The top-rated disability insurance agent in Aberdeen, South Dakota is Rob Stiehl - State Farm Insurance Agent, rated 5.0 stars across 80 reviews. Other highly rated options include Mark Mehlhoff Insurance, Inc., Sieh John Agency Inc, Squire Agency. This directory lists 20 disability insurance agents serving Aberdeen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Stiehl - State Farm Insurance Agent | 522 S Arch St A | (605) 824-3372 |
| 2 | Mark Mehlhoff Insurance, Inc. | 408 Moccasin Dr | (605) 229-4886 |
| 3 | Sieh John Agency Inc | 702 S Main St | (605) 229-1760 |
| 4 | Squire Agency | 902 S Main St | (605) 225-6350 |
| 5 | New York Life | 2016 8th Ave NE | (605) 702-5010 |
| 6 | Ashley Bennett, LLC - Aflac Insurance Agent | 909 N Main St | (605) 277-4815 |
| 7 | Isaak Insurance Agency | 419 S Roosevelt St | (605) 725-4500 |
| 8 | CJ Huber Agency, LLC American Family Insurance | 1923 6th Ave SE #108 | (605) 824-3279 |
| 9 | Jency Insurance | 1708 8th Ave NE suite 3 | (605) 215-1912 |
| 10 | Farmers Insurance - Jamie Drageset | 521 S Boyd St | (605) 725-0035 |
Rob Stiehl - State Farm Insurance Agent serves the Aberdeen, South Dakota, area and the surrounding Brown County region as a disability insurance agent. This office assists individuals in protecting their income if an illness or injury prevents them from working. The agency helps clients understand how disability coverage can support their financial obligations during recovery. Specific services include evaluating short-term disability insurance plans and providing guidance on long-term disability income replacement options.
Mark Mehlhoff Insurance, Inc. serves homeowners, business owners, and property managers in Aberdeen, South Dakota, by helping them evaluate and secure disability insurance policies. The agency advises clients on how such coverage can replace a portion of income if they become unable to work due to injury or illness. It guides individuals and commercial clients through the process of comparing different policy options and coverage amounts. The company also serves customers in the neighboring communities of the Aberdeen metro area, including Groton and Ipswich.
Sieh John Agency Inc in Aberdeen, SD assists clients with both one-time policy evaluations and recurring annual reviews for disability insurance. Their coverage offerings focus on replacing a portion of lost income if an injury or illness prevents work. They guide individuals through plan details to help select protection that fits specific employment situations and budget needs. Service runs primarily on an as-needed basis, scheduled only when a client requests consultation or has a life change requiring coverage adjustments.
Based in Aberdeen, South Dakota, the Squire Agency serves the local area and surrounding communities with disability insurance guidance. It handles applications for individual or employer-based coverage that helps replace income if a client becomes unable to work due to injury or illness. The agency works with clients to assess their current financial needs and employment situation thoroughly. Understanding the practical risks of lost earnings in the region, it generally completes the process by walking clients through policy options and supporting them through the application steps one by one.
New York Life helps clients navigate the complexities of disability insurance, offering tailored policy reviews and coverage assessments to protect income against unexpected medical events in Aberdeen. The firm assists individuals with comparing plan options and understanding elimination periods. In the winter months, it guides residents through claims related to seasonal injuries and long-term recovery from icy conditions.
Ashley Bennett, LLC - Aflac Insurance Agent provides disability insurance services for residents of Aberdeen and the surrounding area. The company also offers corresponding commercial coverage options to local businesses in the region. As a local agency, it focuses on helping individuals and employees secure income protection policies. Clients are welcomed back for follow-up service or to adjust their coverage between the regular visits that occur during the policy lifecycle.
For Aberdeen residents navigating the loss of income due to illness or injury, Isaak Insurance Agency provides guidance on disability insurance options tailored to local employment conditions. The agency helps clients understand how short-term and long-term policies can protect against wage interruption while recovering. An initial consultation typically begins with a review of current coverage and a discussion of specific occupational risks. This assessment identifies gaps and allows the agent to present suitable policy structures before any formal application process.
CJ Huber Agency, LLC American Family Insurance works with individuals and businesses in Aberdeen, SD to address financial protection needs. The agency specializes in disability insurance, offering policies that replace income if illness or injury prevents work. It provides guidance on benefit terms and coverage options for various workplaces. This agent serves commercial sectors such as offices, warehouses, and food service operations.
Jency Insurance is known in Aberdeen, SD for guiding local residents through the complexities of disability insurance. Its service range includes helping self-employed individuals and small business owners secure income protection against illness or injury. The agency assists clients in selecting policies that cover a portion of lost wages during a disability. Jency Insurance can also add on specialized short-term disability coverage for those needing quicker benefits after an accident or illness.
Farmers Insurance - Jamie Drageset serves the Aberdeen, South Dakota, metro area as a Disability Insurance Agent. This agency helps clients understand and select disability income protection policies to replace lost wages during illness or injury. The agent guides individuals through plan options tailored to various occupations and income levels. Services include filing claims and coordinating policy details with local medical providers. This agency handles long-term disability coverage and short-term disability benefits for residents.
What Does a a Disability Insurance Agent in Aberdeen Cost?
Disability insurance premiums in South Dakota typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost 500 to 1500 annually. Costs depend on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Aberdeen
Disability insurance agents in Aberdeen South Dakota help individuals and businesses find coverage that protects income if illness or injury prevents work. South Dakota law does not require employers to provide disability insurance, so private policies are common. Local agents understand the needs of workers in Aberdeen including those in agriculture and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Aberdeen do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms like elimination periods and benefit amounts. They also assist with filing claims and understanding policy exclusions.
Is disability insurance required in South Dakota?
South Dakota does not mandate private disability insurance for most workers. However some employers offer group plans. An agent can help you decide if individual coverage is right for you.
How long do I have to file a disability claim in South Dakota?
South Dakota insurance law generally requires policyholders to file claims promptly. Most policies set a deadline of 30 to 90 days after the disability starts. Check your specific policy for exact time limits.