The top-rated disability insurance agent in Florence, South Carolina is CSP Insurance Services, rated 5.0 stars across 260 reviews. Other highly rated options include Rosa Tuñon of AseguraMas Agency, LLC, Health Carolinas, Accountable Insurance Partners. This directory lists 20 disability insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 2 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 3 | Health Carolinas | 203 Kuker St | (843) 269-6966 |
| 4 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
| 5 | Ed Smith Insurance | 165 Warley St | (843) 669-5091 |
| 6 | Relation Insurance - Clark Farley Group | 216 Dozier Blvd | (843) 662-1919 |
| 7 | Shaffer Insurance Agency | 3617 E Palmetto St | (843) 413-6313 |
| 8 | Fred Jones Insurance Company | 1320 W Evans St | (843) 662-9401 |
| 9 | Floyd Financial | 605 W Evans St | (843) 664-0260 |
| 10 | Legacy Insurance | 104 W Evans St | (843) 948-0788 |
CSP Insurance Services serves the Florence, South Carolina metro area and surrounding counties as a disability insurance agent. The company helps individuals and businesses understand disability coverage options that protect income during illness or injury. It guides clients through the process of selecting policies that match their financial and employment needs. CSP Insurance Services specifically handles short-term disability insurance for temporary income replacement and long-term disability insurance for extended coverage needs.
Rosa Tuñon of AseguraMas Agency, LLC provides disability insurance agent services to residents and businesses in Florence, SC. The agency helps individuals protect their income by offering guidance on policy selection and explaining coverage options for various disabling events. Ongoing support includes assistance with policy management and claim filing procedures. The firm serves a range of property types, including single-family homes, apartment complexes, retail stores, and restaurants.
Health Carolinas serves homeowners, business owners, and property managers in Florence, South Carolina, by helping them navigate disability insurance policies that protect their income or payroll obligations. The agency assists clients in reviewing policy terms and comparing coverage options suited to their needs and budget. It provides guidance on short-term and long-term disability plans for individuals and workplace groups. The firm also supports residents and small business operators in the surrounding communities of Hartsville and the greater Pee Dee region.
Accountable Insurance Partners serves the Florence, South Carolina area and surrounding communities, providing disability insurance coverage. It handles applications for both short-term and long-term policies designed to protect a client’s income. The agency works directly with individuals to explain policy terms, waiting periods, and benefit amounts. For a typical job, it assesses the client’s occupation and monthly earnings to match them with a suitable plan from an insurer.
Ed Smith Insurance offers both one-time consultations for immediate policy needs and recurring service options for ongoing coverage review. As a disability insurance agent in Florence, SC, the agency assists clients in understanding how long-term disability plans can replace income if illness or injury prevents work. Policies are tailored to individual occupations, ensuring relevant protection. Service runs on a scheduled basis, typically with annual policy reviews to adjust coverage as circumstances change.
Relation Insurance - Clark Farley Group serves Florence, South Carolina, and the surrounding Pee Dee region with disability insurance coverage. The agency handles both short-term and long-term disability policies for individuals and local businesses. These plans help replace income when a client is unable to work due to illness or injury. To handle a typical job, the agent first reviews the client’s occupation and current income, then compares suitable policy options from multiple carriers to find an appropriate benefit structure.
Shaffer Insurance Agency specializes in offering disability insurance policies to protect income and financial stability. Located in Florence, SC, the firm assists local workers and professionals in finding disability coverage tailored to their specific occupations and income levels. The agency works with individuals and small business owners to evaluate policy options that provide a safety net against unexpected illness or injury. This service proves especially essential during career transitions, such as when starting a new job or becoming self-employed, when coverage gaps often occur.
In Florence, South Carolina, the seasonal shift of local industries often creates new gaps in income protection for workers. Fred Jones Insurance Company addresses this need by focusing on disability insurance agent services tailored to the specific financial vulnerabilities of the area. The agency helps individuals and small-business owners review their current coverage to understand how an illness or injury could affect household stability. An initial in-person assessment is scheduled to evaluate existing policies and identify potential gaps in coverage.
Floyd Financial serves residents of Florence and the surrounding region with disability insurance coverage tailored to individual needs. The agency also assists local businesses with commercial disability policies designed to protect their operations and employees. Serving the greater Pee Dee area, this agency helps clients navigate policy options that provide income protection in case of illness or injury. Agents work with clients during initial enrollment and remain available for follow-up service between regular visits to address any changes in coverage needs.
Legacy Insurance advises individuals and small companies in Florence, SC, on income protection plans. As a disability insurance agent, it assists clients in selecting policies to replace a portion of their salary during illness or injury. The company explains different benefit periods and elimination periods, helping customers balance monthly premiums with desired coverage levels. It serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring solutions to each workplace's specific employee needs and budget.
What Does a a Disability Insurance Agent in Florence Cost?
Disability insurance agent services in Florence South Carolina typically cost nothing upfront because agents earn commissions from the insurance carrier. Premiums for individual disability policies in South Carolina range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Florence
Disability insurance agents in Florence South Carolina help individuals and businesses find coverage that protects income if injury or illness prevents work. South Carolina law does not require employers to provide disability insurance, so many workers seek private policies. Local agents can explain how state regulations affect benefit terms and claim processes.
Frequently Asked Questions
What does a disability insurance agent in Florence do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, benefit periods, and elimination periods. In South Carolina, agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in South Carolina?
South Carolina does not have a specific statute of limitations for private disability claims, but most policies require you to notify the insurer within 30 days of becoming disabled. You should file a formal claim within 90 days. Check your policy for exact deadlines.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review your policy and explain the denial reasons. However, agents cannot provide legal advice. For a denied claim, you may need to appeal through the insurer or consult an attorney familiar with South Carolina insurance law.
Disability Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Fort Mill · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach · North Augusta