The top-rated disability insurance agent in Hoffman Estates, Illinois is Wes Black - State Farm Insurance Agent, rated 4.9 stars across 188 reviews. Other highly rated options include Comparion Insurance Agency, The Youngblood Group, Stairway Insurance Agency. This directory lists 11 disability insurance agents serving Hoffman Estates.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wes Black - State Farm Insurance Agent | 1051 W Golf Rd Suite A | (847) 843-3434 |
| 2 | Comparion Insurance Agency | 2815 Forbs Ave Ste 100 | (847) 658-6067 |
| 3 | The Youngblood Group | 885 Harrison Ln | (847) 865-8333 |
| 4 | Stairway Insurance Agency | 2000 Center Dr D219 | (847) 777-6720 |
| 5 | L & M Financial Services, Inc. | 2200 W Higgins Rd Suite 203 | (847) 519-1154 |
| 6 | David Templer: Allstate Insurance | 990 Grand Canyon Pkwy | (847) 286-3555 |
| 7 | J.A.S. Insurance Services | 2081 Barrington Rd | — |
| 8 | Farmers Insurance - Jody Field | 2500 W Higgins Rd Ste 1015 | (847) 884-9980 |
| 9 | PMB Senior Services | 1510 Glen Lake Rd | (847) 833-9102 |
| 10 | Benefits Age | 2500 W Higgins Rd suite 1005 | (847) 397-5300 |
Wes Black - State Farm Insurance Agent serves the Hoffman Estates, Illinois, metro area with a focus on disability insurance agent services. The agency helps clients evaluate income protection needs through employer plans and individual policies. It assists self-employed professionals, small business owners, and employed individuals in securing coverage that helps replace lost wages due to illness or injury. A full explanation of short-term and long-term disability policy options is available during a consultation.
Comparion Insurance Agency provides disability insurance agent services in the Hoffman Estates, Illinois area, helping clients explore options for income protection in the event of injury or illness. It focuses on guiding individuals and small business owners through policy comparisons, application processes, and plan renewals. The agency works to address ongoing needs, including periodic policy reviews and benefit updates to maintain coverage alignment. Its services may be arranged for office spaces, single-family homes, apartments, retail locations, and restaurants.
Homeowners and businesses in Hoffman Estates, Illinois turn to The Youngblood Group for disability insurance agent services. The agency helps local clients secure income protection policies that replace a portion of their earnings if illness or injury prevents them from working. This guidance includes assessing individual coverage needs and navigating available plan options. The Youngblood Group also serves residents and commercial clients in the neighboring Schaumburg area.
Stairway Insurance Agency serves Hoffman Estates and the surrounding communities in Illinois. It handles applications for disability insurance, helping individuals secure income protection in the event of a medical condition or injury that prevents them from working. The agency works to match clients with policies that address their particular occupational risks and income needs. To handle a typical job, it first reviews a client’s current financial situation and occupational duties, then presents suitable coverage options from available carriers.
L & M Financial Services, Inc., based in Hoffman Estates, provides disability insurance agent services, guiding clients to choose between a one-time policy or ongoing coverage that may be adjusted as needs change. A one-time plan offers a single, fixed benefit period, while recurring options allow for policy updates and future adjustments. This firm helps evaluate both approaches for income protection. Service runs on an as-needed basis for each client consultation.
David Templer: Allstate Insurance provides disability insurance agent services in the Hoffman Estates, IL area. The agency specializes in helping clients protect their income against unexpected illnesses or injuries that prevent them from working. It assists individuals and families in evaluating policy options tailored to their personal financial situations and occupations. Regular consultations cover benefit durations, elimination periods, and coverage amounts. The office can help navigate the specific financial risks that often arise during seasonal employment changes or after a major life event like a new baby or a career shift.
Farmers Insurance - Jody Field operates as a disability insurance agent in the Hoffman Estates, IL area, offering tailored coverage plans that help protect income if illness or injury prevents work. The agency specializes in structuring disability policies for local professionals and small business owners who require reliable long-term benefit options. Commercial sectors served include corporate offices, industrial warehouses, and food service establishments.
PMB Senior Services provides residential disability insurance coverage to individuals in Hoffman Estates, IL, ensuring that local policyholders have tailored plans to protect their income. The company also extends its expertise to commercial disability insurance for small businesses in the same area, addressing the needs of employers and their workers. While initial consultations are thorough, the firm offers follow‑up adjustments and repeat service between regular policy reviews to keep coverage aligned with changing circumstances.
Benefits Age is known for helping individuals and families in Hoffman Estates navigate the often complex process of securing personal income protection. As a disability insurance agent, the company assists clients in evaluating policies that can replace a portion of their earnings if they become unable to work due to illness or injury. Its service range includes explaining benefit waiting periods, coverage amounts, and policy exclusions to match each client's financial needs. A specialty service it can add on is incorporating a retirement savings rider into the disability plan for long-term security.
What Does a a Disability Insurance Agent in Hoffman Estates Cost?
Disability insurance agents in Illinois typically earn a commission from the insurance company, so you may not pay a direct fee. Some agents charge a flat fee for claim assistance, ranging from 100 to 500 dollars. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Hoffman Estates
A disability insurance agent in Hoffman Estates, Illinois can help you understand policy options and file claims. Illinois law requires insurers to respond to claims within a reasonable time, typically 15 days for initial decisions. Local agents know the specific rules for Illinois group and individual disability plans.
Frequently Asked Questions
What does a disability insurance agent in Hoffman Estates do?
A disability insurance agent helps you choose a policy, file claims, and communicate with the insurance company. They explain coverage details and assist with required paperwork. Agents do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in Illinois?
Illinois law does not set a single deadline for all disability claims. Most policies require you to file within 30 days of becoming disabled. Check your specific policy for exact time limits.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review the denial letter and help you gather additional evidence. They can also explain the appeals process under your policy. For legal representation, you may need to consult an attorney.
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