The top-rated disability insurance agent in Hershey, Pennsylvania is Elevated Insurance Group, rated 5.0 stars across 282 reviews. Other highly rated options include Todd M. Deiter - State Farm Insurance Agent, Advanced Insurance Solutions - Hershey, B & B Insurance Agency. This directory lists 14 disability insurance agents serving Hershey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elevated Insurance Group | 513 W Chocolate Ave | (717) 500-1978 |
| 2 | Todd M. Deiter - State Farm Insurance Agent | 1076 Cocoa Ave | (717) 533-8613 |
| 3 | Advanced Insurance Solutions - Hershey | 546 W Chocolate Ave | (717) 533-0252 |
| 4 | B & B Insurance Agency | 1231 E Chocolate Ave | (717) 520-9107 |
| 5 | Nationwide Insurance: Craig M Erwin | 242 W Chocolate Ave | (717) 533-5579 |
| 6 | Bowman's Insurance Group - Keystone | 1120 E Chocolate Ave | (717) 838-5464 |
| 7 | Agency One Hershey | 144 W Chocolate Ave | (717) 996-4105 |
| 8 | IBA Insurance | 1345 E Chocolate Ave | (717) 585-2055 |
| 9 | Options Insurance Agency | 1512 E Caracas Ave | (800) 929-6977 |
| 10 | Norman Stine - Prudential Financial | 300 Meadow Ln | (717) 367-6611 |
Elevated Insurance Group serves the Hershey, Pennsylvania area as a disability insurance agent. The agency helps individuals and businesses secure coverage that replaces income when an illness or injury prevents work. They guide clients through various policy types to match specific needs and budgets. The company assists with both short-term and long-term disability insurance plans for local workers and employers.
Todd M. Deiter - State Farm Insurance Agent in Hershey, PA provides disability insurance coverage designed to replace a portion of lost income if an injury or illness prevents a person from working. The agency offers individual disability insurance policies and can help clients understand how workplace disability benefits interact with personal coverage. Service plans include annual policy reviews to adjust coverage for changes in salary or employment status. The agency assists clients seeking protection for their financial stability. It serves single-family homes, apartments, retail operations, and restaurants.
Advanced Insurance Solutions - Hershey serves homeowners, renters, and business operators in the area who seek financial protection through disability insurance. The agency helps clients understand how disability coverage can replace lost income if illness or injury prevents them from working. They guide customers through policy options that match individual needs and budgets. Its services also serve communities in the greater Harrisburg metro, including Derry Township and the surrounding part of Dauphin County.
B & B Insurance Agency serves Hershey, Pennsylvania, and the surrounding communities in Dauphin County with disability insurance solutions. The agency handles individual disability income policies that provide financial protection if an injury or illness prevents a client from working. Its approach typically begins with a thorough review of the client’s occupation, income, and monthly expenses to determine appropriate coverage levels, then compares plans from multiple carriers to find a suitable fit for the client’s specific financial situation.
Serving residents in and around Hershey, Pennsylvania, Nationwide Insurance: Craig M Erwin assists individuals in evaluating the key difference between one-time policy consultations and recurring coverage management. Disability insurance agents in this area help clients understand how income protection plans replace a portion of earnings should an injury or illness prevent work. Craig M Erwin works with clients to explore policy options tailored to their specific occupations and financial needs. Service runs on a one-time, scheduled, or as-needed basis.
Bowman's Insurance Group - Keystone specializes in securing individual and employer-sponsored disability income policies. Serving the Hershey, Pennsylvania area, it assists clients in evaluating policies that replace a portion of lost earnings due to illness or injury. The agency guides applicants through medical underwriting and policy exclusions to find realistic coverage. This work becomes particularly important when a career change or a seasonal dip in local employment heightens the need to protect one’s ability to earn an income.
Agency One Hershey helps individuals and businesses in central Pennsylvania secure disability income protection, specializing in policies that replace lost wages due to illness or injury. Their work focuses on evaluating client needs to recommend suitable coverage options. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring tailored plans for diverse industries.
Many workers in Hershey experience sudden illness or injury that prevents them from earning a paycheck. IBA Insurance assists local professionals by explaining how disability coverage replaces a portion of lost income during recovery. The company focuses on policies that protect an individual’s earnings against short-term and long-term interruptions. An agent reviews current employment coverage gaps and personal financial obligations. The initial step is a brief consultation to assess the client’s income needs and discuss available policy options.
Options Insurance Agency serves residents of Hershey, Pennsylvania, helping them secure disability coverage that replaces income during illness or injury. The agency also assists commercial clients in protecting their businesses with appropriate disability policies. Service areas include the surrounding Dauphin County communities. Each consultation focuses on matching policy features to individual or business needs, considering waiting periods, benefit amounts, and plan structures. Clients often return between regular annual reviews to adjust coverage when their health or employment circumstances change.
Norman Stine - Prudential Financial in Hershey, PA, is known for providing disability insurance solutions that help protect individuals against income loss. The agency serves clients throughout the local area who require personal coverage to safeguard their earnings. It offers professional guidance on policy options designed for various occupations and employment situations. A specialty service it can add on is residual or partial disability coverage, which helps replace income during gradual returns to work after an illness or injury.
What Does a a Disability Insurance Agent in Hershey Cost?
Disability insurance agent services in Pennsylvania typically cost nothing upfront as agents earn commissions from insurance companies. Premiums for individual disability policies range from 1 percent to 3 percent of your annual income. Costs vary based on age, occupation, health, and coverage amount. This is general information and not insurance advice.
About disability insurance agents in Hershey
Disability insurance agents in Hershey Pennsylvania help residents navigate disability claims and policy options. Pennsylvania law requires insurers to follow specific deadlines for claim decisions. Local agents can assist with both short-term and long-term disability policies tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Hershey do?
A disability insurance agent helps you understand policy options and file claims. They can explain Pennsylvania specific rules like the 30 day deadline for insurers to respond to a claim. Agents do not provide legal advice but can guide you through the process.
How do I choose a disability insurance agent in Hershey Pennsylvania?
Look for an agent licensed in Pennsylvania with experience in disability insurance. Check their familiarity with local employers and Pennsylvania regulations. Ask about their process for handling claim denials and appeals.
Are there time limits for filing a disability claim in Pennsylvania?
Yes, Pennsylvania law does not set a specific statute of limitations for disability claims but most policies require prompt notice. Many policies have a 30 day deadline to submit proof of loss. Check your policy for exact time frames.
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