The top-rated disability insurance agent in Albuquerque, New Mexico is TrueCoverage, LLC, rated 4.6 stars across 1,497 reviews. Other highly rated options include The Medicare Store, Strategic Insurance Group, Associated Insurance Professionals, Inc.. This directory lists 20 disability insurance agents serving Albuquerque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TrueCoverage, LLC | 2400 Louisiana Blvd NE | (888) 353-0027 |
| 2 | The Medicare Store | 4801 Lang Ave NE UNIT 110 | (505) 332-8010 |
| 3 | Strategic Insurance Group | 7500 Jefferson St NE Suite 106 | (505) 585-0227 |
| 4 | Associated Insurance Professionals, Inc. | 1429 Carlisle Blvd NE | (505) 265-3704 |
| 5 | Albuquerque Insurance World | 2828 Carlisle Blvd NE F | (505) 265-6000 |
| 6 | Consumers Direct Insurance Services of New Mexico | 2625 Pennsylvania St NE #500 | (855) 758-2227 |
| 7 | Sunset Insurance | 1905 San Mateo Blvd NE | (505) 247-2578 |
| 8 | Benefits With Apex – Independent Health and Life Insurance Broker for New Mexico | 6300 Riverside Plaza Ln #100 | (505) 441-2739 |
| 9 | George Gandy Insurance | 6821 Montgomery Blvd NE | (505) 888-0300 |
| 10 | NM Family and Business Insurance | 5345 Wyoming Blvd NE Suite 110 | (505) 257-9595 |
TrueCoverage, LLC serves the Albuquerque metro area as a disability insurance agent, helping local professionals and self-employed individuals secure income protection policies. The company works with clients to evaluate their specific occupational risks and coverage needs. It focuses on creating customized plans that replace a portion of lost earnings during periods of medical leave. As a local agency, TrueCoverage provides guidance on both short-term disability benefits for temporary injuries and long-term disability policies for extended health challenges.
The Medicare Store provides disability insurance agent services for clients in Albuquerque, New Mexico. It assists individuals and businesses in securing coverage that protects income during periods of disability. The company offers guidance on policy options and helps clients understand how plans coordinate with existing benefits. Ongoing support is typically available to review coverage as life changes occur. The Medicare Store services single-family homes, apartments, retail locations, and restaurants.
Strategic Insurance Group serves homeowners, businesses, and property managers in Albuquerque, New Mexico, by helping them secure disability insurance coverage that replaces a portion of income if an illness or injury prevents work. The agency provides guidance on policy options and coordinates enrollment to match each client’s specific financial needs. Its services include evaluating individual and group plans commonly used to protect professionals and small business owners. The firm also covers clients in neighboring Corrales and the greater Rio Rancho area of the metro.
Associated Insurance Professionals, Inc. serves Albuquerque and the surrounding New Mexico communities, handling individual and group disability income insurance needs for local professionals and businesses. It assists clients in selecting policies that replace a portion of income if illness or injury prevents work. The company generally reviews a client’s occupation, earnings, and existing coverage, then compares plans from different carriers to find a suitable fit based on specific needs and budget.
Albuquerque Insurance World provides both one-time policy consultations and ongoing service arrangements for clients navigating disability insurance coverage needs in the Albuquerque, NM area. Disability insurance agents explain the difference between short-term and long-term plans, helping individuals evaluate potential income replacement options tailored to their employment situations. Guidance typically addresses policy exclusions, waiting periods, and benefit amounts. Service operates on a scheduled or as-needed basis, depending on each client's preference for regular plan reviews or occasional policy adjustments.
When New Mexico residents face unexpected illnesses or injuries that prevent them from working, they often worry about lost income and household stability. Consumers Direct Insurance Services of New Mexico in Albuquerque helps these individuals explore disability insurance options custom to their personal situations. They explain the differences between short-term and long-term plans and how each policy might replace a portion of earnings during recovery. The firm conducts a straightforward initial consultation to review the client’s current coverage and financial goals for an informed starting point.
Sunset Insurance specializes in matching clients with disability insurance policies that protect income during illness or injury. In Albuquerque, the firm works with individuals and small businesses to assess coverage needs and navigate plan options from multiple carriers. It explains policy terms, waiting periods, and benefit durations clearly to help professionals find suitable protection. During flu season or before local winter storms, many people contact Sunset Insurance to review how existing disability plans might apply to short-term, severe weather-related work interruptions.
Benefits With Apex works as an independent health and life insurance broker in Albuquerque. The company specializes in disability insurance, helping individuals protect their income if illness or injury prevents them from working. Its brokers compare plans from multiple insurers to find suitable coverage for clients’ needs. This service is available for employees at local offices, workers in warehouses, and staff in food service businesses throughout New Mexico.
George Gandy Insurance provides disability insurance assistance to residents in and around Albuquerque, New Mexico. The agency also offers coverage for commercial entities needing to protect their businesses from disruption caused by employee disabilities. Serving the greater Albuquerque metropolitan area, the firm aids clients in understanding policy terms and filing claims when necessary. Many individuals and business owners rely on George Gandy Insurance for follow-up service and policy adjustments between their regular scheduled visits.
What Does a a Disability Insurance Agent in Albuquerque Cost?
Typical costs for disability insurance in New Mexico range from 1% to 3% of your annual income per year. For a 35-year-old earning $50,000, a policy might cost $500 to $1,500 annually. Costs vary by age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Albuquerque
Disability insurance agents in Albuquerque help residents protect their income with individual or group policies. New Mexico law requires agents to be licensed by the state Office of Superintendent of Insurance. Local agents understand the unique needs of workers in Albuquerque industries like healthcare and government.
Frequently Asked Questions
What does a disability insurance agent in Albuquerque do?
An agent helps you compare policies from different carriers and apply for coverage. They explain policy terms like elimination periods and benefit amounts. They do not handle claims but can guide you on filing procedures.
How do I choose a disability insurance agent in New Mexico?
Look for an agent licensed in New Mexico with experience in disability policies. Check their standing with the New Mexico Office of Superintendent of Insurance. Ask about their familiarity with local employer group plans.
What New Mexico laws affect disability insurance policies?
New Mexico statute 59A-18-14 requires policies to include a free look period of at least 10 days. The state also has a 2-year contestability limit for misstatements on applications. Agents must follow these rules when selling policies.
Disability Insurance Agents in Other New Mexico Cities
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