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Find Disability Insurance Agents Near You in Buffalo, NY

Browse disability insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Austin Czaja - State Farm Insurance Agent, Sheridan Benefits, Anthony Lorigo at Comparion Insurance Agency. This directory lists 28 disability insurance agents serving Buffalo.

Showing 28 disability insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Austin Czaja - State Farm Insurance Agent765 Wehrle Dr(716) 748-8942
3Sheridan Benefits6700 Main St(716) 580-3773
4Anthony Lorigo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7249
5Jody Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9169
6Damien Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7247
7Lawley361 Delaware Ave(716) 849-8618
8New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
9Donna Medina at Comparion Insurance Agency400 Essjay Rd #300(716) 730-4909
10Nick Messuro - State Farm Insurance Agent3407 Delaware Ave Ste 101(716) 873-6015
WI
1523 Main St
Willoughby Insurance
Disability Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York, metro area as a disability insurance agent. The company guides individuals through the process of selecting disability coverage to protect their income. It helps clients understand how various policy options address potential long-term or short-term work interruptions. Navigating the application process for these policies is a key service it provides. Specifically, Willoughby Insurance handles individual long-term disability policies and short-term disability income replacement plans.

AC
765 Wehrle Dr
Austin Czaja - State Farm Insurance Agent
Disability Insurance Agent · Buffalo, NY

Austin Czaja provides disability insurance agent services for the Buffalo, New York area, helping clients understand how income protection policies can safeguard their financial stability during periods of incapacitation. The agency offers ongoing service and maintenance of existing policies by assisting with claims support and coverage adjustments as client needs evolve over time. This practice serves a variety of properties, including single-family homes, apartments, retail stores, and restaurants.

SB
6700 Main St
Sheridan Benefits
Disability Insurance Agent · Buffalo, NY

Sheridan Benefits serves homeowners, renters, and local businesses in Buffalo, New York, by connecting them with disability insurance agents who help protect their income against illness or injury. The company assists clients in understanding policy options and filing necessary paperwork to secure monthly benefits. Their agents typically guide individuals through employer coverage gaps for comprehensive protection. Sheridan Benefits also extends its services to clients in the surrounding communities of Cheektowaga and the greater Erie County metro area.

AL
400 Essjay Rd #300
Anthony Lorigo at Comparion Insurance Agency
Disability Insurance Agent · Buffalo, NY

Anthony Lorigo at Comparion Insurance Agency serves the Buffalo, New York area and surrounding communities. The company handles disability insurance policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. It works with individuals to evaluate policy options that align with professional and personal financial circumstances. To manage a typical case, it first reviews the client’s occupation and current earnings, then identifies benefit terms and waiting periods that fit the specific situation.

JL
400 Essjay Rd #300
Jody Lawrence at Comparion Insurance Agency
Disability Insurance Agent · Buffalo, NY

For one-time situations such as applying for a new policy or for recurring needs like updating an existing plan, Jody Lawrence at Comparion Insurance Agency helps clients in Buffalo evaluate disability income coverage. This service protects wages if illness or injury prevents work, addressing both short-term and long-term scenarios typically encountered by local professionals. Consultations are available either as scheduled appointments for particular life changes or on an as-needed basis for ongoing policy reviews.

DL
400 Essjay Rd #300
Damien Lawrence at Comparion Insurance Agency
Disability Insurance Agent · Buffalo, NY

Damien Lawrence at Comparion Insurance Agency specializes in disability insurance, crafting policies that replace a portion of income if a client becomes unable to work. The Buffalo, NY operation provides personalized consultations to help professionals and small business owners understand coverage options for long-term financial protection. This service is particularly valuable for local tradespeople and healthcare workers, who may face an unexpected recovery period during harsh western New York winters.

LA
361 Delaware Ave
Lawley
Disability Insurance Agent · Buffalo, NY

As winter weather in Buffalo brings unpredictable risks, securing income protection becomes a practical concern for many professionals. Lawley operates as a disability insurance agent in the area, helping clients evaluate policies that replace lost earnings during illness or injury. They guide individuals through plan details and eligibility criteria tailored to local employment types. A typical initial step involves reviewing a client’s current coverage gaps and employment situation. This assessment helps determine appropriate benefit amounts and waiting periods before formally submitting an application.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Disability Insurance Agent · Buffalo, NY

New Buffalo Insurance Agency, Inc. assists individuals and businesses in the Buffalo, NY area with financial protection plans. The agency specializes in disability insurance, offering policies that replace income if a policyholder cannot work due to illness or injury. It helps clients evaluate coverage needs for temporary or permanent disability. The company can serve various commercial sectors, including offices, warehouses, and food service operations.

