The top-rated disability insurance agent in Bloomington, Indiana is Allison Allen - State Farm Insurance Agent, rated 4.8 stars across 162 reviews. Other highly rated options include Cindy Vlasman - State Farm Insurance Agent, Daniel Smith: Allstate Insurance, Shine Insurance Agency LLC. This directory lists 20 disability insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allison Allen - State Farm Insurance Agent | 2666 E 2nd St | (812) 339-3011 |
| 2 | Cindy Vlasman - State Farm Insurance Agent | 444 S College Ave | (812) 339-5529 |
| 3 | Daniel Smith: Allstate Insurance | 4643 W Richland Plaza Dr | (812) 558-2000 |
| 4 | Shine Insurance Agency LLC | 1605 S Walnut St | (812) 679-8779 |
| 5 | First Insurance Group Inc | 1405 N College Ave | (812) 331-3230 |
| 6 | Donna Niese - State Farm Insurance Agent | 3637 W State Rd 46 | (812) 935-5700 |
| 7 | Shelter Insurance - Doug Hazen, Lutcf | 1900 W 3rd St | (812) 334-1413 |
| 8 | Gredy Insurance Agency | 3939 S Walnut St #1 | (812) 337-3333 |
| 9 | Kody Niese Agency Inc | 420 W 2nd St | (812) 221-2000 |
| 10 | The Insurance Center Group | 5488 IN-46 | (812) 337-7637 |
Allison Allen - State Farm Insurance Agent serves the Bloomington, Indiana area as a disability insurance agent. The office provides professional guidance for those seeking income protection when they are unable to work due to illness or injury. Policies are tailored to help safeguard earnings during recovery periods. Common services include evaluating short-term disability coverage and arranging long-term disability plans for local residents.
Cindy Vlasman - State Farm Insurance Agent serves homeowners, families, and individuals in Bloomington, Indiana, and the surrounding area. It helps clients secure disability insurance coverage to protect their income if illness or injury prevents them from working. The agent provides guidance to local residents, including small business owners, by explaining policy options. This office is located in Monroe County and also assists clients in neighboring Ellettsville.
Daniel Smith: Allstate Insurance offers disability insurance agent services in the Bloomington, Indiana area. The agency assists individuals with evaluating their income protection needs and obtaining appropriate coverage plans to support financial stability during periods of disability due to illness or injury. Service includes guiding clients through policy options and claims processes for personal disability protections. The agency maintains tailored service plans for clients, ensuring coverage meets changing life circumstances. Properties serviced include single-family homes, apartments, retail, and restaurants.
Shine Insurance Agency LLC serves Bloomington, Indiana and the surrounding Monroe County communities, handling disability insurance policies for local residents. The agency works with clients to secure coverage that replaces a portion of income if an illness or injury prevents them from working. This involves assessing each individual’s occupation and financial needs to find suitable short-term or long-term plans. To handle a typical job, it first reviews the client’s employment situation and income, then compares available policies from multiple carriers to recommend a customized solution.
First Insurance Group Inc in Bloomington, IN helps clients differentiate between one-time policy assessments and recurring review services for disability income protection. Coverage is typically designed to replace a portion of lost earnings should illness or injury prevent work. The agency works with local professionals and self-employed individuals to understand elimination periods, benefit durations, and own-occupation definitions. Ongoing service for claims support and policy updates runs on an as-needed basis rather than a fixed schedule.
Serving as a disability insurance agent, the office of Donna Niese in Bloomington, IN helps individuals protect their income against unexpected health limitations. This agency works with clients to evaluate appropriate policy options for short-term or long-term coverage needs, complementing its broader portfolio of insurance services. The team assists local residents in safeguarding their financial stability. For someone facing a sudden illness or injury that prevents work, this location offers guidance on securing benefits during recovery.
As the unpredictable Midwest weather and changing local industries in Bloomington create potential for unexpected time away from work, residents seek a financial safety net. Shelter Insurance - Doug Hazen, Lutcf provides disability insurance agent services to individuals who want to protect their income against illness or injury. They help clients in the area understand policy options that replace a portion of lost wages during recovery. A first step always involves a thorough review of the client’s current income and employment situation.
Gredy Insurance Agency in Bloomington, IN offers residential disability insurance agent services. The company also provides commercial coverage solutions for local businesses in the area. Agents work closely with clients to explain policy options and assess individual needs for income protection. Following an initial consultation, the agency processes claims efficiently and schedules necessary follow-up appointments. Their regular service helps clients adjust coverage as life circumstances change, with return visits occurring between routine policy reviews to ensure ongoing support.
Kody Niese Agency Inc provides guidance on income protection strategies to individuals and businesses in the Bloomington area. As a disability insurance agent, the agency helps clients understand how disability coverage can safeguard earnings if illness or injury prevents work. They can assist with policies designed for various commercial sectors, including professional offices, warehouses, and food service establishments.
The Insurance Center Group is known as a dedicated disability insurance agent, serving clients throughout Bloomington, Indiana. It guides individuals and professionals through the complex process of securing income protection policies tailored to personal needs. The agency assists with evaluating policy options to safeguard earnings against unexpected illness or injury. Understanding local employment patterns and regional risks allows for practical coverage recommendations. The company can further specialize in coordinating disability benefits with existing employer-sponsored group plans to ensure comprehensive financial protection.
What Does a a Disability Insurance Agent in Bloomington Cost?
Disability insurance agents in Indiana typically earn a commission from the insurance company. You do not pay the agent directly. Policy premiums vary based on age health and occupation. For example a 40 year old office worker might pay 1 to 3 percent of their annual income for a policy. Costs can be higher for high risk jobs. This is general information not insurance advice.
About disability insurance agents in Bloomington
Disability insurance agents in Bloomington Indiana help individuals and businesses secure income protection. Indiana law requires disability policies to include specific provisions for benefit payments. Local agents can guide you through the process of filing a claim or appealing a denial under Indiana code.
Frequently Asked Questions
What does a disability insurance agent in Bloomington do?
A disability insurance agent helps you find and apply for disability insurance policies. They also assist with claims and appeals. In Indiana agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in Indiana?
Indiana law does not set a specific time limit for filing disability claims. However most policies require you to submit proof of loss within 90 days. Check your policy for exact deadlines.
Can a disability insurance agent help with an appeal in Indiana?
Yes a disability insurance agent can help you gather medical records and submit a formal appeal. Indiana law allows you to request a review of a denied claim. Agents can explain the process and deadlines.
Disability Insurance Agents in Other Indiana Cities
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