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Find Final Expense Insurance Agents in Chico, CA

Directory of final expense insurance agents in Chico, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 final expense insurance agents in Chico, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
166 Cohasset Rd # 3, Chico, CA 95926
(530) 206-0967 locations.costulessdirect.com
Acceptance Insurance
240 W East Ave ste c, Chico, CA 95926
(530) 681-4011 locations.acceptance.com
Heritage Insurance Agency
290 Airpark Blvd, Chico, CA 95973
(530) 894-3276 heritage-agency.com
Joni Ginno - State Farm Insurance Agent
1915 Esplanade, Chico, CA 95926
(530) 891-5881 joniginno.com
Jeff Fowler Insurance Services, Inc.
426 Broadway St #205, Chico, CA 95928
(530) 267-6268 jfowlerins.com
Nevin & Witt Insurance Services
1600 Mangrove Ave #195, Chico, CA 95926
(530) 894-0111 nevinandwitt.com
McKee Insurance Agency
60 Landing Cir Ste 2, Chico, CA 95973
(530) 895-3304 mercuryinsurance.com
Luquin's Insurance Services
1041 Village Ln, Chico, CA 95926
(530) 809-2993 luquinsinsurance.com
Bidwell Insurance Agency, Inc.
1270 E 9th St, Chico, CA 95928
(530) 894-1096 bidwellinsurance.com
Firm Foundations Insurance & Benefits Center
1530 Humboldt Rd #5, Chico, CA 95928
(530) 891-4673 firmfoundationsinsurance.com
Vanasek Insurance Services, Inc.
70 Declaration Dr #201, Chico, CA 95973
(877) 826-2735 vanasekinsurance.com
Matt Davis Insurance Agency, Inc.
40 Bellarmine Ct, Chico, CA 95928
(530) 898-9960 mattdavisinsurance.com
InterWest Insurance Services, LLC
1357 E Lassen Ave, Chico, CA 95973
(530) 895-1010 iwins.com
Avrit Insurance
2735 Esplanade, Chico, CA 95973
(530) 891-1302 avritinsurance.com
Bankers Life
901 Bruce Rd Ste 140, Chico, CA 95928
(530) 891-9163 branches.bankerslife.com
Dayton Sayer Insurance Agency, Inc.
1166 Esplanade, Chico, CA 95926
(800) 432-9866 sayerins.com
Rhio Nelson Insurance Agency
2615 Forest Ave #130, Chico, CA 95928
(530) 592-3911 rhionelsoninsurance.com
Sweeney & Selland Insurance Services
676 E 1st Ave UNIT 11, Chico, CA 95926
(530) 487-8200 sweeney-sellandins.com
Kyle Financial & Insurance Solutions
148 W 4th Ave, Chico, CA 95926
(530) 893-1315 kyleins.com
GIG7 Crop Insurance Services
110 Amber Grove Dr, Chico, CA 95973
(530) 899-7134 gig7cropinsurance.com

Final expense insurance agents in Chico California help residents secure small whole life policies to cover funeral costs and end of life expenses. California law requires funeral homes to provide a general price list upon request, allowing families to plan ahead. Local agents can guide you through policy options that comply with state regulations and fit your budget.

What Does a Final Expense Insurance Agent in Chico Cost?

In California, final expense insurance premiums for a healthy 65 year old can start around 35 to 50 dollars per month for 10,000 dollars of coverage. Rates increase with age and may be higher for smokers or those with health issues. Some policies offer guaranteed acceptance with no medical exam but have lower initial benefits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Chico do?
A final expense insurance agent helps you compare small whole life policies from multiple carriers. They explain coverage limits, premium amounts, and how the policy pays out. In California, agents must be licensed by the California Department of Insurance.
Are final expense policies regulated by California law?
Yes, California insurance code sets rules for policy disclosures and grace periods. For example, insurers must provide a free look period of at least 10 days after you receive the policy. This allows you to cancel for a full refund if you change your mind.
How much does a final expense policy cost in Chico California?
Premiums typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Your age, health, and coverage amount affect the price. California law prohibits insurers from denying coverage based on pre existing conditions after a two year contestability period.