The top-rated disability insurance agent in Palatine, Illinois is Magnum Insurance Agency, rated 4.6 stars across 104 reviews. Other highly rated options include Chad Yale - Main Line Benefits Agency, Rick's Insurance, Paul Dasso: Allstate Insurance. This directory lists 18 disability insurance agents serving Palatine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Magnum Insurance Agency | 1633 N Baldwin Rd | (847) 654-3440 |
| 2 | Chad Yale - Main Line Benefits Agency | 745 E Constitution Dr | (833) 931-2993 |
| 3 | Rick's Insurance | 1340 N Rand Rd | (847) 991-2600 |
| 4 | Paul Dasso: Allstate Insurance | 1569 N Quentin Rd | (847) 359-1010 |
| 5 | SA Insurance Broker | 117 E Palatine Rd | (224) 386-3516 |
| 6 | SK Insurance Agency, LLC: Allstate Insurance | 448 E Dundee Rd | (847) 934-9480 |
| 7 | C Insurance Agency | 1858 N Rand Rd | (847) 907-9282 |
| 8 | SunGolde Insurance Agency | 119 E Palatine Rd UNIT 200 | (847) 780-6885 |
| 9 | Bechtold Insurance Agency | 502 N Plum Grove Rd | (847) 221-2500 |
| 10 | Elite Insurance IL | 220 N Smith St | (847) 388-6570 |
Magnum Insurance Agency offers disability insurance service to residents in the Palatine, Illinois area. For individuals, the agency assists with policies that provide income protection in the event of an illness or injury. The company also addresses coverage needs for commercial clients and local businesses, helping them secure disability benefits for employees. Professionals throughout the greater Palatine region can schedule appointments to review their options. Follow-up consultations are always available to adjust coverage between regular policy reviews.
As a disability insurance agent, Chad Yale - Main Line Benefits Agency, based in Palatine, IL, assists local residents and business owners in evaluating coverage options to protect their income against unforeseen medical issues. It guides clients through plan selection, initial applications, and future policy adjustments. Ongoing service includes support with claims submissions and periodic policy reviews to match changing needs. The agency serves a diverse range of properties, including single-family homes, apartment complexes, retail shops, and restaurants.
Rick's Insurance, serving the Palatine, Illinois, metro area, provides disability insurance agent services for local residents and businesses. This company helps clients understand various disability coverage options, focusing on protecting income against unexpected illness or injury. Policies are designed to replace a portion of lost wages during recovery. The agent assists with individual short-term disability plans and long-term disability insurance solutions tailored to specific professional needs. By guiding applicants through underwriting and policy selection, the firm handles personal disability income protection and employer-sponsored group disability plans.
Paul Dasso: Allstate Insurance serves homeowners, business owners, and property managers in the Palatine area by providing disability insurance agent services. This agent helps clients understand how disability coverage can protect their income if an injury or illness prevents them from working. Policies are designed to replace a portion of lost earnings during recovery periods. The office assists with comparing plan options to match individual needs and budgets. Its service area also extends into neighboring Arlington Heights and the broader northwest suburbs of the Chicago metropolitan region.
SA Insurance Broker offers dedicated disability insurance agent services in Palatine, Illinois, specializing in helping clients secure income protection plans. The firm assists individuals in evaluating policy options that cover lost wages due to illness or injury, and it guides local professionals through the application process with tailored consultations. Understanding the financial strain of unexpected health issues, it helps clients prepare for periods when they cannot work, such as during recovery from surgery or treatment for a chronic condition.
SK Insurance Agency, LLC: Allstate Insurance serves Palatine, Illinois, and the surrounding communities in the northwest suburbs. It handles disability insurance coverage, helping clients protect their income in the event of a qualifying illness or injury. The agency works with individuals and local businesses to evaluate their specific financial exposure and loss of earnings risk. It typically approaches each case by first reviewing the client’s occupation and existing coverage, then recommending options to address the identified gap in protection.
C Insurance Agency in Palatine, IL, assists clients in choosing between one-time policies for temporary disability coverage and recurring protection plans for long-term income replacement. The agency guides individuals and families through the nuances of short-term and long-term disability insurance options tailored to this region. Services are provided on an as-needed basis, with support for claims and policy questions available throughout the life of the coverage.
As the Chicago winter stresses both body and finances, many Palatine residents seek ways to protect their income against unexpected illness or injury. SunGolde Insurance Agency addresses that need by connecting local professionals with disability policies that replace a portion of lost wages. Their work involves reviewing individual occupation risks and explaining waiting periods and benefit durations. The process begins with an initial phone consultation to assess a client's current coverage gaps and monthly expenses.
Bechtold Insurance Agency works with individuals and businesses in Palatine to address concerns around income protection through disability insurance. As a disability insurance agent, the company focuses on guiding clients through policy options that can replace a portion of lost earnings following an illness or injury. Whether serving office professionals, warehouse workers, or food service employees, the agency helps match coverage to the specific physical and financial risks present in these commercial sectors.
What Does a a Disability Insurance Agent in Palatine Cost?
The cost of disability insurance in Illinois typically ranges from 1% to 3% of your annual income. For a 40 year old earning 60,000 dollars per year a policy might cost between 600 and 1,800 dollars annually. Premiums depend on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Palatine
Disability insurance agents in Palatine Illinois help residents understand and secure income protection policies. Illinois law does not require employers to offer disability insurance but many do. Agents can explain the difference between short term and long term coverage and help you compare plans from major carriers.
Frequently Asked Questions
What does a disability insurance agent in Palatine do?
A disability insurance agent helps you find a policy that fits your needs and budget. They explain policy terms such as elimination periods and benefit durations. They also assist with the application process and can answer questions about Illinois specific regulations.
Is disability insurance required in Illinois?
Illinois does not require individuals to carry disability insurance. However employers with more than 50 employees must offer group disability coverage under certain conditions. An agent can help you understand your options if you are self employed or your employer does not offer coverage.
How do Illinois laws affect disability insurance claims?
Illinois follows the Employee Retirement Income Security Act (ERISA) for employer sponsored plans. This law sets strict deadlines for filing claims and appeals. An agent can explain how these rules apply to your policy and help you avoid missing important time limits.
Disability Insurance Agents in Other Illinois Cities
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