The top-rated disability insurance agent in Bangor, Maine is Kathy Commeau - State Farm Insurance Agent, rated 5.0 stars across 320 reviews. Other highly rated options include Bill Tisdale - State Farm Insurance Agent, Sandy Beaulieu: Allstate Insurance, Stephen Wilde: Allstate Insurance. This directory lists 20 disability insurance agents serving Bangor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Commeau - State Farm Insurance Agent | 1219 Broadway | (207) 947-0924 |
| 2 | Bill Tisdale - State Farm Insurance Agent | 499 Hammond St | (207) 947-6781 |
| 3 | Sandy Beaulieu: Allstate Insurance | 849 Stillwater Ave | (207) 945-3612 |
| 4 | Stephen Wilde: Allstate Insurance | 609 Hammond St | (207) 990-0934 |
| 5 | Jenny Schnedler at Comparion Insurance Agency | 23 Water St #201 | (207) 249-7165 |
| 6 | Cross Insurance | Cross Insurance, 491 Main St | (207) 947-7345 |
| 7 | Comparion Insurance Agency | 23 Water St #201 | (207) 947-7326 |
| 8 | Varney Agency | 32 Oak St | (207) 947-8637 |
| 9 | Matt Haskell - State Farm Insurance Agent | 189 State St Ste B | (207) 307-2554 |
| 10 | Quirk Insurance | 377 Hogan Rd | (207) 299-1800 |
Kathy Commeau - State Farm Insurance Agent serves the Bangor, Maine, area as a disability insurance agent. The agency assists individuals and families in selecting plans that provide income protection if an injury or illness prevents them from working. Policies available through this agent are designed to help replace a portion of lost earnings during periods of disability. The agency handles both short-term and long-term disability insurance coverage options.
Bill Tisdale - State Farm Insurance Agent in Bangor, ME specializes in disability insurance, helping local residents protect their income if illness or injury prevents them from working. The agency also assists clients with other personal coverage needs. Its disability policies are designed to replace a portion of lost wages during recovery periods. This service becomes especially important for self-employed individuals and small business owners when they face the flu season or an unexpected surgery that requires extended time away from work.
Based in Bangor, Maine, Sandy Beaulieu: Allstate Insurance is recognized for providing disability insurance agent services to local individuals and families. The firm assists clients in understanding how disability coverage can protect income during unexpected illness or injury. Service consultations focus on explaining policy options and customizing benefits based on a person’s occupation and financial needs. For added protection, the agency can coordinate disability insurance with other personal coverage plans.
Stephen Wilde: Allstate Insurance provides disability insurance solutions to residents of Bangor, Maine. The agency specializes in helping individuals select coverage that replaces a portion of their income if they become unable to work due to illness or injury. Supplemental policies can be added to address specific gaps in existing plans. Local commercial clients the agency works with include offices, warehouses, and food service establishments.
Jenny Schnedler at Comparion Insurance Agency provides residential disability insurance services to clients in Bangor, Maine. Commercial disability coverage is also available, serving policyholders throughout the greater Bangor area. A focus on protecting income and financial stability guides each consultation. After an initial policy is set, regular check-ins help adjust coverage as circumstances change, ensuring continued support between scheduled visits.
Cross Insurance serves the Bangor, Maine area as a disability insurance agent. The company assists local residents with securing financial protection for income loss due to illness or injury. Clients can review various policy options that replace a portion of their wages during a covered disability period. This agent handles both short-term and long-term disability insurance plans to help meet individual needs for income replacement.
Comparion Insurance Agency offers a range of disability insurance solutions for individuals in Bangor, Maine, helping clients protect their income in the event of an inability to work due to illness or injury. Its service approach includes initial policy guidance and ongoing support for claims management to maintain coverage stability as needs change. The agency serves single-family homes, apartments, retail businesses, and local restaurants.
Based in Bangor, Maine, Varney Agency serves homeowners, businesses, and property managers seeking financial protection against lost income due to injury or illness. The agency assists clients in navigating the complex details of short- and long-term disability policies tailored to individual employment situations and professional needs. They focus on matching coverage with specific occupational risks common in the Bangor region. Their services also extend to clients throughout the neighboring community of Brewer.
Matt Haskell - State Farm Insurance Agent in Bangor, Maine, serves local residents looking for income protection through disability coverage. The agency provides professional guidance on options for safeguarding earnings in case of injury or illness. Clients can discuss policy details and claim processes with an experienced local agent. This office regularly works with individuals seeking to supplement their existing benefits. A specialty service it can add on is structuring a tailored plan for self-employed professionals.
Quirk Insurance serves the Bangor, Maine metro area as a disability insurance agent. The company helps clients protect their income against unexpected medical leave or injury. Policies it can arrange replace a portion of earnings when a person is unable to work. It works with both employer-provided plans and individual long-term disability policies to ensure coverage aligns with a client’s occupation and lifestyle. If special clauses are needed, it also handles residual disability riders and own-occupation definitions within the disability insurance market.
What Does a a Disability Insurance Agent in Bangor Cost?
Disability insurance costs in Maine vary based on age, health, occupation, and benefit amount. A typical policy for a 35-year-old office worker might cost 1 to 3 percent of annual income. For a 50-year-old in a manual job, premiums can be 3 to 6 percent of income. This is general information, not insurance advice.
About disability insurance agents in Bangor
Disability insurance agents in Bangor Maine help individuals and businesses find the right coverage. They can assist with policy selection and claims support. Maine law requires certain disability policies to include a 30-day grace period and a 60-day contestability period.
Frequently Asked Questions
What does a disability insurance agent in Bangor do?
A disability insurance agent in Bangor helps you compare policies from different carriers. They explain coverage options and guide you through the application process. They do not provide legal advice but can help with claim questions.
How long do I have to file a disability claim in Maine?
Maine law does not set a specific deadline for filing a disability claim, but most policies require prompt notice. You should report a disability within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Are disability insurance premiums tax deductible in Maine?
Premiums for individual disability insurance are generally not tax deductible. If your employer pays the premiums, the benefits may be taxable. Maine follows federal tax rules for disability insurance.
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