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Find Disability Insurance Agents Near You in Grand Forks, ND

Browse disability insurance agents serving Grand Forks, North Dakota. Updated 2026-07-14.

The top-rated disability insurance agent in Grand Forks, North Dakota is Farmers Insurance - Don Zerr Agency, rated 4.8 stars across 44 reviews. Other highly rated options include Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl, Dobmeier Inc.. This directory lists 19 disability insurance agents serving Grand Forks.

Showing 19 disability insurance agents in Grand Forks, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Don Zerr Agency1407 24th Ave S #206(701) 757-0763
2Insurance Brokers of MN Inc1551 28th Ave S Suite M(701) 772-1466
3Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl1551 28th Ave S(701) 757-5757
4Dobmeier Inc.409 Gateway Dr(701) 775-6836
5Vaaler Insurance, a Marsh & McLennan Agency LLC Company2701 S Columbia Rd(800) 553-4291
6Moen Insurance Services, LLC1913 S Washington St(701) 757-1613
7Jeremy Fulton Agency Inc American Family Insurance1220 S Washington St(701) 746-1919
8Farmers Insurance - Tyson Terhark1726 S Washington St Ste 30(701) 772-7108
9Tyler Nagel Agency LLC American Family Insurance2665 24th Ave S(701) 775-4264
10Thompson-Schaefer Insurance Agency311 S 4th St #102(701) 775-4626
FI
1407 24th Ave S #206
Farmers Insurance - Don Zerr Agency
Disability Insurance Agent · Grand Forks, ND

Farmers Insurance - Don Zerr Agency serves the Grand Forks, North Dakota, metro area with disability insurance agent services. This agency helps local residents and business owners understand how disability coverage can replace a portion of income if illness or injury prevents them from working. Policies are tailored to individual occupational risks and financial situations. The agency also assists clients in navigating short-term disability plans for temporary recovery periods and long-term disability options for more extended health challenges.

IB
1551 28th Ave S Suite M
Insurance Brokers of MN Inc
Disability Insurance Agent · Grand Forks, ND

Insurance Brokers of MN Inc serves homeowners, businesses, and property managers throughout the Grand Forks area who need disability income protection. It helps clients secure coverage that replaces a portion of lost wages if an injury or illness prevents them from working. The agent guides small business owners in setting up group disability plans for their employees. Policies are tailored to suit local professionals such as contractors and medical practitioners. The company also assists residents and commercial operators in East Grand Forks, Minnesota, with their disability insurance needs.

FU
1551 28th Ave S
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl
Disability Insurance Agent · Grand Forks, ND

Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl provides disability insurance agent services to individuals and businesses throughout the Grand Forks, ND area. Its range of services includes helping clients understand policy options and assisting with claims for lost income due to illness or injury. The firm offers ongoing service to review coverage needs and maintain policies. It serves properties such as single-family homes, apartments, retail locations, and restaurants.

DI
409 Gateway Dr
Dobmeier Inc.
Disability Insurance Agent · Grand Forks, ND

Serving Grand Forks and the surrounding communities of eastern North Dakota, Dobmeier Inc. specializes in disability insurance agent services. The firm assists local professionals and small business owners in evaluating income protection plans tailored to specific occupational needs and personal health histories. It handles the process of comparing policy options for both short-term and long-term disability coverage available in the region. To complete a typical job, the agents first gather detailed financial and medical information from the client, then present several policy quotes that match the individual’s coverage requirements.

VI
2701 S Columbia Rd
Vaaler Insurance, a Marsh & McLennan Agency LLC Company
Disability Insurance Agent · Grand Forks, ND

Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, differentiates between one-time consultation services to assess a client’s immediate disability coverage needs and recurring policy reviews to adjust as income or employment changes. These services help individuals select plans that replace lost income during illness or injury. Coverage includes both short-term and long-term disability policies tailored to local professionals. Service runs on a scheduled basis for ongoing policy management, with as-needed support available for unexpected claims or life changes.

MI
1913 S Washington St
Moen Insurance Services, LLC
Disability Insurance Agent · Grand Forks, ND

Moen Insurance Services, LLC, located in Grand Forks, ND, specializes in helping individuals secure disability insurance to protect their income. The agency works with clients to understand policy options that provide financial stability if illness or injury prevents work. It serves professionals and business owners by explaining coverage choices and filing processes. During the long North Dakota winter months, risk of slips and cold-related injuries increases, making the protection of a disability policy a particularly relevant consideration.

