The top-rated disability insurance agent in Gillette, Wyoming is Jon Craft Insurance Agency, rated 5.0 stars across 115 reviews. Other highly rated options include Natalie Daly - State Farm Insurance Agent, Farmers Insurance - Amber Eliason, Ida Snead - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Gillette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Craft Insurance Agency | 1001 S Douglas Hwy #184 | (307) 682-6520 |
| 2 | Natalie Daly - State Farm Insurance Agent | 39 Town Ctr Dr #100 | (307) 687-1700 |
| 3 | Farmers Insurance - Amber Eliason | 1001 S Douglas Hwy B7 | (307) 685-6600 |
| 4 | Ida Snead - State Farm Insurance Agent | 201 E 3rd St | (307) 682-3481 |
| 5 | Farmers Insurance - Patrick Howell | 901 E 4th St | (307) 682-3197 |
| 6 | Christy Schomer Agency- American National | 320 S Gillette Ave STE E | (307) 670-8333 |
| 7 | Farmers Insurance - P B Howell | 401 E 2nd St | (307) 682-3197 |
| 8 | Dee Dee Lore: Allstate Insurance | 1001 S Douglas Hwy #130 | (307) 686-1133 |
| 9 | Tegeler & Associates | 1001 S Douglas Hwy #270 | (307) 682-5130 |
| 10 | HUB International | 601 Four-J Ct Unit A | (307) 682-9397 |
Jon Craft Insurance Agency serves the Gillette area in Wyoming as a local disability insurance agent. The firm assists individuals and professionals in securing income protection policies tailored to their specific employment circumstances. Clients can explore coverage options that replace a portion of their earnings if an illness or injury prevents them from working. The agency also advises on how disability benefits integrate with existing employer-provided plans. Specific services handled in this area include short-term disability policies designed for temporary medical leaves and long-term disability plans for extended coverage needs.
Natalie Daly - State Farm Insurance Agent provides disability insurance services to residents of Gillette, Wyoming. Her agency helps clients select individual or group disability policies that replace a portion of income if illness or injury prevents them from working. Service includes ongoing policy reviews to adjust coverage as clients' life circumstances change. Support continues throughout the life of each policy, including assistance with claims filing. The agency services single-family homes, apartments, retail stores, and restaurants.
Farmers Insurance - Amber Eliason serves homeowners, businesses, and property managers in the Gillette, Wyoming area by helping them secure disability insurance policies that replace a portion of income if illness or injury prevents them from working. The agency works with individual clients and local employers to explain coverage options and policy terms. They guide clients through the application process and provide ongoing support for claims. This agency also covers surrounding communities such as Wright and Moorcroft in Campbell County.
Serving Gillette and the surrounding communities in northeastern Wyoming, Ida Snead - State Farm Insurance Agent handles disability insurance policies for local residents and workers. This agency focuses on helping individuals understand how disability coverage can protect their income if an injury or illness prevents them from working. Typical cases involve reviewing a client’s occupation and monthly expenses to recommend an appropriate benefit amount and waiting period. For each client, the agent gathers personal financial details, explains policy options clearly, and then submits the application directly to the insurer for underwriting.
Farmers Insurance - Patrick Howell in Gillette, WY offers both one-time policy consultations for immediate coverage needs and recurring service options for ongoing policy management. The agency provides disability insurance plans designed to replace a portion of lost income if an injury or illness prevents work, helping local residents maintain financial stability during recovery. Coverage options are tailored to individual occupational risks and income levels. Service runs on a scheduled basis, with policy reviews available as needed throughout the year.
Christy Schomer Agency- American National specializes in disability insurance policies that replace a portion of lost income when illness or injury prevents work. Based in Gillette, WY, the agency assists local professionals, tradespeople, and business owners in evaluating coverage needs. It guides clients through the application process and ongoing policy management, answering questions about eligibility and claim procedures. This service becomes especially valuable during Gillette’s harsh winters, when slips on ice or cold-season injuries can disrupt a household’s primary paycheck.
Many residents in Gillette face the challenge of replacing income after an unexpected injury or illness that prevents them from working. Farmers Insurance - P B Howell assists local individuals by explaining how disability insurance policies can help protect their financial stability during such difficult periods. Their focused advice for workers in this region emphasizes understanding waiting periods and benefit durations that match common local employment types. An agent will review a client's current employment situation clearly during the initial personal assessment.
When seeking disability insurance, clients choose between a one-time policy purchase and scheduled premium payments for ongoing coverage, which protects a portion of income if injury or illness prevents work. Dee Dee Lore: Allstate Insurance in Gillette, Wyoming serves local professionals who need this financial safeguard against lost wages. The agency provides expert guidance on policy options that replace earnings during recovery. Service for new clients and existing policy reviews runs on an as-needed basis, allowing individuals to consult whenever their coverage needs change.
Tegeler & Associates, based in Gillette, WY, provides disability insurance agent services for local residents. They also offer commercial coverage tailored to businesses in the area, serving clients throughout the surrounding region. Their work includes helping individuals and organizations evaluate policy options that address income protection needs during illness or injury. Following an initial consultation, they ensure clients understand their coverage details and will provide follow-up support or adjustments between regular visits to accommodate changing circumstances.
Serving Gillette, HUB International provides disability insurance solutions designed to protect local income streams. The agency specializes in crafting individual and group disability policies that cover short-term and long-term needs. These plans ensure financial stability if illness or injury prevents work. HUB International works closely with professionals to align coverage with specific occupational risks. It serves a diverse range of commercial sectors, including offices, warehouses, and food service businesses.
What Does a a Disability Insurance Agent in Gillette Cost?
The cost of disability insurance in Wyoming typically ranges from 1% to 3% of your annual income. For a 40 year old in Gillette, a policy with a 90 day elimination period and benefit period to age 65 may cost between $50 and $150 per month. Premiums depend on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Gillette
Disability insurance agents in Gillette, Wyoming help individuals and business owners secure income protection policies. Wyoming law does not require employers to provide disability insurance, so many workers in Campbell County seek private coverage. A local agent can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Gillette do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They also assist with filing claims and understanding policy terms.
Is disability insurance required by law in Wyoming?
No, Wyoming does not require employers to provide disability insurance. However, some employers offer it as a voluntary benefit. Self-employed individuals in Gillette often buy individual policies to protect their income.
How do Wyoming state laws affect disability insurance claims?
Wyoming follows the contractual terms of the policy. There is no state-mandated minimum benefit. Claimants must meet the policy definition of disability, which varies by carrier. Agents can explain how Wyoming law applies to your specific policy.