The top-rated disability insurance agent in Colchester, Vermont is Meghan Corbett - State Farm Insurance Agent, rated 4.9 stars across 150 reviews. Other highly rated options include Crowley Insurance Agency, RIG Insurance Services, LLC, Kent Booraem - State Farm Insurance Agent. This directory lists 10 disability insurance agents serving Colchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meghan Corbett - State Farm Insurance Agent | 65 Creek Farm Plaza Ste 5 | (802) 654-7161 |
| 2 | Crowley Insurance Agency | 105 W View Rd Suite 110 | (802) 863-3416 |
| 3 | RIG Insurance Services, LLC | 2209 Main St | (802) 861-4477 |
| 4 | Kent Booraem - State Farm Insurance Agent | 85 Prim Rd STE 201 | (802) 862-5880 |
| 5 | Burlington Insurance Agency: A Division of The Richards Group | 1241 Prim Rd | (802) 660-2782 |
| 6 | The Vermont Agency | 354 Mountain View Dr #200 | (802) 864-6819 |
| 7 | New York Life Insurance Co: Vermont General Office | 105 W View Rd #201 | (802) 655-8300 |
| 8 | HUB Transportation | 302 Mountain View Dr # 300 | (802) 657-4800 |
| 9 | Progressive Insurance - Claims Office | 150 Watertower Cir Ste 201 | (800) 776-4737 |
| 10 | Lawrence Michelle | 354 Mountain View Dr | (802) 652-1174 |
Meghan Corbett - State Farm Insurance Agent serves the greater Chittenden County area, including Colchester, Vermont, offering disability insurance services. As a local agent, she helps individuals understand how disability coverage can protect their income if illness or injury prevents them from working. The agency develops personalized plans suited to different professions and budgets. Clients can also receive guidance on short-term or long-term disability policies designed to supplement employer benefits or provide standalone protection.
Crowley Insurance Agency provides disability insurance agent services to individuals and businesses in and around Colchester, Vermont. It works with clients to identify appropriate coverage options that protect income in the event of illness or injury. The agency also offers ongoing policy reviews and support with claims questions. Its service plans are designed to help ensure clients maintain suitable protection as their needs change. Crowley Insurance Agency serves property owners with single-family homes, apartments, retail locations, and restaurants.
RIG Insurance Services, LLC serves homeowners, businesses, and property managers in need of disability income protection in the Colchester, Vermont area. The agency helps clients evaluate individual and group disability insurance options to safeguard earnings against illness or injury. It assists self-employed professionals, small business owners, and local employers in structuring coverage to meet their specific financial needs. The company also advises on benefit periods, elimination periods, and policy riders. Additionally, RIG Insurance Services, LLC provides its disability insurance expertise to customers throughout the greater Burlington metro area.
Kent Booraem - State Farm Insurance Agent serves Colchester, Vermont, and surrounding communities. The agency handles disability insurance coverage, helping clients protect their income if an illness or injury prevents them from working. It also addresses related policies that safeguard personal finances during recovery. The approach for a typical job involves reviewing a client’s current income, occupation, and financial obligations. It then shapes a tailored plan to replace lost earnings, ensuring consistent support through a detailed needs assessment and personalized policy selection.
Burlington Insurance Agency, a division of The Richards Group, directs clients toward either a single, policy-specific disability consultation or an ongoing, managed relationship for evolving coverage needs. Disability insurance agents in the Colchester, VT area assess income protection strategies against client occupations and potential benefit durations, then secure appropriate individual or group policies. This agency coordinates claims support and annual policy reviews, operating on a scheduled basis for regular service without requiring per-visit arrangements.
As Vermonters prepare for winter’s icy roads and unpredictable storms, protecting their income becomes a pressing concern. The Vermont Agency in Colchester focuses on helping residents secure disability insurance to cover lost wages during unexpected illnesses or injuries. They review individual policies alongside employer-provided plans to identify gaps in personal income protection for local workers. A typical first step involves a complimentary phone consultation to review current coverage and explain the claims process.
Serving residents in Colchester and the surrounding Vermont region, this agency provides disability insurance solutions for individual policyholders. Commercial disability coverage is also available for local business owners and their teams. Professionals seeking to protect their income against unexpected illness or injury can schedule a consultation to review plan options. The agency focuses on helping clients maintain financial stability through tailored coverage. Ongoing support and policy adjustments are available during regular follow-up visits.
HUB Transportation assists individuals in Colchester, Vermont with navigating income protection options as a disability insurance agent. The company specializes in tailoring policies to replace lost wages due to illness or injury. It advises clients on short-term and long-term coverage plans to secure financial stability. HUB Transportation serves professionals in local offices, industrial warehouses, and food service establishments throughout the region.
Progressive Insurance - Claims Office in Colchester, VT provides specialty services in disability insurance agent work, assisting clients with policy claims and coverage navigation for long-term disability needs. It generally serves individuals and families by explaining complex benefit terms, filing necessary documentation, and coordinating with insurers to secure approved payments. This office particularly helps those adjusting to sudden medical conditions that impact employment and income stability, ensuring claims are properly addressed during recovery periods.
Lawrence Michelle in Colchester, Vermont, is known for helping individuals and families navigate the complexities of disability insurance coverage. The agency assists clients in securing policies that replace a portion of income if illness or injury prevents them from working. Its service range includes evaluating existing plans and guiding new applicants through insurer requirements in the local area. For added protection, Lawrence Michelle can provide specialized riders for own‑occupation coverage, which ensures broader benefit eligibility for specific professions.
What Does a a Disability Insurance Agent in Colchester Cost?
Disability insurance agents in Vermont typically earn a commission from the insurer so you may not pay a direct fee. Policy premiums vary widely from 1% to 3% of your annual income for a standard plan. For a 50,000 dollar annual income a policy might cost 500 to 1,500 per year. Costs depend on your age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Colchester
Disability insurance agents in Colchester Vermont help individuals and businesses secure income protection. Vermont law requires certain employer-provided plans to follow specific notice and appeal timelines under Title 21. A local agent can guide you through policy options and claims processes in Chittenden County.
Frequently Asked Questions
What does a disability insurance agent in Colchester do?
A disability insurance agent helps you choose a policy that fits your needs. They also assist with filing claims and understanding Vermonts benefit laws. Agents do not provide legal advice but can explain policy terms.
How long do I have to file a disability claim in Vermont?
Vermont law does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your specific policy for exact time limits.
Can a Colchester agent help with an existing claim denial?
Yes an agent can review your policy and explain the appeals process. Vermont law gives you 180 days to appeal a denial under group plans. For individual policies the timeline is set by the contract.