The top-rated disability insurance agent in Woodridge, Illinois is Jason Herbers: Allstate Insurance, rated 4.9 stars across 1,610 reviews. Other highly rated options include Grape Insurance Agency, Farmers Insurance - Lauren Bierschenk, Don Hankin Insurance. This directory lists 15 disability insurance agents serving Woodridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Herbers: Allstate Insurance | 7440 Woodward Ave Ste H | (630) 796-7333 |
| 2 | Grape Insurance Agency | 3540 Seven Bridges Dr Ste. 240 | (833) 472-7346 |
| 3 | Farmers Insurance - Lauren Bierschenk | 3540 Seven Bridges Dr Ste 340 | (630) 333-1860 |
| 4 | Don Hankin Insurance | 6823 Hobson Valley Dr Ste 102 | (630) 988-8989 |
| 5 | Allers Morrison Insurance dba Cardinal Insurance Partners | 3540 Seven Bridges Dr Ste 310 | (630) 969-4200 |
| 6 | Dan Holquist - State Farm Insurance Agent | 2824 75th St | (630) 515-1575 |
| 7 | US Social Security Administration | 7440 Providence Dr | (866) 303-2724 |
| 8 | Bess Mocek - State Farm Insurance Agent | 7544 Janes Ave | (630) 910-7077 |
| 9 | Jeff Whaley Jr - State Farm Insurance Agent | 3038 Hobson Rd Ste 111 | (630) 544-3720 |
| 10 | SIA Insurance Group | 6440 Main St #300 | (630) 325-4000 |
Jason Herbers: Allstate Insurance serves the disability insurance needs of individuals and families in Woodridge and throughout DuPage County. Its agency offers solutions designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Policies typically cover both short-term and long-term disability scenarios. The agency also assists with the specific paperwork and policy comparisons needed when choosing a benefit waiting period and coverage amount.
Grape Insurance Agency serves Woodridge, Illinois, and the surrounding communities across DuPage and Will counties. The agency handles individual disability income policies, group long-term disability coverage for local businesses, and own-occupation protection plans tailored to professionals and tradespeople. For each client, it begins by assessing current income obligations and existing employer benefits, then searches multiple carriers to present a short list of policies that match both coverage needs and budget constraints. It completes each job by walking the applicant through the medical underwriting questions with clear explanations.
Farmers Insurance - Lauren Bierschenk in Woodridge, IL provides disability insurance agent services that can be arranged as a one-time policy purchase or as an ongoing recurring service for clients who need periodic coverage adjustments. The company helps individuals secure coverage designed to replace a portion of income if illness or injury prevents them from working. Policyholders are guided through the application process and offered plan options tailored to their occupation and lifestyle. Service runs on either a one-time or as-needed basis depending on client needs.
Don Hankin Insurance in Woodridge, IL, provides disability insurance agent services focused on helping local professionals secure income protection. The company also assists clients with evaluating various policy options to match their specific career and lifestyle needs, offering guidance through the application process. Approaching seasonal changes can be a good time for business owners to review how temporary or extended illnesses could affect their family's financial stability.
Homeowners, business owners, and landlords in Woodridge, Illinois rely on this agency for professional guidance on disability insurance plans. Allers Morrison Insurance, doing business as Cardinal Insurance Partners, helps clients understand policy options that protect income if illness or injury prevents work. The firm serves as a local resource for comparing coverage details and navigating applications. Its services also extend to neighboring communities throughout the Chicago southwestern suburbs, such as Downers Grove, Lisle, and Naperville.
As winter approaches in Woodridge, IL, the risk of an injury or illness affecting household income becomes a pressing concern for many families. Dan Holquist - State Farm Insurance Agent addresses this uncertainty by providing disability insurance agent services that help protect a portion of earnings if a policyholder cannot work. This coverage is designed to support everyday expenses during recovery periods. A complete review of your current situation is the first step in an initial assessment of your financial protection needs.
US Social Security Administration in Woodridge, Illinois provides guidance on disability insurance applications and appeals. It assists clients in understanding eligibility requirements and navigating the bureaucratic process for benefits. The agency does not offer maintenance plans but focuses on initial filing and reconsideration services. It works with individuals who own various property types, including single-family homes, apartments, retail spaces, and restaurants.
Bess Mocek - State Farm Insurance Agent in Woodridge, IL, assists clients with a broad range of insurance needs, including policies that supplement lost income due to illness or injury. As a disability insurance agent, the agency focuses on protecting workers when they cannot earn a paycheck. It frequently serves employees in commercial settings such as offices, warehouses, and food service establishments.
Jeff Whaley Jr, operating as a State Farm Insurance agent in Woodridge, IL, provides disability insurance services to residential clients in the local area. The agency also assists commercial clients in Woodridge and the surrounding region with their disability coverage needs. These policies help protect income against unforeseen medical events. After an initial policy is set, the agent offers follow-up service to adjust plans as life circumstances evolve. Clients can return for repeat service between regular visits to review their policy details.
SIA Insurance Group, based in Woodridge, IL, is known for helping residents secure disability income protection against lost earnings from illness or injury. It guides clients through policy options that replace a portion of their salary if they cannot work. The firm serves local professionals and small business owners, addressing needs ranging from short-term coverage gaps to long-term income stability. For those with higher incomes, it can add on an own-occupation rider that provides benefits if unable to perform one’s specific job duties.
What Does a a Disability Insurance Agent in Woodridge Cost?
Disability insurance premiums in Illinois typically range from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs depend on your age, health, occupation, and the benefit amount. This is general information and not insurance advice.
About disability insurance agents in Woodridge
Disability insurance agents in Woodridge Illinois help individuals and businesses secure income protection policies. Illinois law requires certain disability benefits for state employees and sets time limits for filing claims. A local agent can explain how Illinois statutes affect your coverage and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Woodridge do?
A disability insurance agent helps you choose a policy that fits your needs and income. They explain policy terms, compare options from different carriers, and assist with filing claims. In Illinois, agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in Illinois?
Illinois law does not set a universal deadline for private disability claims, but most policies require notice within 30 days of disability. For group policies, the deadline is often 90 days. Check your specific policy for exact time limits.
Are disability insurance benefits taxable in Illinois?
If you pay the premiums with after-tax dollars, your benefits are generally tax-free. If your employer pays the premiums or you use pre-tax dollars, benefits may be taxable as income. Illinois does not tax disability benefits at the state level if they are not taxable federally.
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