The top-rated disability insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 12 disability insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 6 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 7 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 8 | John Roe - COUNTRY Financial Representative | 11603 IL-47 Ste A | (815) 455-7080 |
| 9 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
| 10 | Benico | 11013 Woodstock St Box 8 | (847) 669-4800 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois area and the surrounding Kane and McHenry counties as a disability insurance agent. The company assists local residents and small business owners in selecting income protection plans. It works with clients to understand their specific coverage needs and financial situations. Common services include guiding applicants through policy options and the enrollment process. It specifically handles both short-term and long-term disability insurance policies for local workers.
Sam Marshall - State Farm Insurance Agent in Huntley, IL, provides disability insurance coverage to protect clients' income if they become unable to work due to illness or injury. Services include initial policy consultations, regular coverage reviews, and assistance with claims filings. The agent tailors plans to individual budgets and employment situations, offering options for short-term and long-term disability needs. Ongoing support helps policyholders adjust coverage as their life circumstances change. The agency serves single-family homes, apartments, retail locations, and restaurants in the local area.
LaCaria & Associates, INC. American Family Insurance serves homeowners, local business owners, and property managers in Huntley, Illinois. The agency helps individuals and families select disability insurance policies that replace a portion of income if they become unable to work due to illness or injury. It also advises on policy options tailored to self-employed professionals and small business needs. Beyond Huntley, the agency also serves clients in the neighboring community of Algonquin and the broader Kane County area.
Madigan Insurance Group, located in Huntley, IL, serves clients through distinct service options: one-time policy evaluations for immediate needs and recurring review cycles for ongoing coverage adjustments. Their work focuses on disability insurance, guiding individuals through the selection of policies that replace income during illness or injury. Understanding the regulatory and occupational differences in this area is central to their advice. Service operates on a scheduled or as-needed basis, with appointments arranged for annual reviews or when a client's employment or health circumstances change.
Farmers Insurance - Lynne Iverson serves Huntley, Illinois, and surrounding communities across McHenry and Kane counties, handling disability insurance agent work for local residents and small businesses. It guides clients through the process of selecting income protection policies to replace lost wages from illness or injury. The agency handles the initial consultation to assess each client's specific coverage needs and earning situation. It then compares available policy options from the company's portfolio to recommend a suitable plan. The typical job is handled by walking the client step-by-step through application paperwork and policy details.
As winter weather settles over Huntley, residents often review their financial protections for the year ahead. VitalCover Insurance LLC addresses this need by helping local clients understand how disability insurance can replace income if an illness or injury prevents them from working. The company explains the differences between short-term and long-term policies, clarifies elimination periods, and discusses how benefits coordinate with employer coverage or personal savings. A potential policyholder typically begins with an initial consultation, where a straightforward assessment of current earnings and monthly obligations is completed.
CondoRisk Insurance Specialist in Huntley, IL offers focused disability insurance agent services, helping local individuals assess their specific income protection needs and explore suitable private coverage options. The firm guides clients through understanding policy terms, comparing different benefit periods and elimination periods to create a tailored financial safety net. For residents planning for major life changes or addressing gaps in employer-provided plans, the agency assists with winter holiday budgeting by evaluating how disability coverage might preserve household income during an unexpected injury or illness.
John Roe of COUNTRY Financial works with Huntley residents to structure disability income protection for their personal needs, offering coverage that helps replace lost earnings during illness or injury. The agency similarly assists local businesses in securing commercial disability policies for their employees and partners throughout the nearby area. After an initial consultation and policy placement, clients can schedule follow-up appointments to adjust their plans as life circumstances change, and John Roe remains available between regular visits for any questions that arise.
J L Jones Insurance & Retirement helps people in Huntley, IL understand their coverage options for protecting income when illness or injury prevents them from working. The company also specializes in retirement planning alongside disability insurance, ensuring long-term financial stability for clients. Its agents assess individual needs to find appropriate policies that replace lost wages during recovery. This local office serves small businesses, corporate offices, large warehouses, and food service establishments across the region.
Benico is known in Huntley, Illinois, for providing personalized disability insurance plans that help protect clients’ income in case of illness or injury. The agency helps individuals and local business owners assess their coverage needs, compare policy options from major insurers, and navigate complex benefit structures. By focusing on tailored plan selection and clear application guidance, Benico assists clients in securing financial protection during recovery periods. Supplementary services include reviewing existing policies to identify gaps in long-term disability protection.
What Does a a Disability Insurance Agent in Huntley Cost?
The cost of disability insurance in Illinois varies by age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For a 35 year old in a low risk job, a policy may cost $50 to $150 per month. Higher risk occupations or older applicants may pay more. This is general information and not insurance advice.
About disability insurance agents in Huntley
Disability insurance agents in Huntley Illinois help residents protect their income with individual or group disability policies. Illinois law requires certain disability benefits be offered in employer plans under the Illinois Insurance Code. A local agent can explain policy options and guide you through the claims process.
Frequently Asked Questions
What does a disability insurance agent in Huntley do?
A disability insurance agent helps you find and purchase a disability insurance policy. They explain coverage options, policy terms, and exclusions. They can also assist with claims and appeals if needed.
Is disability insurance required in Illinois?
Illinois does not require individuals to buy disability insurance. However, employers with group plans must follow Illinois Insurance Code rules. Some professionals like doctors may need it for licensing.
How do I choose a disability insurance agent in Huntley?
Look for an agent licensed in Illinois with experience in disability coverage. Ask about their familiarity with Illinois state regulations and the claims process. Check their reviews and ask for references.
Disability Insurance Agents in Other Illinois Cities
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