The top-rated disability insurance agent in Chesapeake, Virginia is Centerville Insurance Agency, rated 4.9 stars across 154 reviews. Other highly rated options include Ferguson Insurance Center, Garlow Insurance Agency - Nationwide Insurance, Jessica Hester - State Farm Insurance Agent. This directory lists 21 disability insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 2 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 3 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 4 | Jessica Hester - State Farm Insurance Agent | 1245 Cedar Rd J | (757) 481-1840 |
| 5 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
| 6 | Nationwide Insurance: W T Jennings Insurance Agency Inc. | 676 Battlefield Blvd N Ste A | (757) 549-2447 |
| 7 | Janney Agency, LLC: Allstate Insurance | 1369 S Military Hwy | (757) 361-6600 |
| 8 | Coastal Financial Insurance Group | 616 Happy Acres Rd | (757) 350-6960 |
| 9 | Fred E. Pettus III, Benefits Coordinator | 1200 Dragon Ln | (757) 334-0946 |
| 10 | James Rogers - State Farm Insurance Agent | 1545 Crossways Blvd suit 250 | (757) 497-3853 |
Centerville Insurance Agency serves Chesapeake, Virginia, and the surrounding Hampton Roads area as a disability insurance agent. It helps individuals and small business owners understand how disability coverage can protect income when they are unable to work due to illness or injury. The agency guides clients through options for short-term replacement policies tailored to different occupations. It also assists with long-term disability plans designed to safeguard financial stability during extended recovery periods.
Ferguson Insurance Center provides a full range of disability insurance agent services for clients in and around Chesapeake, VA. The company offers comprehensive plan assessments to help individuals understand their coverage options. It also maintains ongoing policy reviews and benefit updates to ensure that plans remain aligned with changing health and income needs. Assisting both wage earners and self-employed professionals, the agency services single-family homes, apartments, retail establishments, and restaurants in the local community.
Garlow Insurance Agency - Nationwide Insurance in Chesapeake, Virginia, serves homeowners, families, and small business owners seeking disability insurance protection. The agency helps local clients understand how income replacement policies can provide financial stability during unexpected injuries or illnesses. It offers guidance in comparing benefit periods, elimination periods, and coverage amounts suited to individual budgets. As a Nationwide representative, it also assists with integrating disability plans into broader financial strategies. The agency extends its services to residents in the neighboring Suffolk community as well.
Jessica Hester’s agency serves clients in Chesapeake, Virginia, and the surrounding Hampton Roads communities. The agency handles disability insurance policies designed to protect an individual’s income if illness or injury prevents them from working. This type of coverage is especially relevant for local professionals and small business owners who depend on steady earnings. The agency generally begins each case by reviewing the client’s current employment situation and income needs, then recommends a plan that matches those specific financial protections.
COVA Insurance offers both one-time consultations for immediate disability insurance needs and ongoing service for clients who require periodic policy reviews. Their coverage options are designed to protect income in the Chesapeake, VA area against unforeseen medical events. As a disability insurance agent, the company helps individuals evaluate policy features. Service runs on an as-needed basis, with staff available to adjust coverage after major life changes or new diagnoses.
Nationwide Insurance: W T Jennings Insurance Agency Inc. specializes in providing disability income protection policies that replace a portion of a client's salary if they become unable to work due to illness or injury. It also offers comprehensive agent services to help local residents of Chesapeake, VA, understand coverage options and evaluate their specific personal or business needs. This agency often assists individuals who are concerned about maintaining financial stability during peak cold and flu season when unexpected health issues frequently arise.
As spring storms and seasonal work shifts increase accident risks around Chesapeake, Janney Agency, LLC: Allstate Insurance helps local residents secure disability income protection. The agency guides clients through selecting policies that replace a portion of earnings if injury or illness prevents them from working. They serve families, contractors, and small-business owners who need to safeguard household finances. Coverage options typically include long-term and short-term plans tailored to individual occupations and health needs. The initial step involves a personal consultation to review current wages and daily job duties.
Coastal Financial Insurance Group operates in Chesapeake, Virginia, providing disability insurance solutions for local residents and businesses. The agency specializes in helping clients secure income protection policies that cover illnesses and injuries. It assists individuals and employers in evaluating plan options that suit varying budgets and coverage needs. The firm serves a wide range of commercial sectors, including offices, warehouses, and food service operations.
Fred E. Pettus III, Benefits Coordinator is known for guiding individuals and business owners through the complexities of disability insurance in Chesapeake, VA. His services cover both short-term and long-term income protection to help clients prepare for potential income loss from illness or injury. The agency focuses on matching policy options with each client’s specific occupation and financial situation. A specialty service often added is a review of existing group coverage to supplement gaps in an employer-sponsored plan.
James Rogers - State Farm Insurance Agent in Chesapeake, VA provides disability insurance services for local residences in the area, helping individuals protect their income in case of illness or injury. Commercial coverage is also available for business owners seeking to safeguard their operations and employees. The service area encompasses greater Chesapeake and surrounding communities. Clients can expect follow-up assistance after their initial policy is established, with the agent available for adjustments or questions between regular visits to ensure continued financial protection.
What Does a a Disability Insurance Agent in Chesapeake Cost?
Costs for disability insurance in Virginia vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old professional, a policy might cost between $100 and $300 per month. This is general information and not insurance advice.
About disability insurance agents in Chesapeake
Disability insurance agents in Chesapeake Virginia help individuals and businesses find coverage that protects income during illness or injury. Virginia law requires agents to be licensed through the State Corporation Commission. Agents can also guide you through the claims process and explain how state-specific rules affect your policy.
Frequently Asked Questions
What does a disability insurance agent in Chesapeake do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, exclusions, and riders. They also assist with filing claims and understanding Virginia insurance regulations.
Do I need a disability insurance agent in Virginia?
Working with an agent can simplify the process of choosing the right coverage. Virginia does not require you to use an agent, but an agent can help you avoid common pitfalls and ensure your policy meets state requirements.
What Virginia laws affect disability insurance policies?
Virginia Code Title 38.2 governs insurance policies in the state. For example, Virginia has a 30-day grace period for premium payments. Agents must follow these rules when selling and servicing policies.
Disability Insurance Agents in Other Virginia Cities
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