The top-rated disability insurance agent in Springfield, Illinois is Bailey Family Insurance, rated 5.0 stars across 1,026 reviews. Other highly rated options include Laure Feld: Allstate Insurance, Jeff Burtis - State Farm Insurance Agent, Blue Oak Insurance Agency. This directory lists 20 disability insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bailey Family Insurance | 957 Clocktower Dr | (217) 441-2342 |
| 2 | Laure Feld: Allstate Insurance | 2425 W Iles Ave Ste 103 | (217) 698-0600 |
| 3 | Jeff Burtis - State Farm Insurance Agent | 3109 Atlanta St | (217) 679-2674 |
| 4 | Blue Oak Insurance Agency | 2205 Wabash Ave Suite 270 | (217) 441-2020 |
| 5 | Insurance Partners, Inc | 901 S Spring St | (217) 544-8644 |
| 6 | AAA Insurance - Rambach Insurance Agency | 1230 Centre W Dr | (217) 679-0669 |
| 7 | TROXELL | 214 S Grand Ave W | (217) 528-7533 |
| 8 | Goodenow Insurance Agency | 719 N Grand Ave E | (217) 523-5443 |
| 9 | Blue Cross and Blue Shield of Illinois | 3405 Liberty Dr | (217) 703-4968 |
| 10 | The Horace Mann Companies | 1 Horace Mann Plaza | (800) 999-1030 |
Bailey Family Insurance serves the Springfield, IL metro area as a disability insurance agent. The company helps local residents secure coverage designed to replace a portion of their income if an illness or injury prevents them from working. This protection can be essential for maintaining financial stability during recovery. Policies are tailored to individual needs and employment situations. Bailey Family Insurance specifically handles enrollment for both short-term disability benefits and long-term disability income policies.
Laure Feld: Allstate Insurance in Springfield, IL provides comprehensive disability insurance agent services, including guidance on policy selection and claims support for local residents. Regular portfolio reviews help clients adjust coverage as personal circumstances change over time. The agency also offers assistance with understanding policy terms and navigating application procedures. Laure Feld: Allstate Insurance services single-family homes, apartments, retail establishments, and restaurants in the Springfield area.
As winter weather in Springfield can lead to unexpected slips and accidents, securing disability coverage becomes a practical concern for many residents. Jeff Burtis - State Farm Insurance Agent offers local guidance through the often complex process of selecting a policy that protects an individual's income. The agency works with clients to review their specific work routines and potential risks in the area, helping them assess their need for protection. The process typically begins with a public meeting to identify possible gaps in current coverage.
Blue Oak Insurance Agency serves homeowners, businesses, and property managers in Springfield, Illinois, by providing disability insurance policies that replace income if an injury or illness prevents work. It helps clients understand policy terms, waiting periods, and benefit amounts to ensure appropriate coverage for their financial situation. The agency focuses on matching individuals and employers with plans that protect long-term earnings. Blue Oak Insurance Agency also covers clients in the nearby Decatur metro area.
Insurance Partners, Inc in Springfield, IL helps individuals distinguish between a one-time policy for a short-term disability and a recurring plan for long-term income protection. Their consultation focuses on coverage for lost wages due to illness or injury, tailoring each plan to typical local occupational risks. Services are available on either a scheduled appointment basis during business hours or as needed for urgent policy questions and claims assistance.
AAA Insurance - Rambach Insurance Agency serves clients in Springfield, Illinois and the surrounding communities. It handles disability insurance, which helps protect an individual’s income if an illness or injury prevents them from working. The agency assists residents in selecting a policy that matches their professional and personal circumstances. In handling a typical case, it first reviews the client's current earnings and occupation, then recommends coverage options that align with their financial needs.
TROXELL specializes in helping individuals navigate the complexities of disability insurance, focusing on policies that replace income if injury or illness prevents work. It assists clients throughout Springfield, IL, by reviewing existing coverage and comparing options to ensure adequate protection against financial hardship. The company tailors guidance to different professions and personal circumstances. As the winter season approaches, it helps workers who rely on their physical abilities assess their policies for potential gaps related to seasonal hazards like slips on ice or seasonal affective disorder-related leave.
In the winter months, Springfield residents often find themselves reassessing financial protections as new year plans take shape. Goodenow Insurance Agency provides guidance as a dedicated disability insurance agent, helping clients understand how income replacement policies can safeguard their livelihood during illness or injury. They focus on explaining policy terms, waiting periods, and benefit durations tailored to individual employment situations. An initial consultation is offered to review existing coverage and assess specific income protection needs.
Blue Cross and Blue Shield of Illinois provides residential disability insurance services to individuals in Springfield, helping clients protect their income against unexpected illness or injury. The company also offers commercial coverage for local businesses, ensuring employees have access to financial protection through employer-sponsored plans. Serving the greater Springfield area, this agency works with a range of policy types to fit different needs. Clients can expect ongoing support between regular visits, with follow-up consultations to adjust coverage as circumstances change.
The Horace Mann Companies in Springfield, IL assists individuals and families with insurance planning. Their work focuses on providing disability income protection for workers who become unable to earn a living due to injury or illness. This specialty helps safeguard a portion of a client’s earnings during recovery. The company serves a range of commercial sectors including office environments, warehouse operations, and food service establishments.
What Does a a Disability Insurance Agent in Springfield Cost?
The cost of working with a disability insurance agent in Springfield is usually paid through commissions from the insurance carrier, so there is often no direct fee to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a typical individual policy, monthly premiums can range from 1% to 3% of the monthly benefit amount. For example, a policy providing a 5000 dollar monthly benefit might cost between 50 and 150 dollars per month. This is general information and not insurance advice.
About disability insurance agents in Springfield
Disability insurance agents in Springfield Illinois help individuals and businesses find coverage that protects income if you cannot work. Illinois law requires certain policies to offer specific benefits, and an agent can explain how state regulations affect your plan. Working with a local agent ensures you understand the options available in the Springfield market.
Frequently Asked Questions
What does a disability insurance agent in Springfield do?
A disability insurance agent in Springfield helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain policy terms, benefit amounts, and elimination periods. Agents also assist with filing claims and understanding your policy rights under Illinois law.
Are there Illinois laws that affect disability insurance policies?
Yes, Illinois has specific regulations for disability insurance. For example, Illinois law requires policies to include a free look period of at least 10 days. The state also mandates that policies cannot exclude pre-existing conditions for more than 12 months. An agent can explain how these rules apply to your situation.
How do I choose the right disability insurance agent in Springfield?
Look for an agent who is licensed in Illinois and has experience with disability coverage. Ask about the carriers they represent and whether they offer both individual and group policies. A good agent will take time to understand your occupation and income needs before recommending a plan.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign