The top-rated disability insurance agent in Bronx, New York is Hielly Martinez - State Farm Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Traci Menes - State Farm Insurance Agent, Hector Camilo Jr - State Farm Insurance Agent, Joy Harvey-Washington - State Farm Insurance Agent. This directory lists 21 disability insurance agents serving Bronx.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hielly Martinez - State Farm Insurance Agent | 251 E 138th St | (347) 271-4444 |
| 2 | Traci Menes - State Farm Insurance Agent | 4734 White Plains Rd | (718) 325-0100 |
| 3 | Hector Camilo Jr - State Farm Insurance Agent | 584 E 187th St Fl 2 | (833) 271-7166 |
| 4 | Joy Harvey-Washington - State Farm Insurance Agent | 1946 Williamsbridge Rd | (718) 239-3514 |
| 5 | Mendoza Agency Inc | 2010 Williamsbridge Rd | (718) 684-5200 |
| 6 | BIC Brokerage - Insurance & Taxes | 2481 Crotona Ave | (718) 220-1111 |
| 7 | Capital Shield Agency Inc | 3600 E Tremont Ave | (718) 829-3200 |
| 8 | Almeda Insurance | 1687 Jerome Ave | (718) 532-6000 |
| 9 | DCAP Insurance | 1865B E Tremont Ave | (718) 597-7770 |
| 10 | HONDO GARCIA BROKERS LLC | 727X Burke Ave | (347) 945-2090 |
Hielly Martinez - State Farm Insurance Agent serves the Bronx, New York metro area, offering disability insurance agent services to local residents and professionals. The agency helps clients understand income protection options and navigate policy selection for their specific needs. It assists with short-term disability coverage for temporary conditions and long-term plans for more extended recovery periods, which are common concerns in a diverse urban workforce.
Traci Menes - State Farm Insurance Agent provides disability insurance coverage in the Bronx, NY, helping individuals protect their income against unforeseen medical events. The agency offers policy planning and adjustments to accommodate changing needs over time. Service includes policy reviews to ensure coverage remains aligned with current circumstances. This location assists clients seeking financial security through tailored disability insurance solutions. Its services cover single-family homes, apartments, retail, and restaurants.
Homeowners, renters, and small business owners in Bronx, New York, turn to Hector Camilo Jr - State Farm Insurance Agent for disability insurance coverage. This agency helps clients understand how income replacement policies can protect their finances if an injury or illness prevents them from working. Services include policy reviews for individuals and family plans tailored to different occupations and income levels. The agency also serves clients across the surrounding communities of the northern Bronx and Westchester County.
Joy Harvey-Washington - State Farm Insurance Agent serves the Bronx, New York, and surrounding communities, handling disability insurance policies for local residents and workers. This agent assists clients in understanding coverage options for income protection when illness or injury prevents employment. A typical job begins with reviewing the client’s occupation and financial needs, then comparing plan benefits to present clear, practical choices for their situation.
A disability insurance agent can help a client evaluate either a one-time policy purchase or a recurring plan that renews to maintain ongoing income protection. Mendoza Agency Inc, located in Bronx, NY, serves this role by guiding individuals through coverage options that replace lost wages if an illness or injury prevents them from working. The company’s service operates on an as-needed basis, allowing clients to schedule consultations when they require assistance with policy updates or new applications.
BIC Brokerage - Insurance & Taxes specializes in disability insurance agent services in Bronx, NY. This firm assists local professionals and small business owners, helping them secure income protection policies against illness or injury. It also guides clients through the varying coverage options available, ensuring policies align with individual financial obligations and employment situations. As tax season approaches, the company provides timely support for those needing to coordinate disability benefit claims with their annual filing requirements.
Capital Shield Agency Inc provides guidance on long-term income protection for individuals in the Bronx, New York, and focuses specifically on disability insurance options to supplement existing coverage. The firm works with clients to structure policies that safeguard earnings during illness or injury, helping maintain financial stability when regular paychecks stop. Its services are available to professionals and businesses in a variety of commercial settings, including offices, warehouses, and food service operations.
Almeda Insurance serves residents of the Bronx and surrounding areas with personalized disability insurance solutions, focusing on protecting individual income from unexpected medical issues. The agency also helps local businesses secure commercial disability coverage to safeguard their operations and key personnel. Regularly working with policyholders on claims navigation and plan adjustments, the firm encourages follow-up appointments or repeat service meetings between routine policy reviews to address any life changes or coverage gaps.
When a new job or a change in health leaves Bronx residents wondering about their income protection, DCAP Insurance serves as a local disability insurance agent. They work with clients to review their specific needs for coverage that replaces lost wages due to illness or injury. Working from their Bronx, NY office, the agency helps individuals and small business owners compare policies that suit their local employment situations and personal budgets. A detailed discussion of a client's current occupation and financial obligations begins the initial assessment step.
HONDO GARCIA BROKERS LLC is a disability insurance agent serving the Bronx, NY area, known for helping clients navigate the complexities of income protection policies. The company assists individuals and small business owners in evaluating coverage options to safeguard their earnings against medical leave or injury. Services typically include policy comparisons and enrollment support. For clients seeking extra security, HONDO GARCIA BROKERS LLC can also coordinate short-term disability plans with existing benefits.
What Does a a Disability Insurance Agent in Bronx Cost?
Typical costs for disability insurance in New York vary by age, health, occupation, and coverage amount. Individual policies often range from 1% to 3% of annual income, meaning a $50,000 annual salary could cost $500 to $1,500 per year. Employer-sponsored plans are usually cheaper. Group rates for small businesses in the Bronx may start around $0.50 per $100 of weekly benefit. This is general information, not insurance advice.
About disability insurance agents in Bronx
Disability insurance agents in the Bronx help individuals and businesses find coverage that protects income if injury or illness prevents work. New York state law requires employers to provide short-term disability benefits through the New York State Disability Benefits Law. A local agent can guide you through policy options and the claims process specific to Bronx residents.
Frequently Asked Questions
What does a disability insurance agent in the Bronx do?
A disability insurance agent helps you compare and purchase disability insurance policies. They explain coverage details, policy terms, and exclusions. They also assist with filing claims and understanding New York state disability benefits.
Is disability insurance required in New York?
New York law requires most employers to provide short-term disability insurance through the New York State Disability Benefits Law. This covers off-the-job injuries and illnesses. Long-term disability insurance is not required but is often offered by employers or purchased individually.
How do I choose a disability insurance agent in the Bronx?
Look for an agent licensed in New York with experience in disability insurance. Ask about their knowledge of state-specific laws, such as the 26-week benefit period for NYS disability. Check reviews and confirm they represent multiple insurance companies to offer a range of options.
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