The top-rated disability insurance agent in Williston, North Dakota is Frontier Insurance Solutions Powered by YourPolicy - ND, rated 4.8 stars across 56 reviews. Other highly rated options include Dwight Richter - State Farm Insurance Agent, Nodak Insurance Company, Angie Pelton, Patriot Insurance Group. This directory lists 20 disability insurance agents serving Williston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frontier Insurance Solutions Powered by YourPolicy - ND | 2321 2nd Ave W #5 | (701) 577-6745 |
| 2 | Dwight Richter - State Farm Insurance Agent | 1601 9th Ave NW | (701) 572-1509 |
| 3 | Nodak Insurance Company, Angie Pelton | 313 Main St | (701) 580-8934 |
| 4 | Patriot Insurance Group | 113 2nd St W | (701) 572-0803 |
| 5 | BBH Insurance Inc | 2304 11th Ave W | (701) 572-6733 |
| 6 | Kathryn Kihle American Family Insurance | 417 1st Ave E STE 3 | (701) 774-0238 |
| 7 | Manger Insurance, Inc | 511 2nd St W | (701) 572-3786 |
| 8 | Nodak Insurance Company | 313 Main St suite 300 | (701) 572-2704 |
| 9 | Ope Insurance Agency | 203 6th Ave W | (701) 577-2704 |
| 10 | Thrivent Financial | 54 25th St E Ste C | (701) 572-7288 |
Frontier Insurance Solutions Powered by YourPolicy - ND serves the Williston, North Dakota area as a disability insurance agent. This agency helps local professionals and business owners secure income protection in the event of a medical condition or injury. They assist clients by evaluating private coverage options that replace a portion of lost earnings. The company specifically handles short-term disability policies for temporary absence from work and long-term disability plans for more extended needs.
Dwight Richter - State Farm Insurance Agent provides disability insurance services to individuals and businesses in Williston, ND. Its offerings include income protection plans designed to replace a portion of earnings if a client cannot work due to illness or injury. The agency helps policyholders understand coverage options and assists with claims filing and plan adjustments over time. It serves single-family homes, apartments, retail businesses, and restaurants.
Nodak Insurance Company, Angie Pelton, serves homeowners, businesses, and property managers in Williston, North Dakota, providing disability insurance agent services. The agency helps local clients understand coverage options that protect income during illness or injury. It guides policyholders through application processes and tailors plans to individual work situations. Its services also extend to residents and commercial clients in the surrounding Williams County area, including communities such as Ray and Tioga.
Patriot Insurance Group in Williston, ND offers both one-time policy evaluations and ongoing support for disability insurance clients. Coverage analysis focuses on protecting local income through short-term and long-term disability plans that replace lost earnings from illness or injury. The firm guides individuals through policy options to match their employment and financial situation. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s need for initial consultation or future policy adjustments.
BBH Insurance Inc serves clients in Williston, North Dakota, and the surrounding communities of the Upper Missouri River region. The agency handles disability insurance policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. To navigate each client’s unique financial situation, the firm begins by reviewing existing coverage and discussing current employment conditions, then presenting policy options that align with that individual’s specific income protection needs.
In this region of North Dakota, seasonal work shifts and evolving local industries create unique needs for income protection. Kathryn Kihle American Family Insurance in Williston focuses on disability insurance solutions to help replace lost earnings when injury or illness prevents work. The agency explains policy differences, elimination periods, and benefit durations in plain terms. Agents assess how a client’s occupation and lifestyle affect coverage requirements. The process begins with a free, no-obligation review of current policies and a personalized needs assessment.
Manger Insurance, Inc in Williston, ND assists individuals and families with preparing for income loss due to injury or illness. This disability insurance agent specializes in structuring policies that replace a portion of earnings during a period of incapacity. These plans are designed to help maintain financial stability when an employee cannot work. The agency can serve various commercial sectors, including local offices, warehouses, and food service operations.
Nodak Insurance Company specializes in matching clients with disability insurance policies tailored to individual income and occupation needs. It also serves as a local agent for general disability coverage, including both short-term and long-term plans. Based in Williston, the agency helps workers across the region protect their earnings against unforeseen injuries or illnesses. During the intense winter months, it frequently assists oilfield and construction workers whose seasonal slowdowns create gaps in regular employment income.
Ope Insurance Agency serves individual clients in the Williston area with residential disability insurance solutions designed to protect personal income. The agency also provides commercial disability coverage for local businesses seeking to safeguard their key employees during medical leaves. Operating throughout Williston, North Dakota, the company assists residents and business owners in navigating policy options to maintain financial stability. With a focus on ongoing client support, the team coordinates follow-up service and policy reviews during regular annual visits.
Thrivent Financial in Williston, ND, is known for providing disability insurance coverage tailored to local professionals. Its service range includes helping clients assess their income protection needs and choose suitable policy options. The team guides individuals through the application process and assists with claims management. As a specialty service, it can coordinate with employer benefits packages for additional supplemental coverage.
What Does a a Disability Insurance Agent in Williston Cost?
The cost of a disability insurance policy in North Dakota typically ranges from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy may cost $50 to $150 per month. Factors like age, health, occupation, and benefit amount affect the premium. This is general information, not insurance advice.
About disability insurance agents in Williston
A disability insurance agent in Williston, North Dakota can help you find coverage that protects your income if you become unable to work. North Dakota law requires disability insurance policies to include a provision for a 30-day grace period. Local agents understand the unique needs of workers in the oil and agriculture industries common to the Williston area.
Frequently Asked Questions
What does a disability insurance agent in Williston do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They also assist with filing claims and understanding your policy rights.
Is disability insurance required by law in North Dakota?
No, North Dakota does not require individuals to carry disability insurance. However, many employers offer group disability coverage. Self-employed workers in Williston often purchase individual policies to protect their income.
How do North Dakota laws affect disability insurance claims?
North Dakota law sets a 30-day grace period for premium payments and requires insurers to pay claims within 30 days of receiving proof of loss. If a claim is denied, you have one year from the denial to file a lawsuit under state statute 26.1-36-05.
Disability Insurance Agents in Other North Dakota Cities
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