DM
400 Essjay Rd #300
Donna Medina at Comparion Insurance Agency
Disability Insurance Agent · Buffalo, NY

Donna Medina at Comparion Insurance Agency serves individuals and families in the Buffalo, NY area with residential disability insurance coverage, helping clients protect their income when illness or injury prevents them from working. This agency also provides commercial disability policies for local small businesses seeking coverage for their employees. Service extends throughout the greater Buffalo region. Clients often return for annual policy reviews and updates to their coverage between regular visits to ensure continued alignment with changing needs.

NM
3407 Delaware Ave Ste 101
Nick Messuro - State Farm Insurance Agent
Disability Insurance Agent · Buffalo, NY

Nick Messuro - State Farm Insurance Agent in Buffalo, NY, serves individuals and families seeking financial protection through disability insurance. The agency helps clients understand how such policies replace income if illness or injury prevents them from working. Coverage options are discussed with an emphasis on personal needs and long-term stability. The agent provides assistance in navigating plan selections and application procedures. Specialty service includes coordinating disability benefits with existing health insurance plans for comprehensive coverage.

NN
5001 Genesee St
Niagara National Insurance
Disability Insurance Agent · Buffalo, NY
(716) 684-6000
niagaranational.com
WI
726 Exchange St Ste 200
Walsh Insurance
Disability Insurance Agent · Buffalo, NY
(716) 853-3820
walshins.com
NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Disability Insurance Agent · Buffalo, NY
(716) 404-0300
truecutinsurance.com
JJ
137 Summer St
John J Grimaldi & Associates Inc
Disability Insurance Agent · Buffalo, NY
(716) 636-1355
grimaldiinsurance.net
HH
500 Seneca St Suite 303
Hoffman Hanafin & Associates
Disability Insurance Agent · Buffalo, NY
(716) 842-0700
hoffmanhanafin.com
TD
1439 Main St
Toni DuBois Agency, LLC
Disability Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Disability Insurance Agent · Buffalo, NY
(716) 577-9159
LA
2476 William St
Lelonek Agency Inc
Disability Insurance Agent · Buffalo, NY
(716) 893-8188
lelonekagency.com
ON
500 Corporate Pkwy Suite 216
OneGroup
Disability Insurance Agent · Buffalo, NY
(716) 631-2404
onegroup.com
NY
8200 Main St
New York Insurance Agencies
Disability Insurance Agent · Buffalo, NY
(347) 305-5413
HI
3960 Harlem Rd #12
Harrington Insurance Agency
Disability Insurance Agent · Buffalo, NY
(716) 333-0030
harringtoninsuranceagency.com
AI
1798 Main Rd
Able Insurance Agency
Disability Insurance Agent · Buffalo, NY
(716) 883-5212
HS
1940 Eggert Rd
Houck Seward Agency
Disability Insurance Agent · Buffalo, NY
(716) 835-2525
fhsgroup.net/contactus.php
NA
6215 Sheridan Dr
NFP, an Aon company
Disability Insurance Agent · Buffalo, NY
(716) 633-3400
nfp.com/about-nfp/find-an-office/6215-sheridan-drive-amherst-ny
BC
500 Seneca St #301
Bene-Care Agency
Disability Insurance Agent · Buffalo, NY
(716) 688-8161
bene-care.com
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Disability Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Disability Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Disability Insurance Agent · Buffalo, NY
(716) 771-0012

What Does a a Disability Insurance Agent in Buffalo Cost?

Disability insurance premiums in New York typically range from 1% to 3% of your annual income for a standard policy. For a 40-year-old earning $75,000 per year, a policy might cost between $75 and $225 per month. Costs vary based on age, health, occupation, benefit amount, and waiting period. This is general information and not insurance advice.

About disability insurance agents in Buffalo

Disability insurance agents in Buffalo New York help professionals and business owners secure income protection tailored to their needs. New York state law requires employers to provide short-term disability benefits through the New York Disability Benefits Law (DBL). A local agent can guide you through private policies that supplement these state-mandated benefits.

Frequently Asked Questions

What does a disability insurance agent in Buffalo do?

A disability insurance agent in Buffalo helps you compare policies from different carriers to find coverage that fits your occupation and income. They explain policy terms like elimination periods and benefit durations. They also assist with claims and policy changes.

Is disability insurance required in New York?

New York law requires most employers to provide short-term disability benefits under the New York Disability Benefits Law (DBL). This coverage pays a portion of wages for up to 26 weeks. Long-term disability insurance is not required but is often available through employers or private agents.

How do New York disability benefits work with private insurance?

New York DBL provides a weekly benefit of up to 50% of your average weekly wage, capped at a state-set maximum. Private disability insurance can supplement this amount to replace a higher percentage of your income. An agent can help coordinate these benefits to avoid gaps.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.