The top-rated disability insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 15 disability insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Chris Doughty - State Farm Insurance Agent | 765 Roosevelt Trail Unit 14 | (207) 747-5944 |
| 8 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 9 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 10 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area and surrounding Cumberland County with disability insurance agent services. This agency assists local residents in understanding how disability coverage can help protect their income if they become unable to work due to illness or injury. Policies are tailored to individual circumstances, addressing both short-term and long-term needs. The agent works with clients to evaluate options that align with their financial situations. Short-term disability policies and long-term disability income protection are specific services this office handles in the region.
Lisa J Stoddard Insurance provides disability insurance agent services for clients in the Windham, ME area. The agency helps individuals and businesses evaluate their coverage needs and select appropriate disability income protection plans. It assists with routine policy reviews to ensure benefits keep pace with changing circumstances and offers guidance through the claims process when necessary. Services are available to a variety of clients, including single‑family homeowners, apartment tenants, retail operators, and restaurant owners.
Serving local homeowners, small business owners, and self-employed professionals in the Windham area, J. Priest Insurance provides disability insurance agent services focused on income protection policies. These policies help replace lost earnings if an illness or injury prevents a client from working. The agency assists individuals and business partners in understanding plan options tailored to different occupations and financial situations, ensuring coverage aligns with specific needs. It also serves policyholders in nearby Gorham, extending its disability coverage guidance throughout the broader Route 302 corridor.
Serving Windham, Maine, and the surrounding communities, Splane Insurance Solutions handles disability insurance needs for local residents and workers. The agency works with American National and Farm Family to offer policies designed to protect income if injury or illness prevents employment. Each client receives a careful review of their specific occupation and financial obligations during the initial consultation. The general approach uses a thorough assessment of individual circumstances to match each client with a suitable disability plan for their situation.
Serving clients in Windham, Maine, Cross Insurance offers disability insurance services that are structured as either a single consultation or an ongoing advisory relationship. A one-time meeting helps clients evaluate a specific policy need, while recurring appointments allow for long-term planning and periodic adjustments to coverage. The agent assists individuals in reviewing options that replace lost income if illness or injury prevents work, and these solutions are tailored to protect financial stability. This service operates primarily on a scheduled or as-needed basis, depending on each client's preference.
Safelink Insurance Agency, located in Windham, ME, distinguishes between one-time policies and recurring disability coverage, each designed to replace lost income if illness or injury prevents work. One-time plans offer a single lump sum for a specific permanent disability, while recurring coverage provides ongoing monthly benefits for temporary or long-term conditions. As a professional disability insurance agent, Safelink assists individuals and small businesses in Maine with understanding policy options that suit their financial protection needs. Service runs on an as-needed basis, available whenever clients require plan adjustments or new enrollment.
Chris Doughty - State Farm Insurance Agent in Windham, ME, specializes in disability insurance, helping clients protect their income from unexpected illnesses or injuries. The agency also offers general insurance services to meet diverse local needs, including auto, home, and life policies. Residents rely on this office for personalized guidance on coverage options. As winter approaches, many contact the agency to ensure their policies address slips on icy sidewalks or seasonal accidents that could disrupt employment.
With long Maine winters limiting mobility for many residents, Maine Insurance Benefits Group in Windham works to ensure locals understand how disability coverage can protect their income. The team focuses on helping clients navigate the complexities of both short‑term and long‑term policies. They begin every new inquiry by scheduling a complimentary initial consultation to review the individual’s current coverage and identify any gaps. This assessment provides a clear starting point for building a customized plan.
As a Disability Insurance Agent, Clark Insurance, a Marsh & McLennan Agency LLC company in Windham, Maine, specializes in helping individuals secure income protection through tailored disability policies. It also assists local professionals and small business owners in evaluating coverage for short-term and long-term needs, focusing on financial stability during unexpected health events. The agency guides clients through policy options that align with their income and occupation. For those approaching Maine’s harsh winter months, it addresses the heightened risk of slips and seasonal injuries that could disrupt earning ability.
Cross Insurance: Connell Melissa provides disability insurance coverage for individuals and families in the Windham area, designing policies that replace lost income due to illness or injury. The agency guides clients through the process of selecting suitable benefit periods and waiting periods, ensuring the plan aligns with specific lifestyle needs during recovery from a serious health event. For professionals returning to work after a prolonged absence, the company also helps coordinate short-term income support during the initial waiting phase.
What Does a a Disability Insurance Agent in Windham Cost?
The cost of disability insurance in Maine typically ranges from 1% to 3% of your annual income. For example a 40-year-old earning 60000 per year might pay between 600 and 1800 annually for a policy. Factors like age occupation health and benefit amount affect the premium. This is general information not insurance advice.
About disability insurance agents in Windham
Disability insurance agents in Windham Maine help individuals and businesses find coverage that protects income if illness or injury prevents work. Maine law requires certain policies to include a 30-day grace period and a 90-day elimination period for long-term disability plans. Local agents can explain how these rules apply to your situation and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Windham do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs and budget. They also assist with filing claims and understanding policy terms. In Maine agents must be licensed by the state Bureau of Insurance.
How long does it take to get disability insurance in Maine?
The application process usually takes two to six weeks depending on your health history and the policy type. Maine law allows insurers up to 45 days to review a complete application. Your agent can help speed up the process by gathering required documents.
Are disability insurance benefits taxable in Maine?
If you pay premiums with after-tax dollars benefits are generally tax-free. If your employer pays the premiums benefits are taxable as income. Maine follows federal tax rules for disability benefits so consult a tax professional for your specific case.
Disability Insurance Agents in Other Maine Cities
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