JF
1220 S Washington St
Jeremy Fulton Agency Inc American Family Insurance
Disability Insurance Agent · Grand Forks, ND

Winter storms in Grand Forks often lead to slips and falls that can disrupt a household’s income. Jeremy Fulton Agency Inc American Family Insurance assists local residents by structuring disability insurance policies that provide income replacement during recovery periods following an accident or illness. This agency evaluates each client’s unique employment situation and health factors to recommend personalized coverage. An initial consultation typically involves reviewing current financial obligations and potential future medical needs to determine the appropriate benefit amount and elimination period.

FI
1726 S Washington St Ste 30
Farmers Insurance - Tyson Terhark
Disability Insurance Agent · Grand Forks, ND

Farmers Insurance - Tyson Terhark provides disability insurance coverage to clients in Grand Forks, North Dakota, and the surrounding area. The agency specializes in helping individuals and businesses obtain policies designed to replace lost income due to injury or illness. These services are tailored to protect financial stability during unforeseen medical circumstances. The company can serve a variety of commercial sectors, including professional offices, distribution warehouses, and local food service establishments.

TN
2665 24th Ave S
Tyler Nagel Agency LLC American Family Insurance
Disability Insurance Agent · Grand Forks, ND

Located in Grand Forks, ND, Tyler Nagel Agency LLC American Family Insurance serves residential clients seeking disability income protection. The agency also provides commercial coverage options, ensuring policyholders throughout the local area receive tailored guidance. A disability insurance agent helps individuals and business owners secure financial support in case of illness or injury. This firm handles initial consultations and policy set-up, with follow-up or repeat service available between regular visits to adjust plans as needs change.

TS
311 S 4th St #102
Thompson-Schaefer Insurance Agency
Disability Insurance Agent · Grand Forks, ND

Thompson-Schaefer Insurance Agency, the Grand Forks disability insurance agent, assists local residents in selecting policies that replace a portion of lost income when illness or injury prevents work. The firm guides clients through benefit waiting periods and policy definitions related to their specific occupations. Services extend to individual long-term disability plans for professionals and self-employed individuals. Customized short-term disability coverage can be structured as a separate add-on policy.

TF
3535 S 31st St Suite 102
Thrivent Financial
Disability Insurance Agent · Grand Forks, ND
(701) 757-3152
connect.thrivent.com/katie-gowan
AI
2750 Gateway Dr Suite D
Aflac Insurance:
Disability Insurance Agent · Grand Forks, ND
(701) 772-4921
aflac.com/agents/lawrence_zahradka.aspx
FU
2750 17th Ave S Suite B
Farmers Union Insurance-A Dunphy
Disability Insurance Agent · Grand Forks, ND
(701) 775-3915
grandforksinsurance.com
BC
3570 S 42nd St B
Blue Cross Blue Shield of North Dakota - Grand Forks
Disability Insurance Agent · Grand Forks, ND
(701) 795-5340
bcbsnd.com
KI
3975 S Columbia Rd
Koda Insurance Agency
Disability Insurance Agent · Grand Forks, ND
(701) 620-3100
kodainsurance.com
NI
1913 S Washington St
Nodak Insurance Company: Josh Peterka Agency
Disability Insurance Agent · Grand Forks, ND
(701) 757-1612
nodakins.com
NI
1913 S Washington St
Nodak Insurance Company
Disability Insurance Agent · Grand Forks, ND
(701) 757-1612
nodakins.com
MO
1521 24th Ave S Bldg A
Mutual of Omaha Insurance Co
Disability Insurance Agent · Grand Forks, ND
(701) 772-1138
mutualofomaha.com
AR
2300 S Columbia Rd
Alerus Retirement and Benefits
Disability Insurance Agent · Grand Forks, ND
(888) 409-5375
alerusrb.com/contact/accessibility

What Does a a Disability Insurance Agent in Grand Forks Cost?

Disability insurance agent services in North Dakota typically do not charge a separate fee because they earn commissions from insurance carriers. Premiums for individual disability policies in Grand Forks can range from 1% to 3% of your annual income per year. Group policies through employers may have lower costs. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Grand Forks

Disability insurance agents in Grand Forks, North Dakota help individuals and businesses find policies that protect income if you cannot work. North Dakota law requires agents to be licensed through the North Dakota Insurance Department. Local agents can explain how state-specific rules affect your coverage and claims process.

Frequently Asked Questions

What does a disability insurance agent in Grand Forks do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They also assist with filing claims and understanding your policy rights under North Dakota law.

How do I choose a disability insurance agent in Grand Forks?

Look for an agent licensed in North Dakota with experience in disability coverage. Ask about their familiarity with local employers and group plans. Check their standing with the North Dakota Insurance Department.

What North Dakota laws affect disability insurance claims?

North Dakota law requires insurers to respond to claims within 30 days. If a claim is denied, you have the right to request a written explanation. The state also has a consumer complaint process through the Insurance Department.

Disability Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.