The top-rated disability insurance agent in Santa Fe, New Mexico is Orale Insurance Agency, rated 4.9 stars across 465 reviews. Other highly rated options include Melissa Sandoval: Allstate Insurance, Brynda Gonzalez - State Farm Insurance Agent, James Armijo - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Santa Fe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Orale Insurance Agency | 1251 S St Francis Dr # 2 | (505) 819-0225 |
| 2 | Melissa Sandoval: Allstate Insurance | 3454 Zafarano Dr Ste A-1 | (505) 820-1442 |
| 3 | Brynda Gonzalez - State Farm Insurance Agent | 3545 Zafarano Dr Ste A10-3 | (505) 629-1046 |
| 4 | James Armijo - State Farm Insurance Agent | 901 W Alameda St | (505) 982-4412 |
| 5 | Silas T Garcia Agency & Associates LLC | 811 St Michaels Dr Suite 101 | (505) 982-9863 |
| 6 | Agape Insurance Services | 1301 S St Francis Dr Ste D | (505) 930-5638 |
| 7 | Blue Fox Insurance Agency LLC | 1301 S St Francis Dr Ste D | (505) 933-6486 |
| 8 | Farmers Insurance - Chavela Esparza | 1447 St Michaels Dr | (505) 984-0767 |
| 9 | James H Russell Agency Inc | 1570 Pacheco St STE C3 | (505) 983-7357 |
| 10 | Inszone Insurance Services | 1040 Don Diego Ave | (505) 988-4425 |
Orale Insurance Agency serves the Santa Fe, New Mexico area as a disability insurance agent. The company provides guidance for individuals seeking income protection in the event of an injury or illness that prevents them from working. Policies are designed to replace a portion of lost earnings during recovery periods. Long-term disability plans and short-term disability coverage for local professionals are among the specific services it handles.
Melissa Sandoval: Allstate Insurance in Santa Fe, NM, provides disability insurance agent services to help individuals protect their income in the event of an illness or injury. The agency offers guidance on plan options and assists with ongoing policy maintenance and claims support. Clients receive clear information on how disability coverage can replace lost wages during recovery. The company serves a range of properties, including single-family homes, apartments, retail stores, and restaurants.
Homeowners, small business owners, and landlords in Santa Fe, New Mexico turn to Brynda Gonzalez - State Farm Insurance Agent for disability income protection. This agency helps individuals replace lost earnings if they cannot work due to illness or injury, structuring policies to fit different professional needs. Coverage plans are designed to safeguard personal and business finances from income disruption. The agent also serves nearby Pojoaque and communities throughout Santa Fe County.
Serving Santa Fe and the surrounding communities of northern New Mexico, James Armijo - State Farm Insurance Agent handles individual and group disability income protection policies. This agency assists local professionals and small business owners in understanding how disability coverage can help replace lost income during an unexpected illness or injury. Each client situation is assessed individually, with an approach focused on reviewing specific occupational duties and existing benefits to recommend an appropriate level of income replacement.
Silas T Garcia Agency & Associates LLC in Santa Fe, NM offers disability insurance both as a one-time policy purchase and as a recurring service through ongoing policy management. Their coverage protects clients from income loss due to illness or injury, helping residents of the Santa Fe area maintain financial stability when unable to work. The firm tailors individual and group plans to local professionals and self-employed individuals. Service at this agency runs on an as-needed basis, with consultations arranged according to client circumstances and policy review requirements.
Agape Insurance Services specializes in connecting individuals in Santa Fe with disability income protection policies tailored to specific occupations and health histories. It further assists clients by evaluating existing coverage gaps and explaining the nuances between short-term and long-term disability plans. The agency helps local professionals, self-employed workers, and families navigate policy renewals and claims processes. During the seasonal influx of new hires or open enrollment periods, it addresses the increased need for income protection among those beginning new careers or changing jobs.
The unpredictable monsoon season in Santa Fe can lead to accidents or injuries that interrupt work and income. Blue Fox Insurance Agency LLC provides guidance through disability insurance options tailored to individual needs. Their agents explain how policies protect income during such unexpected events. The company serves clients from its Santa Fe office, focusing on local coverage solutions. A straightforward initial assessment of your current protection and potential gaps begins the process of securing financial stability.
Farmers Insurance - Chavela Esparza in Santa Fe, NM, provides general insurance services to individuals and businesses, with a specialty as a disability insurance agent. The company helps clients obtain disability policies to protect their income during periods of illness or injury. This coverage is available to a range of local commercial sectors, including offices, warehouses, and food service establishments.
James H Russell Agency Inc serves clients in Santa Fe, New Mexico, providing residential disability insurance guidance to individuals seeking income protection. The agency also assists local businesses with commercial disability coverage tailored to their workforce needs, extending its service area throughout the surrounding region. Policyholders can expect clear explanations of policy terms and benefit options, with the agency offering follow-up consultations to adjust coverage as life circumstances change between regular visits.
What Does a a Disability Insurance Agent in Santa Fe Cost?
Disability insurance agent services in Santa Fe typically cost nothing upfront because agents earn commissions from the insurer. Policy premiums range from 1% to 3% of your annual income for a standard plan. Costs vary by age health and occupation. This is general information not insurance advice.
About disability insurance agents in Santa Fe
A disability insurance agent in Santa Fe can help you understand policy options and file claims. New Mexico law requires insurers to respond to claims within 30 days under NM Stat 59A-16-20. Local agents know the specific rules for state employees and small business owners in the region.
Frequently Asked Questions
What does a disability insurance agent in Santa Fe do?
An agent helps you choose a disability policy and guides you through the claims process. They explain terms like elimination period and benefit amount. Agents in Santa Fe are licensed by the New Mexico Office of Superintendent of Insurance.
How long do I have to file a disability claim in New Mexico?
New Mexico law does not set a specific deadline for filing a disability claim but insurers often require notice within 30 days of disability. Check your policy for exact time limits. An agent can help you meet all deadlines.
Are disability insurance benefits taxable in New Mexico?
If you pay premiums with after-tax dollars benefits are generally tax-free. If your employer pays premiums benefits are taxable as income. New Mexico follows federal tax rules for this. An agent can review your specific situation.
Disability Insurance Agents in Other New Mexico Cities
Alamogordo · Albuquerque · Carlsbad · Farmington · Hobbs · Las Cruces · Rio Rancho