ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Sioux Falls, SD

Browse disability insurance agents serving Sioux Falls, South Dakota. Updated 2026-07-14.

The top-rated disability insurance agent in Sioux Falls, South Dakota is World Insurance Associates LLC, rated 4.9 stars across 327 reviews. Other highly rated options include Pernell Insurance Agency, Nelson Insurance Agency, WINS Group Insurance Services. This directory lists 19 disability insurance agents serving Sioux Falls.

Showing 19 disability insurance agents in Sioux Falls, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1World Insurance Associates LLC3208 E 26th St(605) 467-8733
2Pernell Insurance Agency528 N Sycamore Ave Unit 2(605) 271-7595
3Nelson Insurance Agency2200 W 49th St Unit 100(605) 275-9700
4WINS Group Insurance Services4804 S Minnesota Ave Unit 103(605) 271-6600
5Prins Insurance of Sioux Falls, Inc.2900 S Phillips Ave #400(605) 332-5300
6AAA South Dakota Sioux Falls - 49th Street3701 W 49th St Unit 100(605) 361-2107
7McGreevy & Associates4808 S Technopolis Dr #2(605) 332-4111
8Midwest Division Insurance Agency3701 W 49th St STE 203(605) 274-7420
9Plains Insurance Group3130 W 57th St Unit 105(605) 789-5898
10Garza Insurance Agency, LLC2310 E 10th St(605) 271-7771
WI
3208 E 26th St
World Insurance Associates LLC
Disability Insurance Agent · Sioux Falls, SD

World Insurance Associates LLC serves the Sioux Falls, South Dakota metro area as a disability insurance agent. The company works with individuals and businesses to provide coverage that replaces a portion of lost income if illness or injury prevents work. Policy options can be tailored to help protect earnings. The firm also assists employers in setting up group disability plans for their workforce.

PI
528 N Sycamore Ave Unit 2
Pernell Insurance Agency
Disability Insurance Agent · Sioux Falls, SD

Pernell Insurance Agency provides a range of disability insurance products designed to protect income against illness or injury, along with policy reviews to ensure coverage keeps pace with changing needs. Its service approach includes assistance with claims filing and coordination with medical providers. The agency serves single‑family homes and apartment dwellers, as well as retail operations and restaurants.

NI
2200 W 49th St Unit 100
Nelson Insurance Agency
Disability Insurance Agent · Sioux Falls, SD

Nelson Insurance Agency serves homeowners, renters, and business owners in Sioux Falls, South Dakota, who need to protect their income against unexpected illness or injury. It offers disability insurance policies designed to replace a portion of lost wages when a client cannot work due to a covered medical condition. The agency helps applicants navigate policy options, waiting periods, and benefit terms. It also provides services to individuals and families in the greater Sioux Falls metro, including the neighboring community of Tea.

WG
4804 S Minnesota Ave Unit 103
WINS Group Insurance Services
Disability Insurance Agent · Sioux Falls, SD

WINS Group Insurance Services serves Sioux Falls and the surrounding communities of southeastern South Dakota, handling disability insurance coverage for local residents and workers. It assists clients in understanding policy options that provide income protection when an illness or injury prevents them from working. The firm also explains the differences between short-term and long-term disability plans. When working with a typical client, WINS Group Insurance Services begins by reviewing the individual’s occupation and current income to recommend an appropriate policy structure.

PI
2900 S Phillips Ave #400
Prins Insurance of Sioux Falls, Inc.
Disability Insurance Agent · Sioux Falls, SD

As a disability insurance agent in Sioux Falls, Prins Insurance of Sioux Falls, Inc. specializes in helping local professionals and small business owners secure income protection for unexpected illnesses or injuries. It guides clients through the process of evaluating coverage options tailored to individual needs. During the seasonal uptick in construction and outdoor work across South Dakota each spring, the agency assists those in physically demanding occupations with disability policies designed for accident recovery.

AS
3701 W 49th St Unit 100
AAA South Dakota Sioux Falls - 49th Street
Disability Insurance Agent · Sioux Falls, SD

AAA South Dakota Sioux Falls - 49th Street offers both one-time consultations and ongoing service arrangements to help clients address their disability insurance needs. Coverage options focus on protecting income when an individual cannot work due to illness or injury, with policies tailored to personal circumstances in the Sioux Falls area. Agents review existing plans and explain benefit structures to ensure appropriate financial safeguards. Service runs on either a scheduled or as-needed basis, depending on the client’s preference for periodic reviews or support only when a disability claim arises.

MA
4808 S Technopolis Dr #2
McGreevy & Associates
Disability Insurance Agent · Sioux Falls, SD

As winter weather leads to slips and falls on icy sidewalks in Sioux Falls, the need for income protection becomes particularly pressing. McGreevy & Associates serves as a disability insurance agent, helping local residents evaluate coverage options that replace lost wages during recovery from injury or illness. They guide clients through the initial step of reviewing current policies and comparing plan features. The process begins with a free consultation to assess individual income and lifestyle needs.

