The top-rated disability insurance agent in La Crosse, Wisconsin is Coulee Region Insurance & Financial, Inc., rated 4.9 stars across 413 reviews. Other highly rated options include Townsend Insurance, O'Brien Insurance Agency, Inc, Rita Sanger Agency LLC American Family Insurance. This directory lists 17 disability insurance agents serving La Crosse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coulee Region Insurance & Financial, Inc. | 2942 Darling Ct | (608) 784-8280 |
| 2 | Townsend Insurance | 3629 Mormon Coulee Rd # C | (608) 788-4258 |
| 3 | O'Brien Insurance Agency, Inc | 700 3rd St N LL2 | (608) 785-7854 |
| 4 | Rita Sanger Agency LLC American Family Insurance | 3502 Mormon Coulee Rd | (608) 787-1820 |
| 5 | SMA Insurance Group | 3167 Berlin Dr | (800) 344-3948 |
| 6 | Sandmire Insurance | 401 King St Suite D | (608) 782-2060 |
| 7 | Carrier Insurance Agency | 1228 Caledonia St | (608) 784-6879 |
| 8 | Ehler Insurance | 2615 East Ave S | (608) 793-1400 |
| 9 | Wolstad Insurance Agency Inc | Midwest TV and Appliance Building 2nd Floor, 3600 WI-157 Suite 203 | (608) 781-6060 |
| 10 | La Crosse Insurance Agency Inc | 305 5th Ave S Suite 204 | (608) 785-0065 |
Coulee Region Insurance & Financial, Inc. serves the La Crosse, Wisconsin area as a disability insurance agent. It helps individuals and local business owners evaluate coverage options that protect income if illness or injury prevents work. The agency guides clients through the nuances of short-term and long-term disability policies to match financial needs and budgets. It also assists with policy comparisons for group disability plans and individual private coverage designed for self-employed professionals.
Townsend Insurance provides a range of disability insurance agent services in the La Crosse, Wisconsin area, including helping individuals and business owners secure income protection policies. The company offers guidance on plan options and assists with ongoing policy maintenance to ensure coverage remains appropriate. Its agents focus on evaluating client needs and facilitating applications for long-term and short-term disability plans. Townsend Insurance serves homeowners, renters, and commercial clients such as small businesses, retail shops, and local restaurants throughout the region.
O'Brien Insurance Agency, Inc serves individuals, families, and small business owners in the La Crosse, WI area seeking to protect their income through disability insurance policies. The agency explains how disability coverage can replace lost wages if an injury or illness prevents a client from working. Professionals who lack employer-provided benefits often find these policies essential for financial security. The company schedules consultations to review policy options that fit different occupational fields and budgets. Its coverage area also extends to surrounding communities such as Onalaska.
Rita Sanger Agency LLC American Family Insurance in La Crosse, WI, assists clients with disability insurance by distinguishing between one-time policy purchases for immediate needs and recurring service options that allow for adjustments over time. These policies help replace a portion of income if injury or illness prevents work, offering financial protection during recovery. Coverage can be tailored to individual occupation and income levels in the surrounding region. Services are available on a one-time or as-needed basis, depending on whether the client seeks an initial policy or ongoing consultation.
Serving La Crosse, Wisconsin, and the surrounding communities of the Coulee Region, SMA Insurance Group handles disability insurance for local professionals and residents. This firm assists clients with policies designed to replace a portion of income should illness or injury prevent them from working. To address individual needs, SMA Insurance Group typically begins each case by reviewing a client’s current earnings and occupation to recommend an appropriate coverage level for their specific situation.
Sandmire Insurance offers specialized disability insurance agent services for residents of La Crosse, Wisconsin, focusing on income protection plans that replace a portion of lost wages during illness or injury. The firm assists local professionals, self‑employed individuals, and small business owners in evaluating benefit options and coverage durations tailored to personal financial circumstances. Seasonal hazards like icy walkways and winter slips increase the risk of accidents requiring extended recovery time, making short‑term disability planning especially practical before the snowy months arrive.
As La Crosse’s changing seasons bring shifts in work and daily routines, Carrier Insurance Agency helps local professionals plan for unexpected illness or injury. This disability insurance agent offers tailored policy reviews to ensure clients can maintain financial stability during a prolonged absence from work. Coverage options address income replacement for common injuries or chronic conditions relevant to the region’s workforce. An initial assessment of current coverage gaps and future needs begins with a straightforward office consultation in La Crosse.
Ehler Insurance serves clients in La Crosse, Wisconsin, as a disability insurance agent, helping individuals secure income protection for illness or injury. The company specializes in tailoring disability policies to meet specific needs, focusing on long-term and short-term coverage options. By evaluating different plan structures, the agent works to match benefits with personal or business financial goals. Its services support a variety of commercial sectors, including offices, warehouses, and food service operations.
Wolstad Insurance Agency Inc serves residents of the La Crosse area with disability insurance designed to protect personal income when illness or injury prevents work. The agency also offers commercial disability coverage for local businesses seeking to safeguard their operations and key employees. Service extends throughout the La Crosse region, providing clients with access to essential income protection products. Agents assist policyholders with understanding policy terms and coverage options during initial enrollment, then follow up between regular scheduled visits to discuss potential adjustments as life and business circumstances evolve.
La Crosse Insurance Agency Inc is a disability insurance agent in La Crosse, Wisconsin, known for helping individuals and businesses secure income protection policies. The agency guides clients through the process of selecting short-term and long-term disability coverage to replace a portion of earnings if illness or injury prevents work. Its advisors assess local employment environments and typical occupational risks when matching policy terms to specific needs. A specialty service the agency can provide includes guiding professionals through the details of own-occupation coverage, which offers broader benefit eligibility.
What Does a a Disability Insurance Agent in La Crosse Cost?
The cost of disability insurance in Wisconsin typically ranges from 1 percent to 3 percent of your annual income. For a 40 year old earning 60 000 dollars per year a policy might cost 600 to 1 800 dollars annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in La Crosse
Disability insurance agents in La Crosse Wisconsin help individuals and businesses find the right coverage. Wisconsin law requires all disability insurance policies to include a 30-day free look period. Agents in La Crosse can explain how state regulations affect your policy options.
Frequently Asked Questions
What does a disability insurance agent in La Crosse do?
A disability insurance agent in La Crosse helps you compare policies from different carriers. They explain coverage options and assist with the application process. Agents in Wisconsin must hold a valid state insurance license.
How long do I have to file a disability claim in Wisconsin?
Wisconsin law does not set a specific deadline for filing a disability claim. However most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Wisconsin?
Yes a disability insurance agent can help you understand the appeal process. They can review your policy and gather supporting documents. For complex appeals you may also need a lawyer who specializes in disability insurance.
Disability Insurance Agents in Other Wisconsin Cities
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