The top-rated disability insurance agent in Skokie, Illinois is Zorica Lucic - State Farm Insurance Agent, rated 4.9 stars across 145 reviews. Other highly rated options include Adriana Deaconu Agency Inc American Family Insurance, The Insurance People, Heil & Heil Insurance Agency LLC. This directory lists 18 disability insurance agents serving Skokie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zorica Lucic - State Farm Insurance Agent | 8350 Lincoln Ave | (847) 213-9366 |
| 2 | Adriana Deaconu Agency Inc American Family Insurance | 8013 Lincoln Ave | (847) 763-1008 |
| 3 | The Insurance People | 5225 Old Orchard Rd Suite 8 | (773) 697-8082 |
| 4 | Heil & Heil Insurance Agency LLC | 5215 Old Orchard Rd #300 | (847) 866-7400 |
| 5 | Rob Apostolakis - State Farm Insurance Agent | 3608 Dempster St | (847) 677-9920 |
| 6 | Statewide Insurance | 8001 Lincoln Ave #715 | (847) 675-7714 |
| 7 | Right Choice Insurance IL | 3419 Madison St | (847) 388-6541 |
| 8 | Secure Path Insurance IL | 3421-3425 W Dempster St | (847) 388-6518 |
| 9 | International Agency-Insurance | 4831 Golf Rd | (331) 207-5301 |
| 10 | Safe Cover Insurance LLC | 4937 Oakton St | (847) 388-3738 |
Zorica Lucic - State Farm Insurance Agent serves the Skokie, Illinois area as a disability insurance agent. The agency assists clients with policies that provide income replacement if an illness or injury prevents them from working. This focus on financial protection helps residents maintain stability during medical leave. The office handles both short-term and long-term disability insurance options for local individuals and families.
Adriana Deaconu Agency Inc American Family Insurance serves homeowners, renters, and small business owners in Skokie, Illinois, who require disability insurance coverage. The agency helps clients understand how a disability policy can replace a portion of lost income if an injury or illness prevents them from working. With a focus on protecting personal finances and business stability, the agent evaluates individual risk factors to recommend appropriate policy options. This agency also provides its disability insurance services to clients living and working in nearby Evanston.
The Insurance People provides disability insurance agent services to individuals and businesses in the Skokie, Illinois area. The company assists clients in understanding policy options that protect income if an injury or illness prevents them from working. Regular policy reviews and updates are available to ensure coverage keeps pace with changing personal or professional circumstances. These maintenance plans help clients stay informed about benefit adjustments and policy renewals. The company serves a diverse range of property types, including single-family homes, apartments, retail locations, and restaurants.
Serving the Skokie area and surrounding communities in northeastern Illinois, Heil & Heil Insurance Agency LLC handles disability insurance matters for local residents and professionals. The agency focuses on helping clients secure coverage to protect their income in the event of a debilitating illness or injury. It typically begins each case by reviewing the individual's occupation and earnings to identify suitable policy options from available carriers. A common approach involves comparing plan features and presenting clear explanations of policy terms before moving forward with a recommendation.
For a disability insurance agent in Skokie, Illinois, clients may choose either a one-time policy review or an ongoing service plan where coverage is adjusted as needs change. Coverage options typically address income protection through short-term or long-term disability policies tailored to individual or business requirements. The work involves explaining policy benefits, coordinating medical documentation, and assisting with claims filing. Service runs on either a scheduled or as-needed basis, depending on the client’s preference for periodic check-ins versus immediate assistance when a life or employment event occurs.
Statewide Insurance in Skokie, Illinois, provides specialized disability insurance agent services focused on income protection plans. It guides clients through policy selection, enrollment, and claims preparation for both short-term and long-term coverage. The agency assists individuals and self-employed professionals in understanding benefit terms and waiting periods. Its general service work includes policy reviews and annual updates to coverage needs. During open enrollment periods, Statewide Insurance helps suburban and Chicago-area workers adjust their disability policies to account for salary changes or new dependent obligations.
Right Choice Insurance IL in Skokie assists clients with disability insurance, offering coverage options that replace income if injury or illness prevents work. The agency focuses on tailoring plans for individual wage earners and business professionals seeking financial stability. It serves local offices requiring employee protections, warehouses needing disability benefits for staff, and food service operations wanting to safeguard their workforces from earnings loss due to medical leave.
In Skokie, residents often seek reliable coverage against an unexpected illness or injury disrupting their income. Secure Path Insurance IL addresses this need by focusing on disability insurance solutions that help protect earnings during recovery periods. Located to serve the local community, the company works with individuals to understand the specific benefit amounts and waiting periods suited to their professions. The process typically begins with a no-obligation discussion about current employment coverage gaps to determine an appropriate policy structure.
International Agency-Insurance provides disability insurance services for residents throughout Skokie, Illinois. The company also offers commercial disability coverage for local businesses in need of employee protection plans. Their service area includes Skokie and surrounding communities in the northern Chicago suburbs. Each policy is reviewed carefully to match individual income replacement needs. After an initial consultation and policy setup, the agency schedules regular follow-ups to adjust coverage as clients’ circumstances change.
Safe Cover Insurance LLC in Skokie, IL, is known for guiding individuals and businesses through disability insurance options. The agency assists with policies that replace income when injury or illness prevents work. It helps clients understand benefit terms, elimination periods, and coverage amounts tailored to their occupation and lifestyle. For those seeking extra protection, the agency can also arrange rider options such as future purchase options or cost-of-living adjustments to ensure benefits keep pace with inflation.
What Does a a Disability Insurance Agent in Skokie Cost?
The cost of disability insurance in Illinois typically ranges from 1% to 3% of your annual income for individual policies. For example a 40-year-old earning 60000 per year might pay between 600 and 1800 annually. Group policies through employers are often cheaper but offer less customization. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Skokie
Disability insurance agents in Skokie Illinois help individuals and businesses find coverage that meets their needs. Illinois law requires certain policies to include specific provisions like a 30-day grace period for premium payments. A local agent can explain how state regulations affect your policy and claims process.
Frequently Asked Questions
What does a disability insurance agent in Skokie do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your income and occupation. They also explain Illinois-specific rules such as the 30-day timely payment grace period required by state law. Agents do not provide legal advice but can guide you through policy options.
How does Illinois law affect disability insurance claims?
Illinois has a 30-day grace period for premium payments before a policy can lapse. The state also requires insurers to respond to claims within 15 business days. If a claim is denied you have the right to appeal and request a review under Illinois insurance regulations.
Can a Skokie agent help with an existing disability claim?
An agent may assist by explaining your policy terms and helping you submit required documentation. However agents cannot guarantee claim approval or act as legal representatives. For denied claims you may need to consult an attorney who specializes in Illinois disability insurance law.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign