The top-rated disability insurance agent in Midwest City, Oklahoma is Mike Muecke - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include T. J. Painter - State Farm Insurance Agent, Brandon Ersteniuk - State Farm Insurance Agent, Ben Osenga: Allstate Insurance. This directory lists 14 disability insurance agents serving Midwest City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Muecke - State Farm Insurance Agent | 301 N Douglas Blvd | (405) 732-1123 |
| 2 | T. J. Painter - State Farm Insurance Agent | 1386 S Douglas Blvd | (405) 455-7577 |
| 3 | Brandon Ersteniuk - State Farm Insurance Agent | 1386 S Douglas Blvd | (405) 610-6484 |
| 4 | Ben Osenga: Allstate Insurance | 2750 S Post Rd | (405) 733-4400 |
| 5 | Raychelle Black - State Farm Insurance Agent | 2601 S Douglas Blvd Ste 130 | (405) 622-4028 |
| 6 | Shelter Insurance - Candace Cunningham | 1928 S Air Depot Blvd | (405) 582-2209 |
| 7 | Ed Preble Insurance Agency | 7325 E Reno Ave | (405) 737-7676 |
| 8 | Shelter Insurance - Tom Kilburn | 1701 S Midwest Blvd | (405) 732-9856 |
| 9 | Conway Insurance | 9075 Harmony Dr | (405) 733-2886 |
| 10 | AAA Oklahoma - Midwest City - Insurance/Membership Only | 101 N Douglas Blvd Suite Y | (405) 717-8236 |
Mike Muecke - State Farm Insurance Agent serves the Midwest City, Oklahoma area and provides disability insurance agent services to local residents. This agency assists clients with securing coverage that offers income protection if an illness or injury prevents them from working. The company also helps customers explore related disability insurance plans designed to address specific financial needs during temporary or long-term periods of inability to work.
T. J. Painter - State Farm Insurance Agent in Midwest City, OK, provides a range of disability insurance services, including individual and group disability income policies. The office offers routine policy reviews and claims assistance to help clients maintain coverage during periods of illness or injury. These services are designed to protect income for local homeowners, apartment residents, and professionals working in nearby retail establishments and restaurants.
Brandon Ersteniuk - State Farm Insurance Agent in Midwest City, OK serves homeowners, small business owners, and property managers seeking disability insurance coverage. The agency works with clients to secure policies that replace a portion of income if illness or injury prevents them from working. Assistance is offered in evaluating individual and group disability plans tailored to different career fields and budgets. The agent also provides services to residents in neighboring communities throughout the eastern Oklahoma City metro area, including Del City and Tinker Air Force Base.
Ben Osenga: Allstate Insurance serves Midwest City, Oklahoma, and its surrounding communities. The agency handles disability insurance policies designed to replace a portion of income if an injury or illness prevents the policyholder from working. This type of coverage helps individuals manage ongoing expenses during a recovery period. The agency generally approaches each client’s situation by reviewing their specific employment type and income level to recommend a suitable policy.
Raychelle Black, operating as a State Farm Insurance Agent in Midwest City, OK, assists clients by distinguishing between one-time disability policies and recurring coverage plans that provide ongoing income replacement. These offerings help protect local residents against the financial impact of an unexpected injury or illness that prevents them from working. A disability insurance agent in this area guides individuals through plan selection tailored to their profession and budget. To accommodate varying needs, service is available on an as-needed basis for policy reviews or new applications.
Shelter Insurance - Candace Cunningham specializes in disability insurance agent services, helping clients in Midwest City, OK, protect their income against unexpected health issues or injuries. The agency also provides general insurance guidance to ensure individuals have reliable coverage tailored to their specific employment and financial situations. By focusing on personal needs, the agency assists local residents in managing the risk of losing wages due to illness or accidents. As the end of the calendar year approaches, it helps policyholders review their options during open enrollment periods to maintain adequate protection.
Ed Preble Insurance Agency serves the Midwest City, Oklahoma area and surrounding metro region as a dedicated disability insurance agent. The company helps clients evaluate and select individual disability income policies that protect earnings if illness or injury prevents work. It also assists local professionals and small business owners in understanding long-term disability coverage options tailored to their occupation and income needs. The agency handles group disability plans for employers and offers guidance on short-term disability insurance for replacing wages during brief recovery periods.
As seasonal changes bring severe storms and unpredictable weather to central Oklahoma, protecting income becomes a real concern for local families and business owners in Midwest City. Shelter Insurance agent Tom Kilburn works with residents to address this risk through disability insurance coverage, helping replace lost wages if illness or injury prevents someone from working. An initial assessment appointment allows clients to review their current financial situation and discuss specific needs before exploring any policy options or plan details.
Conway Insurance operates as a disability insurance agent in Midwest City, OK, focusing on helping individuals and businesses secure income protection coverage. The agency specializes in tailoring disability policies to fit the specific financial needs of clients, ensuring that benefits align with their lifestyle and occupation. It can serve a range of commercial sectors, including local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Midwest City Cost?
Disability insurance agent services in Oklahoma typically do not charge a separate fee because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40 year old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high risk jobs. This is general information not insurance advice.
About disability insurance agents in Midwest City
Disability insurance agents in Midwest City Oklahoma help individuals and businesses find coverage that meets their needs. Oklahoma law requires disability policies to include specific provisions such as a 30 day grace period for premium payments. Agents can also assist with claims and appeals for both short term and long term disability plans.
Frequently Asked Questions
What does a disability insurance agent in Midwest City do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also guide you through the application process and answer questions about Oklahoma specific policy requirements.
How do I choose a disability insurance agent in Oklahoma?
Look for an agent licensed in Oklahoma who has experience with disability insurance. Ask about their familiarity with Oklahoma insurance laws such as the 30 day grace period and the right to review denied claims.
What Oklahoma laws affect disability insurance policies?
Oklahoma law requires disability policies to include a 30 day grace period and a 60 day contestability period. Policyholders also have the right to request a formal review of any claim denial within 180 days.
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