The top-rated disability insurance agent in Mt Pleasant, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 355 reviews. Other highly rated options include Ridpath Insurance, C. T. Lowndes & Company, Schirmer Insurance Group, LLC. This directory lists 20 disability insurance agents serving Mt Pleasant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 3044 N Hwy 17 | (843) 884-3400 |
| 2 | Ridpath Insurance | 3520 Park Ave Blvd Suite 102 | (843) 936-1721 |
| 3 | C. T. Lowndes & Company | 966 McCants Dr | (843) 884-3159 |
| 4 | Schirmer Insurance Group, LLC | 1312 Bowman Rd | (843) 881-4707 |
| 5 | SC Health Insurance (Jeff McLean) | 1113 Market Center Blvd F | (843) 297-0335 |
| 6 | Harbor One Insurance | 250 Mathis Ferry Rd # 200 | (843) 782-4040 |
| 7 | HealthMarkets Insurance - Jordan Bass | 1113 Market Center Blvd F | (843) 437-4882 |
| 8 | Crosby Insurance Group | 802 Coleman Blvd UNIT 101 | (843) 971-5386 |
| 9 | Mount Pleasant - Health & Medicare Advisors | Medicare Agent, 1750 Parc Vue | (386) 866-1090 |
| 10 | Acrisure Mount Pleasant, SC (Atlantic Shield Insurance Group) | 421 Johnnie Dodds Blvd #200 | (843) 856-2909 |
Tony Pope - State Farm Insurance Agent serves the Mt Pleasant, South Carolina area as a disability insurance agent. The agency helps individuals and families understand how disability coverage can protect their income in the event of an illness or injury. It provides guidance on different policy options, focusing on short-term and long-term disability insurance plans for local workers.
Ridpath Insurance provides disability income protection planning for individuals and professional practices in the Mt Pleasant area. The agency helps clients review their current coverage while offering guidance on potential short-term and long-term disability policies. It also assists with policy maintenance, including updates to benefits as income levels change. Claim filing support is available to help policyholders navigate the process during periods of illness or injury. The agency serves a variety of professionals, including those working in single-family homes, offices, retail spaces, and restaurants.
Homeowners, small business owners, and property managers throughout Mt Pleasant, SC rely on C. T. Lowndes & Company for guidance on disability insurance. The agency assists clients in understanding policy options that protect income against unexpected medical events. Navigating the local insurance market, it provides clear explanations of coverage terms and application procedures. This service extends beyond Mt Pleasant to cover neighboring communities in the greater Charleston metro area.
Schirmer Insurance Group, LLC serves Mt Pleasant and the surrounding Charleston area communities. The agency handles disability income protection plans for local professionals and small business owners. It evaluates a client’s occupation, current coverage, and income sources to identify gaps. The firm then reviews policy terms for own-occupation definitions and elimination periods. To handle a typical job, it begins by conducting a personalized needs analysis to match the right policy structure with the client’s financial obligations and career schedule.
SC Health Insurance (Jeff McLean) in Mt Pleasant, SC offers both one-time consultations for specific disability concerns and ongoing service arrangements for clients who need continuous support. Coverage options focus on individual disability insurance policies designed to protect income during periods of illness or injury. The agency assists clients in navigating policy terms and benefit structures tailored to local needs. Service runs on an as-needed basis, allowing clients to schedule appointments only when reviewing coverage or filing a claim.
Harbor One Insurance in Mt Pleasant, South Carolina offers both individual disability policies that renew annually and long-term group plans with multi-year guarantees, addressing income protection against illness or injury. Coverage options typically account for a portion of pre-disability earnings and may include future benefit increases during the policy term. Services are provided on an as-needed basis, with clients scheduling consultations for policy selection, claims assistance, or plan updates.
In spring, when new residents near the coastal employment hubs of Mount Pleasant often reassess their financial protections, HealthMarkets Insurance - Jordan Bass steps in as a local resource. Specializing as a disability insurance agent, the company helps clients understand how income-replacement policies can safeguard against unforeseen injuries or illnesses. Coverage options are explained plainly so individuals can compare plans suited to their specific work situations. A practical first step involves a no-obligation initial assessment of current coverage levels and personal income needs.
Crosby Insurance Group in Mt Pleasant, SC, assists professionals and individuals with financial protection against income loss due to illness or injury. The company specializes in disability insurance, offering policies that replace a portion of earnings when a covered person cannot work. Its services address long-term and short-term coverage needs for a variety of commercial sectors, including offices, warehouses, and food service operations.
Mount Pleasant - Health & Medicare Advisors serves the disability insurance needs of residential clients in Mt. Pleasant, SC, and also provides coverage for local commercial businesses throughout the surrounding area. As a dedicated disability insurance agent, the agency helps individuals and employers secure financial protection against income loss due to illness or injury. Clients receive ongoing support, with follow-up service available to adjust coverage between regular plan review visits.
Acrisure Mount Pleasant, SC (Atlantic Shield Insurance Group) serves homeowners and business owners in Mt Pleasant, South Carolina, by providing disability insurance that helps protect income when illness or injury prevents work. Local guidance helps clients understand policy options and coverage limits tailored to their financial needs. The agency also extends its services to clients throughout the Charleston metropolitan area, including nearby communities such as Sullivan’s Island and Isle of Palms.
What Does a a Disability Insurance Agent in Mt Pleasant Cost?
Disability insurance agent services in South Carolina typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums can range from 1% to 3% of your annual income, or about $50 to $200 per month for a standard plan. Costs vary by age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Mt Pleasant
A disability insurance agent in Mt Pleasant South Carolina can help you understand policy options and file claims. South Carolina law requires agents to be licensed by the state Department of Insurance. Local agents know the specific rules for short-term and long-term disability coverage in the Charleston area.
Frequently Asked Questions
What does a disability insurance agent in Mt Pleasant do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They explain policy terms and can assist with paperwork. Agents do not provide legal advice but can answer general questions about coverage.
How do I find a licensed disability insurance agent in South Carolina?
You can search the South Carolina Department of Insurance website for licensed agents. Look for agents who specialize in disability insurance in the Mt Pleasant area. Verify their license status before working with them.
Are there time limits for filing a disability claim in South Carolina?
South Carolina does not have a specific state law for disability claim deadlines. Most private policies require you to file a claim within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
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