The top-rated disability insurance agent in Eau Claire, Wisconsin is Potter Agency, LLC, rated 4.8 stars across 89 reviews. Other highly rated options include Midwest Select Insurance Group (MSIG), Strobel Insurance, Oliver Insurance Agency, Inc.. This directory lists 19 disability insurance agents serving Eau Claire.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Potter Agency, LLC | 2115 E Clairemont Ave # 1 | (715) 552-3511 |
| 2 | Midwest Select Insurance Group (MSIG) | 4004 Oakwood Hills Pkwy # 100 | (715) 309-5495 |
| 3 | Strobel Insurance | 130 S Barstow St #2B | (715) 835-8030 |
| 4 | Oliver Insurance Agency, Inc. | 1718 Keith St | (715) 834-9827 |
| 5 | BLIA Insurance | 1101 W Clairemont Ave Suite 1E1 | (715) 379-3435 |
| 6 | Dallman Insurance Agency, LLC - Eau Claire | 1101 W Clairemont Ave Ste 2H | (715) 318-2832 |
| 7 | Spectrum Insurance Group - Eau Claire | 4233 Southtowne Dr | (715) 858-9865 |
| 8 | Lauer Insurance Agency Inc. | 4330 Golf Terrace Suite 102 | (715) 835-9698 |
| 9 | The Insurance Center - Eau Claire | 3301 Golf Rd #101 | (715) 836-7675 |
| 10 | Insurance Associates | 3413 Golf Rd | (715) 832-1772 |
Located in Eau Claire, Wisconsin, Potter Agency, LLC serves the Eau Claire metro area as a disability insurance agent. The firm helps individuals and local businesses evaluate disability coverage options to protect income during unexpected medical events. It guides clients through policy comparisons to find plans that fit their needs. The agency assists with short-term and long-term disability insurance solutions tailored to the region.
Homeowners, businesses, and property managers in Eau Claire, WI turn to Midwest Select Insurance Group (MSIG) for disability insurance agent services. The company assists clients with understanding and selecting income protection policies that align with their needs. These plans help replace lost earnings if an injury or illness prevents a person from working. MSIG focuses on matching policy features to each client's occupation and financial situation. The agency also serves the broader Chippewa Valley area near Lake Wissota.
Strobel Insurance serves individuals in Eau Claire and the surrounding Chippewa Valley communities, handling disability insurance policies that replace a portion of lost income when a client cannot work due to illness or injury. The company assists with both short-term and long-term coverage options for local professionals and small business owners. To approach a typical case, it first reviews the client’s occupation and current earnings to recommend a plan that aligns with their specific financial needs during a recovery period.
Oliver Insurance Agency, Inc. provides comprehensive disability insurance services to clients throughout the Eau Claire, Wisconsin area. The agency assists individuals in understanding and securing coverage that helps protect their income in the event of an illness or injury. Its service approach includes evaluating each client's personal financial situation to recommend appropriate policy options. Maintenance plans typically involve periodic policy reviews to ensure coverage keeps pace with changing life circumstances. The agency serves professionals and workers in a variety of settings, including single-family homes, apartments, retail establishments, and restaurants.
BLIA Insurance, located in Eau Claire, WI, offers disability insurance agents who distinguish between policies requiring a single upfront assessment for fixed-term coverage and those with ongoing protection through renewable provisions. This service protects clients’ income in Wisconsin by evaluating occupation-specific risks and benefit periods. Coverage options vary to replace lost earnings from illness or injury. All consultations and policy management run on an as-needed basis, matched to each client’s changing employment status or life circumstances.
As the spring thaw in Eau Claire often brings new activity both outdoors and at work, local residents may find themselves re-evaluating their financial protections. Dallman Insurance Agency, LLC - Eau Claire helps clients in the region secure disability insurance, a type of coverage that replaces a portion of income if a person becomes unable to work due to illness or injury. The agent typically begins by conducting a thorough needs assessment to determine the appropriate policy for each individual’s situation.
Spectrum Insurance Group - Eau Claire offers specialized disability insurance agent services, focusing on income protection policies and long-term coverage plans for local professionals and small businesses. It assists clients in Eau Claire, Wisconsin, by evaluating individual needs and navigating policy options to safeguard earnings against unforeseen medical events. As winter weather increases the risk of slips and injuries affecting work ability, the agency helps residents review policies to ensure adequate coverage for seasonal hazards that could disrupt income.
Lauer Insurance Agency Inc. assists clients in Eau Claire, WI, with securing financial protection against income loss due to illness or injury. The firm provides disability insurance agent services tailored to replace a portion of lost earnings. They focus on helping individuals select appropriate policy options, including short-term and long-term coverage. These solutions are available for a range of commercial sectors, such as offices, warehouses, and food service.
The Insurance Center - Eau Claire serves residents in the Eau Claire, WI area by helping them secure disability insurance for individual financial protection. The agency also assists local businesses with commercial disability coverage to safeguard their operations and employees. Covering the broader regional community, agents guide clients through policy options tailored to personal or professional needs. Clients can return for plan reviews, adjustments, or claims support between regularly scheduled visits to ensure ongoing coverage remains appropriate.
What Does a a Disability Insurance Agent in Eau Claire Cost?
Disability insurance agent services in Wisconsin are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35 year old office worker in Eau Claire, a policy replacing 60 percent of income may cost between 50 and 150 dollars per month. Premiums for higher risk occupations such as construction or manufacturing can be 200 to 400 dollars per month. This is general information and not insurance advice.
About disability insurance agents in Eau Claire
Disability insurance agents in Eau Claire Wisconsin help individuals and businesses secure income protection. Wisconsin law requires disability policies to include certain provisions like a 30 day grace period for premium payments. Local agents understand the unique needs of workers in the Chippewa Valley and can explain how state regulations affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in Eau Claire do?
A disability insurance agent helps you find a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with the application process. Agents do not provide legal advice but can clarify how Wisconsin insurance laws apply to your situation.
How does Wisconsin law affect disability insurance policies?
Wisconsin statutes require disability insurance policies to offer a minimum 30 day grace period and a free look period of at least 10 days. Policies must also include a clause that prevents the insurer from canceling coverage due to changes in your health. An agent can explain these protections and how they apply to your specific policy.
What is the typical timeline for a disability claim in Wisconsin?
Under Wisconsin law, insurers must respond to a disability claim within 30 days of receiving it. If more information is needed, they can take an additional 30 days. A final decision must be made within 90 days. An agent can help you gather the required documents to avoid delays.
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