agency addresses individual and group policies to protect income against illness or injury. It works with clients to understand their specific coverage requirements and employment situations. For a typical job, the agency customizes a plan by clearly explaining policy terms, exclusions, and benefit options to match the client's financial protection goals.
For disabilities that require lifelong support, recurring meetings with a local agent ensure benefits adapt over time, while a single appointment suffices for a short-term claim. The Chris Bailey Agency - Farmers Insurance in Evanston, IL specializes in disability insurance coverage to protect income during illness or injury. Policy options are reviewed directly with clients to meet individual circumstances. This service runs on a scheduled basis, allowing follow-up appointments as coverage needs change.
Stephan Erdelyi - State Farm Insurance Agent in Evanston, IL specializes in disability insurance, offering policies that replace a portion of income if illness or injury prevents a client from working. The agency also provides general insurance services to help protect personal assets. Its work addresses various local needs, including assisting home-based professionals and small business owners. As winter approaches in the area, the agency helps clients review coverage for seasonal income disruptions or recovery time following common cold-weather injuries.
In Evanston, IL, where unpredictable injuries or illnesses can threaten a household’s financial stability, finding a reliable disability insurance agent is essential. Anthony Shoemaker: Allstate Insurance provides knowledgeable guidance on policies designed to replace lost income during recovery. The office helps clients understand waiting periods, benefit durations, and coverage exclusions that protect against financial hardship from a covered disability. A thorough initial consultation reviews the client’s current employment situation and income needs to determine a suitable policy structure before proceeding with an application.
As a disability insurance provider, Pachis Agency LLC American Family Insurance in Evanston, IL assists individuals and families in safeguarding their income against unexpected illness or injury. The agency works with clients to understand policy options that can replace lost wages during recovery periods, tailoring coverage to fit specific financial needs. This service is available to professionals in various commercial environments, including offices, warehouses, and food service operations.
Alim Insurance Brokerage provides residential disability insurance services in Evanston, Illinois, helping individuals protect their income against unexpected illness or injury. The agency also assists local businesses in securing commercial disability coverage for their employees. Serving clients throughout the Evanston area, the company works with customers to understand their unique needs and identify appropriate policy options. After an initial application is placed, the agent helps manage ongoing policy changes and claims. The office generally remains available for follow-up inquiries and policy reviews between regular annual or semiannual visits.
Preferred Insurance Service IL, based in Evanston, is known for helping local professionals and self-employed individuals secure personal disability income protection. The firm evaluates each client’s occupation-specific risks to match them with suitable policies and advises on elimination periods, benefit amounts, and renewal provisions. Clients come to this agency for guidance through complex policy language and for help scheduling benefit reviews. An additional service it offers is coordinating disability coverage with existing group plans.
What Does a a Disability Insurance Agent in Evanston Cost?
Disability insurance agent services in Illinois are typically paid through commissions from the insurance carrier so you may not pay a direct fee. Policy premiums vary widely based on age occupation and benefit amount. A typical individual policy for a professional in Evanston might cost between 1% and 3% of annual income per year. Costs vary by case. This is general information not insurance advice.
About disability insurance agents in Evanston
Disability insurance agents in Evanston Illinois help individuals and small business owners find coverage that protects income if injury or illness prevents work. Illinois law does not require private disability insurance but agents can explain group plans and individual policies. Working with a local agent familiar with Cook County regulations can simplify the process of selecting a policy that meets your needs.
Frequently Asked Questions
What does a disability insurance agent in Evanston do?
An agent helps you compare disability insurance policies from different carriers. They explain benefit terms elimination periods and coverage limits. They do not provide legal advice but can guide you on policy features relevant to Illinois residents.
How do Illinois laws affect disability insurance policies?
Illinois insurance regulations require clear disclosure of policy exclusions and benefit limits. The Illinois Department of Insurance oversees agent licensing and consumer complaints. Policies sold in Illinois must comply with state standards for claim handling and appeals.
Can a disability insurance agent help with an existing claim?
An agent can review your policy and explain claim procedures but cannot represent you in a dispute. For claim denials you may need a lawyer or contact the Illinois Department of Insurance. Agents often recommend keeping detailed records of all communications with the insurer.
Disability Insurance Agents in Other Illinois Cities
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