The top-rated disability insurance agent in Fort Wayne, Indiana is Henderson & Walters Agency, LLC, rated 5.0 stars across 248 reviews. Other highly rated options include Ovation Insurance | Fort Wayne, Indiana, Colligan and Company Inc - Insurance Agency, The Wise Insurance Agency. This directory lists 19 disability insurance agents serving Fort Wayne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Henderson & Walters Agency, LLC | 3609 Lake Ave | (260) 484-7010 |
| 2 | Ovation Insurance | Fort Wayne, Indiana | 6058 E State Blvd | (260) 749-4970 |
| 3 | Colligan and Company Inc - Insurance Agency | 9602 Coldwater Rd Suite 106 | (260) 424-1555 |
| 4 | The Wise Insurance Agency | 4656 W Jefferson Blvd Ste. 210 | (260) 747-5373 |
| 5 | Hartman Insurance Services | 217 Airport North Office Park | (260) 483-2305 |
| 6 | Tom Steckler Agency Inc | 10432 Coldwater Rd | (260) 338-0338 |
| 7 | Lederman Insurance Group, Inc. | 3458 Stellhorn Rd | (260) 482-1611 |
| 8 | Seguros y Mas Para Todos, Inc. | 2314 Lake Ave | (260) 220-0493 |
| 9 | Traxler Insurance Agency | 10729 Coldwater Rd #100 | (260) 494-9035 |
| 10 | SourceOne Insurance | 6628 Constitution Dr | (260) 436-3544 |
Henderson & Walters Agency, LLC provides a range of services centered on helping individuals and businesses secure disability insurance coverage. The agency focuses on explaining policy options and guiding clients through the application process, including underwriting requirements. Ongoing support is offered to assist with policy maintenance and any claims that may arise. The agent serves a variety of property types in the Fort Wayne, IN area, including owner-occupied single-family homes and multi-family apartment buildings, as well as retail storefronts and local restaurants.
Ovation Insurance serves the Fort Wayne, Indiana metro area and surrounding Allen County as a disability insurance agent. The company assists local professionals and residents in understanding their options for protecting income against unexpected illness or injury. It evaluates clients’ specific occupational needs to recommend appropriate individual policies or employer-based supplemental coverage. Ovation Insurance routinely handles both short-term disability plans for immediate recovery periods and long-term disability policies designed to provide extended income protection.
Colligan and Company Inc - Insurance Agency serves local homeowners, business owners, and professionals in Fort Wayne, Indiana, who need disability insurance coverage. The agency helps clients understand their policy options for replacing income if an illness or injury prevents them from working. Guidance is offered on the differences between short-term and long-term disability plans, as well as employer-provided versus individual policies. The agency’s services also extend to residents and employers in the neighboring community of New Haven.
Serving Fort Wayne and its surrounding communities in Indiana, The Wise Insurance Agency handles disability insurance needs for local residents and workers. This type of coverage provides financial protection by replacing a portion of income if a person cannot work due to illness or injury. When helping a client, the agency typically discusses the individual's specific occupation and income situation to recommend a suitable plan that aligns with their personal financial goals.
Hartman Insurance Services in Fort Wayne, IN, guides clients through the choice between one-time policy purchases and recurring review of long-term disability plans, emphasizing coverage that replaces income if illness or injury prevents work. Agents explain how benefit amounts, elimination periods, and own-occupation definitions differ across policies available locally. This office accommodates client needs by offering appointments on a one-time, scheduled, or as-needed basis.
Tom Steckler Agency Inc provides specialized disability insurance coverage for clients in the Fort Wayne area, ensuring income protection in the event of illness or injury that prevents work. The agency works with individuals and businesses to assess coverage needs and recommend appropriate plans from available carriers. This includes evaluating existing policies and coordinating benefit options during open enrollment periods, as well as addressing coverage gaps before planned medical procedures or career changes.
For Fort Wayne residents navigating a sudden illness or injury that disrupts their income, having reliable coverage becomes an immediate priority. Lederman Insurance Group, Inc. acts as a local resource for individuals and families, helping assess policies that replace lost wages when work is interrupted. Their guidance simplifies the process of comparing plans that match a client’s typical earnings and recovery timeline. An initial consultation begins by reviewing a prospective client’s current employment situation and financial needs.
Seguros y Mas Para Todos, Inc. serves Fort Wayne and the surrounding area by connecting individuals with disability insurance coverage tailored to their needs. The agency focuses on policies that replace lost income due to illness or injury when a client cannot work over the long term. They guide customers through the process of understanding benefit periods, elimination periods, and policy options. Commercial clients benefit from group or individual plans designed for diverse workplace environments, including offices, warehouses, and food service operations.
Traxler Insurance Agency serves residents in and around Fort Wayne with focused disability insurance agent services. Their work for individual clients addresses income protection needs during illness or injury, while commercial coverage helps area businesses safeguard their operations. The firm assists Fort Wayne policyholders across a range of coverage scenarios. Clients often return for plan adjustments or renewals between regular visits to keep their protections current.
SourceOne Insurance is a Fort Wayne firm known for helping clients select disability insurance policies tailored to their employment and income needs. The agency offers guidance on short-term and long-term coverage options available through individual plans or employer-sponsored benefits. In this area, disability agents assist professionals and self-employed workers in understanding policy terms, elimination periods, and benefit amounts. The agency can also specialize in coordinating supplemental coverage to fill gaps in existing group plans.
What Does a a Disability Insurance Agent in Fort Wayne Cost?
Disability insurance agents in Indiana typically earn a commission from the insurance company, so you may not pay a direct fee for their services. However, some independent agents charge an hourly fee ranging from 100 to 300 dollars for claim assistance. Costs vary by case and the complexity of the policy. This is general information, not insurance advice.
About disability insurance agents in Fort Wayne
Disability insurance agents in Fort Wayne help residents understand their coverage and file claims for lost income due to injury or illness. Indiana law requires disability insurance policies to include a 30-day grace period for premium payments. Agents can also assist with appeals if a claim is denied, a process that must follow the policy terms and Indiana insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Fort Wayne do?
A disability insurance agent helps you choose a policy, file a claim, and communicate with the insurance company. They can also guide you through the appeals process if your claim is denied.
How long do I have to file a disability claim in Indiana?
Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your specific policy for exact deadlines.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review the denial letter, help gather additional medical evidence, and submit an appeal. Indiana law gives you the right to request a written explanation for any denial.
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