The top-rated disability insurance agent in Enid, Oklahoma is Tyler Rude - State Farm Insurance Agent, rated 5.0 stars across 157 reviews. Other highly rated options include Maximum Insurance, Baker-Harris-Hopkins Insurance, Results Insurance. This directory lists 20 disability insurance agents serving Enid.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tyler Rude - State Farm Insurance Agent | 2411 Heritage Trail Ste 6 | (580) 233-5023 |
| 2 | Maximum Insurance | 502 S Cleveland St | (580) 237-9200 |
| 3 | Baker-Harris-Hopkins Insurance | 502 W Broadway Ave | (580) 242-3800 |
| 4 | Results Insurance | 1023 W Elm Ave | (580) 234-2870 |
| 5 | Shelter Insurance - Dan Snyder | 1810 W Owen K Garriott Rd | (580) 233-5350 |
| 6 | Farmers Insurance - Brandon Adams | 220 W Broadway Ave | (580) 681-8500 |
| 7 | Bay Insurance | 523 W Broadway Ave | (580) 237-7022 |
| 8 | Great Plains Insurance | 3517 N Van Buren Bypass | (580) 237-1972 |
| 9 | Messer-Bowers Insurance | 300 W Cherokee Ave # 300 | (580) 233-1442 |
| 10 | AAA Enid - Insurance/Membership Only | 215 W Owen K Garriott Rd Suite 2A | (580) 242-7100 |
Tyler Rude - State Farm Insurance Agent serves the Enid, Oklahoma area as a disability insurance agent. The agency helps local professionals and self-employed individuals understand the role of income protection coverage in a financial plan. Disability insurance provides benefits when a person cannot work due to illness or injury. This agent assists clients in comparing short-term and long-term disability policies tailored to their occupation. The agency regularly handles disability policy applications, benefit claim guidance, and coverage reviews for residents throughout Enid.
Maximum Insurance provides disability insurance agent services to individuals and businesses in Enid, Oklahoma. The company offers guidance on policy selection and assists clients with applications to secure coverage for income protection. It helps review existing disability plans to ensure they align with changing needs and can facilitate filing claims when necessary. Maximum Insurance services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Baker-Harris-Hopkins Insurance serves homeowners, businesses, and individual professionals in Enid, Oklahoma, who seek protection against income loss due to illness or injury. The agency works with clients to understand their specific needs and explain the various types of disability insurance policies available. It helps workers in both skilled trades and office professions evaluate their coverage options to safeguard their financial stability. The company also regularly assists residents in nearby Ponca City and the surrounding Garfield County area.
Results Insurance serves the Enid, Oklahoma area and surrounding communities, handling disability insurance policies for local professionals and individuals. It addresses how clients can protect their income against illnesses or injuries that stop them from working. The agency explains policy options that replace a portion of lost earnings during a recovery period. To handle a typical job, it starts by reviewing the client's current occupation and monthly expenses, then matches those details to a suitable disability plan from available carriers.
Shelter Insurance - Dan Snyder in Enid, OK assists clients with disability insurance, which provides income replacement if an illness or injury prevents work. Coverage options are typically offered as short-term or long-term policies, each with distinct benefit durations and waiting periods tailored to individual financial needs. Service is provided on a one-time consultation basis, with additional policy reviews available on an as-needed schedule for existing clients.
Farmers Insurance - Brandon Adams offers disability insurance agent services, helping clients in Enid, Oklahoma protect their income if an illness or injury prevents them from working. The agency general consultation focuses on explaining policy options, coverage limits, and benefit periods to match individual financial needs and occupation types. Clients seek these plans to maintain security during recovery or ongoing medical treatment. During periods of workplace layoffs or economic downturn, the agency assists policyholders in reviewing existing coverage for potential adjustments or new gaps in protection.
As job markets shift and winter weather impacts routines in Enid, residents often reassess their income protection needs. Bay Insurance helps local workers and families navigate disability insurance options tailored to life in this region. The company explains how policies address income gaps during recovery from illness or injury, supporting financial stability common in north-central Oklahoma. An initial consultation reviews personal employment circumstances, coverage preferences, and benefit requirements. After this discussion, the agent schedules a detailed risk assessment to confirm eligibility and estimated premium structures.
Great Plains Insurance serves Enid residents seeking disability income protection through personalized residential consultations. Its commercial coverage assists local businesses in safeguarding employee earnings during illness or injury. The agency provides support throughout northwest Oklahoma. By tailoring solutions to individual needs, it ensures clients understand essential policy details. Between regular visits, agents proactively follow up to adjust coverage as circumstances evolve, offering ongoing service through life changes. This reliable approach fosters long-term relationships built on consistent availability for claims assistance or policy adjustments.
Messer-Bowers Insurance in Enid, Oklahoma is known for helping local residents secure coverage to protect their income during periods of unexpected illness or injury. Its service range includes evaluating a client's occupational duties, financial obligations, and existing benefits to recommend suitable individual disability insurance policies. This ensures that paychecks continue even when a health issue prevents work. Specialty services include advising on disability insurance riders, such as future increase options or own-occupation definitions, to tailor a policy precisely to the policyholder's long-term career and financial needs.
AAA Enid - Insurance/Membership Only serves clients in Enid, Oklahoma, providing disability insurance agent services that help individuals secure income protection in the event of illness or injury. The company can assist with policy selection and application guidance for those seeking coverage tailored to their specific needs. Offices, warehouses, and food service businesses are among the commercial sectors that can benefit from these insurance planning resources for their employees.
What Does a a Disability Insurance Agent in Enid Cost?
The cost of disability insurance in Oklahoma varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old office worker, a policy paying $3,000 per month may cost $100 to $200 per month. Costs are higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Enid
Disability insurance agents in Enid Oklahoma help individuals and businesses find coverage that protects income if injury or illness prevents work. Oklahoma law does not require employers to provide disability insurance, so many workers seek private policies. Agents can explain options like short-term and long-term disability plans tailored to your occupation and income needs.
Frequently Asked Questions
What does a disability insurance agent in Enid do?
A disability insurance agent in Enid helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. Agents also assist with filing claims and understanding your policy terms.
Is disability insurance required by law in Oklahoma?
No, Oklahoma does not require employers to offer disability insurance. However, some employers may include it as a benefit. Workers compensation covers job-related injuries, but disability insurance covers non-work injuries and illnesses.
How long do I have to file a disability claim in Oklahoma?
Oklahoma contract law generally allows you to file a claim within the time limit stated in your policy, often 30 to 90 days after the disability begins. Check your policy for specific deadlines. Missing a deadline can result in denial of benefits.
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