The top-rated disability insurance agent in Williston, Vermont is Nicole Hibbard - State Farm Insurance Agent, rated 5.0 stars across 533 reviews. Other highly rated options include Polly, Michael Coburn: Allstate Insurance, Winooski Insurance. This directory lists 13 disability insurance agents serving Williston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Hibbard - State Farm Insurance Agent | 25 Bishop Ave | (802) 879-7620 |
| 2 | Polly | 2300 St George Rd | (802) 655-9000 |
| 3 | Michael Coburn: Allstate Insurance | 1134 S Brownell Rd | (802) 658-7800 |
| 4 | Winooski Insurance | 2300 St George Rd | (802) 655-9000 |
| 5 | AAA Williston Insurance and Member Services | 28 Walnut St #160 | (802) 878-8233 |
| 6 | Williston Insurance Agency | 33 Blair Park Rd STE 102 | (802) 879-0119 |
| 7 | JCohen Financial | 33 Blair Park Rd STE 103 | (802) 652-4820 |
| 8 | Affiliated Associates | 600 Blair Park Rd # 330 | (802) 861-2900 |
| 9 | OneDigital | 62 Knight Ln | (800) 296-5722 |
| 10 | Nowak & Nowak | 33 Blair Park Rd STE 103 | (802) 879-1553 |
Nicole Hibbard - State Farm Insurance Agent in Williston, VT, provides disability insurance solutions designed to help protect a portion of an individual’s income if they cannot work due to illness or injury. The agency offers ongoing policy reviews and support to ensure client coverage aligns with changing needs and life circumstances. Clients can depend on clear explanations of policy terms and claims assistance. This service handles plans for single-family homes, apartments, retail businesses, and restaurants.
Polly serves clients throughout the Williston, VT area as a local disability insurance agent. The company helps individuals and professionals evaluate their income protection needs and navigate the complexities of disability insurance options. By assessing each client's occupation, health, and financial situation, Polly provides guidance on policies that replace lost income if illness or injury prevents work. It handles both short-term disability insurance and long-term disability insurance for workers in this region.
Michael Coburn: Allstate Insurance serves the greater Williston, Vermont area, specializing in Disability Insurance Agent services. The agency provides essential support for individuals seeking income protection in case of illness or injury. Common options it works with include short-term and long-term disability policies designed to replace lost wages during recovery periods. The firm also assists with policy selection that aligns with personal employment circumstances and financial needs. Securing these plans it handles involves understanding state benefit offsets and coverage waiting periods.
Winooski Insurance provides individual and group disability insurance agent services in the Williston, Vermont area, helping clients protect their income against unexpected illness or injury. It supports policyholders by reviewing existing coverage options, assisting with claims navigation, and recommending adjustments as circumstances change. The company serves property owners and business operators across a variety of commercial and residential property types, including single-family homes, apartments, retail spaces, and restaurants.
AAA Williston Insurance and Member Services in Williston, Vermont, is known for helping clients secure disability income protection. The agency serves local professionals and small business owners seeking individual or group policies. Agents guide applicants through benefit structures, elimination periods, and occupation-specific underwriting requirements common in the industry. Ongoing policy reviews ensure coverage adapts as income and health circumstances change. The firm can also arrange rider options such as residual disability benefits for partial loss of earnings.
Homeowners, professionals, and small business owners in Williston, Vermont rely on Williston Insurance Agency for disability income protection. The agency assists clients in securing policies designed to replace a portion of earnings if illness or injury prevents them from working. Guiding individuals through plan selection, it addresses the financial risks of unexpected health challenges. This service is also available to residents in surrounding Chittenden County communities, including the nearby town of South Burlington.
Based in Williston, Vermont, this agency serves individuals and businesses in the greater Burlington area and surrounding Chittenden County communities. It handles applications for disability income protection, helping local workers secure coverage in case of illness or injury. To complete a typical job, the agent first reviews the client’s occupation and income to determine appropriate policy features. It then presents options from multiple carriers, guiding the client through underwriting until a suitable plan is in force.
Affiliated Associates in Williston, Vermont provides one-time consultations or ongoing strategic service options for disability insurance needs. Its coverage recommendations focus on income protection policies designed to replace a portion of earned wages if illness or injury prevents work. The agent evaluates local employment patterns, occupational risk factors, and individual policy features to match clients with suitable plans. Service at this agency runs on either a one-time, scheduled, or as-needed basis.
OneDigital in Williston, Vermont offers disability insurance policies designed to replace a portion of lost income if injury or illness prevents a person from working. The agency assists professionals and self-employed individuals across the region in evaluating policy options that align with their specific occupation and financial needs. It also helps clients understand elimination periods, benefit durations, and own-occupation definitions within coverage contracts. As ski season and winter storms approach in Vermont, the company helps outdoor workers and residents prepare for potential fractures or accident-related claims that might interrupt their regular income.
Winter residents of Williston and surrounding Chittenden County often seek financial protection against sudden income loss from injury or illness. Nowak & Nowak serves this community as a Disability Insurance Agent, helping individuals explore coverage options tailored to their specific employment circumstances and health considerations. The agency assists clients in understanding policy terms, elimination periods, and benefit structures available locally. An initial assessment with an agent always begins with a confidential review of current earnings and occupation to determine suitable plan parameters for long-term security.
What Does a a Disability Insurance Agent in Williston Cost?
Disability insurance agent services in Vermont are typically free to the consumer because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy might cost between 1 percent and 3 percent of your annual income per year. Group policies through employers often cost less per employee. This is general information and not insurance advice.
About disability insurance agents in Williston
Disability insurance agents in Williston Vermont help individuals and businesses find coverage that meets their needs. Vermont law requires certain employer-provided disability benefits under Title 21 of the Vermont Statutes. Local agents can explain how state regulations affect your policy options and claim processes.
Frequently Asked Questions
What does a disability insurance agent in Williston do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation definitions. They do not provide legal advice but can guide you on coverage options.
How long do I have to file a disability claim in Vermont?
Vermont does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your specific policy for exact time limits.
Are disability insurance benefits taxable in Vermont?
If you pay the premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. Vermont follows federal tax rules for disability benefits.