The top-rated disability insurance agent in Lansing, Illinois is Tenyiah Simmons Patterson - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Hugh Smith - State Farm Insurance Agent, Freeway Insurance, Doug Tagler - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tenyiah Simmons Patterson - State Farm Insurance Agent | 2366 172nd St | (708) 223-8683 |
| 2 | Hugh Smith - State Farm Insurance Agent | 18221 Torrence Ave STE 1D | (708) 251-8097 |
| 3 | Freeway Insurance | 16837 Torrence Ave | (708) 858-7028 |
| 4 | Doug Tagler - State Farm Insurance Agent | 19126 Burnham Ave | (708) 895-1818 |
| 5 | Allstate Insurance Raul Gomez Agency | 3232 Ridge Rd #6 | (773) 628-0291 |
| 6 | Shanahan Insurance Agency | 3256 Ridge Rd Suite 211 | (708) 518-3230 |
| 7 | Alfonso E Padilla: Allstate Insurance | 18053 Torrence Ave | (708) 895-5600 |
| 8 | Jason Nowicki - State Farm Insurance Agent | 17848 Chappel Ave | (708) 389-5488 |
| 9 | The Insurance Place | 3520 Ridge Rd Suite 1 | (708) 895-3434 |
| 10 | Walter W. Schultz Agency, Inc. | 18119 Torrence Ave | (708) 474-1310 |
Tenyiah Simmons Patterson, a State Farm Insurance agent in Lansing, Illinois, serves the broader Cook County area with personalized disability insurance solutions. The agency helps local workers safeguard their income against unexpected injuries or illnesses that prevent them from performing their job duties. This professional guidance is crucial for residents seeking financial stability during recovery periods. Alongside standard disability coverage, the agent also assists clients with understanding short-term disability policies tailored to specific employer benefits.
Hugh Smith - State Farm Insurance Agent in Lansing, IL, provides a range of disability insurance options tailored to protect an individual’s income if they become unable to work due to illness or injury. The agency assists clients in understanding policy details, including elimination periods and benefit amounts, to create a suitable coverage plan. Regular policy reviews help ensure that protection evolves with changing life circumstances. The agent services single-family homes, apartments, retail establishments, and restaurants.
Freeway Insurance serves homeowners, renters, and small business owners in Lansing, Illinois, by providing disability insurance agent services. The company helps clients explore income protection policies that replace a portion of earnings if illness or injury prevents work. It assists individuals in understanding policy terms and coverage options available through private insurers. Support is also offered to help compare benefit periods and elimination periods. Freeway Insurance extends its services to neighboring communities in the south suburban Chicago metro area, including Lynwood and Munster.
Homeowners, renters, and small business owners in Lansing, IL turn to Doug Tagler - State Farm Insurance Agent for detailed disability insurance agent services. This provider helps clients understand how disability income protection can replace a portion of earnings if illness or injury prevents work. Policies are designed to safeguard personal finances and maintain household stability during recovery. The agent serves individuals and professionals seeking customized coverage options. Beyond Lansing, this office also serves clients in neighboring Munster, Indiana, just a short distance southwest across the state line.
Allstate Insurance Raul Gomez Agency serves the Lansing, Illinois area and its surrounding communities as a disability insurance agent. It handles applications for disability income protection policies that help replace lost wages when a client cannot work due to illness or injury. The agency generally gathers detailed personal financial data and medical history from each client to determine appropriate coverage levels.
Shanahan Insurance Agency provides dedicated disability insurance services for residents of Lansing, Illinois, specializing in policies that protect income during periods of illness or injury. The agency also assists clients with general coverage needs, explaining policy options and filing procedures clearly. Helping individuals secure financial stability when a medical condition prevents them from working, the agency is particularly useful for guiding clients through the application process before an elective surgery or planned medical leave.
Alfonso E Padilla: Allstate Insurance in Lansing, IL offers disability insurance as a recurring service option with continuous policy management, in addition to one-time consultations for those seeking an initial explanation of coverage. Their typical service format helps clients understand how lost income can be replaced due to injury or illness. The agent provides ongoing policy reviews and claim support as part of the recurring arrangement. For any prospective policyholder, service runs on a scheduled basis to ensure coverage needs are periodically reassessed.
As the cold and snow of a Lansing winter can unexpectedly disrupt daily routines, planning for a sudden inability to work becomes a pressing concern. Jason Nowicki - State Farm Insurance Agent helps local residents navigate their income protection options. They explain how disability insurance policies can replace a portion of lost wages during recovery from illness or injury. The process begins with a thorough review of the client’s current employment benefits and personal financial obligations to determine suitable coverage levels.
The Insurance Place assists individuals and businesses in Lansing, Illinois, with securing the financial protection that disability income insurance provides. This agent specializes in bridging gaps left by employer-sponsored coverage, ensuring clients have customized policies for income maintenance during illness or injury. The agency works with a diverse array of local commercial operations, including corporate offices, industrial warehouses, and food service establishments.
Walter W. Schultz Agency, Inc. serves clients in Lansing, Illinois, and the surrounding residential areas with disability insurance solutions. The agency also provides commercial disability coverage for local businesses seeking to protect their employees and operations. Their service area extends throughout the wider region to support both individual and business clients. After an initial policy setup, agents typically reach out periodically for follow-up consultations and adjustments between regular visits.
What Does a a Disability Insurance Agent in Lansing Cost?
Disability insurance premiums in Illinois typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Lansing
Disability insurance agents in Lansing, Illinois help residents find policies that replace income if they cannot work due to injury or illness. Illinois law does not require employers to provide disability insurance, so many workers seek individual plans. Agents can explain options like short-term and long-term coverage tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Lansing do?
A disability insurance agent helps you compare policies from different insurers and choose coverage that fits your budget and occupation. They also assist with filing claims and understanding policy terms.
How do Illinois laws affect disability insurance?
Illinois does not mandate private disability insurance, but the state regulates insurers through the Illinois Department of Insurance. Agents must be licensed in Illinois to sell policies in Lansing.
Can I buy disability insurance if I am self-employed in Lansing?
Yes, self-employed individuals in Lansing can purchase individual disability insurance policies. An agent can help you find a plan that covers your specific income level and occupation.
Disability Insurance Agents in Other Illinois Cities
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