The top-rated disability insurance agent in Cheyenne, Wyoming is Farmers Insurance - Eric Romano Agency, rated 4.9 stars across 184 reviews. Other highly rated options include Knifong Insurance Agency Inc., Salazar Agency - Farmers Insurance, Burns Insurance. This directory lists 20 disability insurance agents serving Cheyenne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Eric Romano Agency | 3221 E Pershing Blvd | (307) 635-2856 |
| 2 | Knifong Insurance Agency Inc. | 2005 Warren Ave | (307) 772-3333 |
| 3 | Salazar Agency - Farmers Insurance | 4515 E Lincolnway Ste E | (307) 634-2715 |
| 4 | Burns Insurance | 237 Storey Blvd | (307) 634-5757 |
| 5 | Farm Bureau Insurance of Cheyenne | 6248 Yellowstone Rd | (307) 632-9008 |
| 6 | Bradley Gielissen: Allstate Insurance | 1439 Stillwater Ave Ste 4 | (307) 634-6330 |
| 7 | Farmers Insurance - Amy Majewski | 604 W Lincolnway | (307) 635-2208 |
| 8 | TWFG Mossey Insurance | 415 W 17th St Suite 150 | (307) 514-2900 |
| 9 | Maggard Insurance Group | 5420 Yellowstone Rd STE 1 | (307) 632-6722 |
| 10 | Timberline Insurance Agency | 3151 Nationway Unit K8 | (307) 217-6322 |
Farmers Insurance - Eric Romano Agency serves the Cheyenne, Wyoming metro area as a disability insurance agent, helping clients protect their income against unexpected illness or injury. The agency assists individuals and local businesses in finding plans that replace lost wages when a disability prevents work. Policies offered come from a large national carrier and address short-term or long-term coverage needs. Disability insurance from this Cheyenne agency often includes workplace accident coverage and supplemental income protection for professionals.
Knifong Insurance Agency Inc. provides a range of disability insurance services in Cheyenne, WY, helping individuals secure income protection for unexpected health events. Its maintenance plans include periodic policy reviews to adjust coverage as personal circumstances change. The agency also assists with claims guidance to ensure clients understand their benefits. It services single-family homes, apartments, retail, and restaurants, tailoring disability coverage to the unique financial risks of each property type.
Salazar Agency - Farmers Insurance serves Cheyenne, Wyoming, and the surrounding Laramie County communities, handling a range of disability insurance needs for local residents. This agency helps clients navigate policies that provide income protection if illness or injury prevents them from working. Its typical approach involves discussing individual employment situations and financial obligations to recommend suitable coverage options that align with a client’s budget and long-term security goals.
Burns Insurance offers disability insurance agent services to individuals and businesses in Cheyenne, Wyoming. It assists clients in understanding policy options and coverage levels tailored to their professional and personal needs. The company helps navigate application processes and benefit explanations for long-term or short-term disability plans. It also advises on how these policies protect income during periods of illness or injury. For Wyoming residents dealing with harsh winter conditions that may lead to accidents or recovery time away from work, the agency provides guidance on securing benefits before the cold months arrive.
Farm Bureau Insurance of Cheyenne serves homeowners, renters, and business owners in Cheyenne, Wyoming, providing disability insurance agent services. It guides clients through the process of securing coverage that replaces a portion of income if illness or injury prevents them from working. The company helps individuals and families understand policy options suited to their occupation and local needs. It also serves customers in the neighboring communities of Laramie and the surrounding Laramie County metro area.
Bradley Gielissen: Allstate Insurance in Cheyenne, Wyoming helps clients understand the difference between a one-time disability policy assessment and recurring coverage reviews to ensure ongoing protection. A disability insurance agent advises individuals on replacing lost income if illness or injury prevents work, tailoring plans to local employment needs. Business owners often seek group policies to safeguard their teams. Service runs on a scheduled basis, with options to request an as-needed consultation.
With harsh Wyoming winters making slip-and-fall injuries common, Farmers Insurance - Amy Majewski in Cheyenne helps local workers secure disability coverage to protect their income during recovery. Their agents assess evolving client needs, including self-employed professionals who lack employer benefits. When interest arises, the company schedules a straightforward initial consultation to review medical history and current income, establishing a foundation for personalized short-term or long-term disability planning. The process begins with this step, gathering preliminary details for policy eligibility.
Maggard Insurance Group specializes in disability insurance agent services, helping clients in Cheyenne, WY secure income protection policies. It guides individuals through policy selection and application processes to safeguard against lost earnings from injury or illness. The agency also assists local business owners with group disability coverage for their employees. Seasonal concerns such as winter sports injuries or flu-related leave periods are situations where Maggard Insurance Group helps clients evaluate their coverage needs.
Timberline Insurance Agency helps individuals and businesses in Cheyenne understand and select disability insurance policies. The agency focuses on income protection plans that replace a portion of a worker’s earnings if an illness or injury prevents them from performing their job. Their services include tailoring short-term and long-term disability coverage options based on a client’s occupation and financial situation. This support can assist with securing policies for a variety of commercial settings, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Cheyenne Cost?
Disability insurance agent services in Wyoming usually cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely from 1 percent to 3 percent of your annual income for individual coverage. For example a 50 000 dollar annual income might cost 500 to 1 500 per year for a policy. Group plans through employers are often cheaper. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Cheyenne
Disability insurance agents in Cheyenne Wyoming help individuals and businesses protect their income. Wyoming law does not require disability insurance but agents can explain policy options and state regulations. Working with a local agent ensures you understand Wyoming specific coverage rules and claim procedures.
Frequently Asked Questions
What does a disability insurance agent in Cheyenne do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy terms, exclusions, and benefit periods. They also assist with filing claims and understanding Wyoming insurance laws.
Is disability insurance required in Wyoming?
Wyoming does not require employers to provide disability insurance. However some employers offer it as a benefit. Self employed individuals in Cheyenne often purchase individual policies to protect their income.
How long do I have to file a disability claim in Wyoming?
Wyoming insurance policies typically require you to file a claim within 30 to 90 days of becoming disabled. Check your specific policy for exact time limits. An agent can help you meet these deadlines.