The top-rated disability insurance agent in Havertown, Pennsylvania is Peterson Insurance Services, rated 4.9 stars across 184 reviews. Other highly rated options include Healthcare Benefit Solutions, Thomas McKee Insurance Agency Ltd, Joseph Bracken: Allstate Insurance. This directory lists 11 disability insurance agents serving Havertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peterson Insurance Services | 140 W Eagle Rd | (610) 446-5059 |
| 2 | Healthcare Benefit Solutions | 1305 West Chester Pike Suite 39 | (610) 733-4338 |
| 3 | Thomas McKee Insurance Agency Ltd | 2009 E Darby Rd Floor 1 | (484) 451-8883 |
| 4 | Joseph Bracken: Allstate Insurance | 1918 Darby Rd | (610) 853-0990 |
| 5 | Dignity Insured LLC - Health Insurance | 538 Sagamore Rd | (610) 864-4690 |
| 6 | Tri-State Senior Insurance | 1305 West Chester Pike Suite 39 | (610) 355-4699 |
| 7 | Leonard Insurance Group, Inc. | 2103 E Darby Rd | (610) 789-9600 |
| 8 | Medicare Insurance Enrollment Center | 1305 West Chester Pike Suite 39 | (610) 355-4699 |
| 9 | Choice Insurance Solutions, LLC | 101 W Eagle Rd Suite 135 | (610) 580-0801 |
| 10 | Lighthouse Commercial Insurance | 2118 E Darby Rd | (610) 365-7540 |
Peterson Insurance Services serves Havertown and the greater Delaware County area as a disability insurance agent. The company helps local residents and professionals understand and navigate the often complex marketplace for income protection coverage. It works with individual clients to identify appropriate plans that replace lost wages if injury or illness prevents them from working. Peterson Insurance Services also assists small business owners in finding group disability policies designed to safeguard their operations.
Healthcare Benefit Solutions provides a full range of disability insurance agent services to individuals and businesses throughout the Havertown, PA area. The company works with clients to design coverage plans that protect income against illness or injury. Regular policy reviews and claims assistance are included as standard parts of its ongoing service. This support helps ensure that benefits remain appropriate as personal and professional circumstances evolve. The firm serves single-family homes, apartments, retail stores, and restaurants.
Thomas McKee Insurance Agency Ltd serves clients in Havertown, Pennsylvania, and the surrounding communities of the greater Philadelphia region. The agency handles disability insurance policies that offer income protection for individuals who cannot work due to illness or injury. It evaluates each client's occupation, health profile, and financial obligations to recommend suitable coverage options. The company employs a straightforward approach of comparing available plans from multiple insurers to find a policy that matches the client's specific needs.
Joseph Bracken: Allstate Insurance serves homeowners, renters, and small business owners in the Havertown, PA area who need financial protection against income loss due to illness or injury. As a disability insurance agent, the company guides clients through policy options that replace a portion of earned wages during recovery periods. Personalized consultations help match coverage to individual employment situations and budget needs. The agency also provides services to residents and commuters throughout the surrounding Delaware County communities.
Dignity Insured LLC - Health Insurance offers clients the choice between a single consultation for a specific disability insurance need or ongoing portfolio management for evolving coverage. The agency assists Havertown residents in understanding policy options that replace income if they become unable to work. Service is provided on a one-time, scheduled, or as-needed basis, depending on whether the client requires a single policy review or continued updates as their financial situation changes.
Specializing in disability insurance, Tri-State Senior Insurance provides guidance and policies designed to protect income for Havertown residents. Their services include assessing individual risk factors and matching clients with appropriate coverage plans to secure financial stability during periods of medical inability to work. The agency assists local professionals and self-employed individuals in structuring policies that mitigate the financial impact of unexpected health events. Clients often seek their help before major surgeries or during open enrollment to ensure income protection is adjusted prior to planned medical leave.
As the seasons change in Havertown, many working residents begin to review their financial safeguards. Leonard Insurance Group, Inc. acts as a disability insurance agent in the area, helping clients understand how income replacement policies can protect their household budgets during illness or injury. The company focuses on assessing each individual’s current employer benefits and personal risk factors. The initial step always involves a confidential, no-obligation review of the client’s existing coverage and specific occupation-related needs to identify potential protection gaps.
Medicare Insurance Enrollment Center works with individuals to assess their coverage needs and provides disability insurance agent services in Havertown, Pennsylvania. The company focuses on helping clients understand policy options that offer income protection when they are unable to work due to illness or injury. It assists small offices, large corporate warehouses, and local food service establishments with their insurance requirements.
Choice Insurance Solutions, LLC serves Havertown, Pennsylvania residents seeking disability income protection. Their agents guide clients through group and individual plans, also providing commercial disability coverage for local businesses. Regular consultations help evaluate changing needs for short-term and long-term policies throughout the Havertown area. Clients can return for updated policy reviews during annual renewals or before major life changes. This ongoing support allows them to reassess coverage between regular visits as circumstances evolve.
Lighthouse Commercial Insurance in Havertown, PA, is known for guiding clients through the complexities of disability insurance, helping them secure income protection for unexpected illnesses or injuries near Philadelphia. The agency serves local professionals and business owners, covering individual policies to group benefits that replace lost earnings. It also offers specialty expertise in long-term disability coverage tailored to physicians, dentists, and other medical practitioners requiring high-limit benefits.
What Does a a Disability Insurance Agent in Havertown Cost?
Costs for disability insurance in Pennsylvania typically range from 1% to 3% of your annual income. For example, a 40-year-old earning $60,000 per year might pay between $600 and $1,800 annually for a policy. Premiums vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Havertown
Disability insurance agents in Havertown help residents protect their income if they cannot work due to illness or injury. Pennsylvania law does not require employers to provide disability coverage, so individual policies are common. Agents can explain options like short-term and long-term plans that fit local needs.
Frequently Asked Questions
What does a disability insurance agent in Havertown do?
A disability insurance agent helps you find a policy that replaces part of your income if you become disabled. They review your occupation, income, and health history to recommend suitable plans. Agents also explain policy terms and help with claims.
Is disability insurance required by law in Pennsylvania?
No, Pennsylvania does not require employers to provide disability insurance. However, the state offers a voluntary short-term disability program through the Pennsylvania Department of Labor and Industry. Private agents can help you compare this with commercial policies.
How do Pennsylvania laws affect disability insurance claims?
Pennsylvania has a two-year statute of limitations for filing a lawsuit on a disability insurance claim. This means you must take legal action within two years of a denied claim. Agents can explain how policy terms and state laws interact.
Disability Insurance Agents in Other Pennsylvania Cities
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