The top-rated disability insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 7 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
| 8 | Jim Braddish - COUNTRY Financial Agent | 123 W Washington St Ste 333 | (630) 553-7401 |
| 9 | Eric Nelson - COUNTRY Financial Agent | 74 W Van Buren St | (630) 551-3300 |
| 10 | N.M. Tripp Insurance Agency, Inc. | 5 Main St | (630) 554-8831 |
The Calder Agency: Allstate Insurance serves the greater Oswego, Illinois area. This agency specializes in helping individuals and local businesses evaluate and select disability insurance policies that protect income during an unexpected illness or injury. Their representatives assist clients in understanding policy terms and coverage options. The agency also works with long-term disability plans to ensure continued financial stability for families in the region.
Janna Misek - State Farm Insurance Agent provides disability insurance services to clients in the Oswego, Illinois area. She helps individuals understand how disability coverage can protect their income during unexpected illnesses or injuries. Her office assists with policy selection and offers ongoing support for claims and coverage adjustments as clients' needs change over time. They also provide guidance on integrating disability protection with other financial strategies. Their services cater to property owners and tenants covering single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, families, and small business owners in Oswego, Illinois, this agency provides disability insurance solutions to help protect income against unexpected illness or injury. Nicole Hupp: Allstate Insurance guides clients through policy options designed to replace a portion of earnings during periods of disability. Their office assists with evaluating individual needs, coordinating coverage details, and addressing ongoing policy service questions. They also serve residents and business operators in neighboring communities such as Plainfield within the greater Chicagoland area.
Serving Oswego, Illinois, and the surrounding communities, Rick Weissenhofer - State Farm Insurance Agent handles disability insurance needs for local residents and workers. The agency helps clients understand how disability coverage can replace a portion of lost income during an illness or injury. It works with individuals to assess their specific financial risks and income protection requirements. To handle a typical case, the agent first reviews the client’s employment situation and monthly obligations, then presents policy options designed to bridge potential income gaps.
Disabled individuals navigating work or daily life face a choice between one-time consultations for specific claim issues and recurring management of long-term benefits. Holten Insurance Agency, serving Oswego, IL, as a disability insurance agent, helps clients understand their policy’s scope and secure appropriate coverage for lost income due to illness or injury. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client requires ongoing policy reviews or immediate support during a disability event.
Tri-County Insurance Agency, Inc. "Bentley Agency" specializes in helping individuals secure disability insurance coverage, providing policies that replace a portion of income if an injury or illness prevents work. It also assists with broader insurance planning for local residents and businesses in Oswego, Illinois. The agency guides clients through policy options to ensure financial stability. During cold and flu season, it helps workers evaluate short-term disability benefits to cover recovery time.
As winter weather in Oswego increases the risk of slips and falls on icy sidewalks, many residents seek financial protection against potential income loss. Hometowne Insurance offers disability insurance agent services to help local workers create personalized coverage plans suited to their individual needs. Their client meetings begin with a thorough assessment of your current employment situation and long-term earnings goals. This process always starts with a convenient in-person or virtual consultation to review your medical history and occupation details.
Jim Braddish operates as a COUNTRY Financial agent in Oswego, Illinois, providing personalized guidance on a range of financial protections. The agency’s specific focus in this area includes disability insurance, helping individuals prepare for income loss due to illness or injury while emphasizing coverage that complements broader financial planning. Services are available for professionals in diverse commercial sectors, including corporate offices, regional warehouses, and local food service operations.
N.M. Tripp Insurance Agency, Inc. serves residential clients in Oswego, IL, with disability insurance policies tailored to protect personal income. Commercial coverage is also available for local small businesses in the surrounding area. The agency helps individuals and business owners choose plans that replace lost earnings due to illness or injury. Clients can schedule follow-up appointments between regular policy reviews to update coverage as needs change.
What Does a a Disability Insurance Agent in Oswego Cost?
Disability insurance agents in Illinois typically earn a commission from the insurance company, so you may not pay a direct fee. For individual policies, monthly premiums can range from 50 to 200 dollars or more depending on your age, health, and coverage amount. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Oswego
Disability insurance agents in Oswego Illinois help residents understand their policy benefits and file claims. Illinois law requires insurers to respond to claims within a reasonable time, typically 30 days. A local agent can guide you through the process and explain your rights under the Illinois Insurance Code.
Frequently Asked Questions
What does a disability insurance agent in Oswego do?
A disability insurance agent helps you choose a policy, file a claim, and appeal a denial. They know Illinois regulations and can explain how your policy works.
How long do I have to file a disability claim in Illinois?
Illinois does not set a specific deadline for filing a disability claim, but most policies require prompt notice. You should report a disability as soon as possible to avoid delays.
Can a disability insurance agent help with an appeal in Illinois?
Yes. An agent can review your denial letter and help you gather evidence for an appeal. Illinois law gives you the right to request a review of a denied claim.
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