Skip to main content

Find Disability Insurance Agents Near You in Charlottesville, VA

Browse disability insurance agents serving Charlottesville, Virginia. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 disability insurance agents in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906 hunterwyant.com
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Steinlage Insurance Agency of Charlottesville
1001 Research Park Boulevard Suite 1020, Charlottesville, VA 22911
(434) 602-9200 steinlageagency.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000 specializedins.com
Able Insurance Agency
716 Rio Rd W STE D, Charlottesville, VA 22901
(434) 979-0814 ableinsurance.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Kristina Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 971-9966 kristinainsuresva.com
BOST Benefits office of Michelle & Corey Lawson
901 Preston Ave STE 402, Charlottesville, VA 22903
(434) 296-9500 lawsonmedicare.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191 toweinsurance.com
Clark Jackson - State Farm Insurance Agent
530 Greenfield Terrace, Charlottesville, VA 22901
(434) 978-7457 clarkjacksoninsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565 betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166 theruddinsurancegroup.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191 hanckelcitizens.com
Indaco Risk Advisors
510 Locust Ave, Charlottesville, VA 22902
(434) 971-1990 indacoriskadvisors.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265 comparioninsurance.com
Canopy Insurance
1807 Seminole Trail UNIT 107, Charlottesville, VA 22901
(434) 293-3636 mycanopypolicy.com
Tailored Insurance
1932 Arlington Blvd # 1, Charlottesville, VA 22903
(434) 975-4407 insurecville.com
Davis Insurance Agency
665 Berkmar Ct, Charlottesville, VA 22901
(434) 978-4930 davisinsures.com
Nuckols Insurance
2115 Hydraulic Rd, Charlottesville, VA 22901
(434) 979-4222 nuckolsinsuranceagency.yolasite.com
Nationwide Insurance: James R MacRae Agency
198 Spotnap Rd suite a-4, Charlottesville, VA 22911
(434) 973-9115 agency.nationwide.com

Disability insurance agents in Charlottesville help individuals and businesses find coverage to protect income if injury or illness prevents work. Virginia law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Agents can explain how state regulations affect your policy options and claims process.

What Does a Disability Insurance Agent in Charlottesville Cost?

Disability insurance agent services are usually free to you because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old in good health might pay between $100 and $300 per month for a policy covering 60 percent of income. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information and is not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Charlottesville do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and riders. In Virginia, agents must be licensed by the State Corporation Commission.
How long do I have to file a disability claim in Virginia?
Virginia insurance policies typically require you to notify the insurer within 20 to 30 days of becoming disabled. You must then submit proof of loss within 90 days. Check your specific policy for exact deadlines.
Are disability insurance benefits taxable in Virginia?
If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits may be taxable as income. Virginia follows federal tax rules for disability benefits.