MD
3701 W 49th St STE 203
Midwest Division Insurance Agency
Disability Insurance Agent · Sioux Falls, SD

Midwest Division Insurance Agency provides disability insurance solutions for residents of Sioux Falls, South Dakota. The agency also assists commercial clients in protecting their businesses against income loss due to employee disability. Their service area covers the entire greater Sioux Falls region. The team works with individuals to select policies that replace a portion of lost earnings during recovery from injury or illness. Commercial coverage is tailored to local business structures and risk profiles. The agency schedules follow-up appointments between regular policy reviews to adjust coverage for changing needs.

PI
3130 W 57th St Unit 105
Plains Insurance Group
Disability Insurance Agent · Sioux Falls, SD

Plains Insurance Group is known for guiding clients in Sioux Falls through the complexities of disability income protection. The company focuses on helping individuals and professionals secure coverage that replaces a portion of their earnings if illness or injury prevents work. It evaluates policy options to match varied occupations and income levels. For those starting a small business, this group can perform a net-income evaluation from which to build a custom plan around that specific financial foundation.

GI
2310 E 10th St
Garza Insurance Agency, LLC
Disability Insurance Agent · Sioux Falls, SD

Garza Insurance Agency, LLC, in Sioux Falls, SD, assists individuals and businesses with securing disability insurance coverage. The agency focuses on helping clients protect their income through policies that provide financial support if an illness or injury prevents them from working. They evaluate each client's specific situation to recommend appropriate policy options from available insurers. Their services are applicable to a variety of commercial sectors, including offices, warehouses, and food service operations.

GA
4310 S Technology Dr
Graber & Associates
Disability Insurance Agent · Sioux Falls, SD
(800) 669-3959
graberassoc.com
BA
7119 S Lyncrest Pl
Boen & Associates, Inc.
Disability Insurance Agent · Sioux Falls, SD
(800) 568-4135
boenassociates.com
PI
3500 S Western Ave
Pillar Insurance Inc
Disability Insurance Agent · Sioux Falls, SD
(605) 336-0970
pillarins.com
RB
1324 S Minnesota Ave
Risty Benefits
Disability Insurance Agent · Sioux Falls, SD
(605) 338-1489
ristybenefits.com
MB
1919 W 57th St
Midwest Benefit Solutions
Disability Insurance Agent · Sioux Falls, SD
(605) 321-7874
midwestbenefitsolutions.com
LL
6809 S Minnesota Ave Ste 202
Lance Loof - Mutual of Omaha
Disability Insurance Agent · Sioux Falls, SD
(605) 271-4100
agents.mutualofomaha.com/agents/sd/sioux-falls/lance-loof
ME
5000 S Mac Arthur Ln Unit 103
Midwest Employee Benefits
Disability Insurance Agent · Sioux Falls, SD
(877) 833-5433
midwestemployeebenefits.com
DI
300 S Phillips Ave # L106
Dacotah Insurance
Disability Insurance Agent · Sioux Falls, SD
(605) 331-6341
dacotahbank.com/local-personal-insurance-agents
NI
4809 W 41st St
Nielsen Insurance Services Inc
Disability Insurance Agent · Sioux Falls, SD
(605) 361-8831
nielseninsuranceservices.com

What Does a a Disability Insurance Agent in Sioux Falls Cost?

Disability insurance agent services in South Dakota are typically commission based with no direct fee to you. Premiums for a policy can range from 1% to 3% of your annual income. For a 50 000 annual income a policy might cost 500 to 1500 per year. Costs vary by age health occupation and benefit terms. This is general information not insurance advice.

About disability insurance agents in Sioux Falls

Disability insurance agents in Sioux Falls South Dakota help individuals and businesses find coverage to protect income during illness or injury. South Dakota law requires agents to be licensed through the state Division of Insurance. Local agents understand the needs of Sioux Falls workers in healthcare finance and agriculture.

Frequently Asked Questions

What does a disability insurance agent in Sioux Falls do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit terms elimination periods and coverage limits. They also assist with filing claims and understanding policy exclusions.

How do I choose a disability insurance agent in South Dakota?

Look for an agent licensed by the South Dakota Division of Insurance. Ask about their experience with individual or group policies. Check if they represent multiple insurance companies to offer you more options.

Are disability insurance benefits taxable in South Dakota?

It depends on who pays the premium. If you pay premiums with after tax dollars benefits are usually tax free. If your employer pays premiums benefits are taxable as income. South Dakota has no state income tax so you do not pay state tax on benefits.

Disability Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.