The top-rated final expense insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include Doug Rowley - State Farm Insurance Agent, Save and Drive Insurance Services, Juan H. Perez: Allstate Insurance. This directory lists 17 final expense insurance agents serving Citrus Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Bullard: Allstate Insurance | 7447 Antelope Rd #103 | (916) 476-8119 |
| 2 | Doug Rowley - State Farm Insurance Agent | 5417 San Juan Ave | (916) 967-6617 |
| 3 | Save and Drive Insurance Services | 8328 Auburn Blvd | (916) 735-3707 |
| 4 | Juan H. Perez: Allstate Insurance | 8350 Auburn Blvd #101a | (916) 782-5272 |
| 5 | Greg Polley - State Farm Insurance Agent | 8084 Old Auburn Rd B | (916) 726-1864 |
| 6 | Cal Save Insurance Services Inc. | 6045 Greenback Ln | (916) 725-0588 |
| 7 | Farmers Insurance - Scott Gelbke | 6385 Auburn Blvd Ste C-1 | (530) 666-7419 |
| 8 | James Chantry: Allstate Insurance | 7011 Sylvan Rd Ste 11 | (916) 905-1900 |
| 9 | Farmers Insurance - Victor Malishchuk | 7509 Madison Ave STE 103 | (916) 965-6828 |
| 10 | Farmers Insurance - Jessica Carrazco | 6939 Sunrise Blvd # 117 | (916) 726-4205 |
Nick Bullard: Allstate Insurance serves the Citrus Heights area and surrounding Sacramento County, offering final expense insurance agent services to residents. The company helps clients secure life insurance policies designed to cover end-of-life costs such as funeral arrangements and medical bills. It assists individuals in planning for financial protection for their families during a difficult time. The team specializes in simplified issue whole life insurance and burial expense coverage.
Doug Rowley - State Farm Insurance Agent in Citrus Heights, CA provides final expense insurance services designed to help cover end-of-life costs. They assist clients in selecting policies that fund funeral arrangements and outstanding debts. Regular policy reviews ensure coverage aligns with changing circumstances. The agent works with individuals, offering guidance on appropriate plan amounts. Their services support single-family homeowners, apartment residents, local retail workers, and employees at nearby restaurants.
Serving families and individuals in Citrus Heights, California, and the surrounding area, Save and Drive Insurance Services focuses on final expense insurance agent work to help clients plan for end-of-life costs. Their policies are designed to cover funeral expenses, medical bills, and other outstanding debts, providing financial peace of mind to loved ones during a difficult time. The agent assists with paperwork and explains options clearly. This office also serves the neighboring community of Roseville in the greater Sacramento metro region.
Juan H. Perez: Allstate Insurance in Citrus Heights serves clients in Sacramento County and surrounding communities. The agency handles final expense insurance, which helps cover end-of-life costs such as funeral arrangements and medical bills. Policies are designed for individuals who may not qualify for larger life insurance plans. The agency generally assesses each client’s personal situation to recommend a suitable coverage amount, focusing on keeping monthly premiums manageable while ensuring sufficient benefits are in place.
Greg Polley - State Farm Insurance Agent in Citrus Heights, CA, helps clients distinguish between a one-time final expense policy and a recurring premium plan, ensuring coverage for end-of-life costs such as burial and medical bills. Their services assess each family’s needs to select an appropriate benefit amount. Appointments for these insurance consultations are offered on a scheduled basis, with the option of one-time assistance for immediate planning or periodic reviews as circumstances evolve.
Cal Save Insurance Services Inc. provides final expense insurance solutions, focusing on helping families manage end-of-life costs. It generally serves clients in Citrus Heights by discussing affordable life insurance policies that cover burial and funeral expenses. The agency guides individuals through the application process, addressing needs for simple, straightforward coverage. During the holiday season or after a major illness diagnosis, it helps locals secure plans that provide peace of mind.
Farmers Insurance - Scott Gelbke in Citrus Heights, CA provides a range of insurance coverages, including auto, home, and life policies, with a specialty in final expense insurance to help clients manage end-of-life costs. This agency works with individuals to arrange burial and funeral expense plans through straightforward life insurance options. It serves the local community, including residents, office employees, warehouse operators, and food service businesses.
As the leaves turn and Central Valley families begin planning for the cooler months ahead in Citrus Heights, many seniors start considering how to avoid burdening loved ones with funeral costs. James Chantry: Allstate Insurance provides final expense insurance solutions tailored to these local needs. The office helps clarify which policy covers debts and burial preferences without raising insurance premiums unexpectedly. Each appointment begins with a thorough review of the client’s current coverage and a discussion of projected end-of-life expenses to determine the appropriate policy amount.
Farmers Insurance - Victor Malishchuk provides final expense insurance services to residents of Citrus Heights and the surrounding area, with commercial coverage also available to local businesses. The agency helps clients secure burial and end-of-life financial protection to ease family burdens during difficult times. Services focus on affordable policy options tailored to individual needs, ensuring comprehensive care. They schedule follow-up appointments to review coverage, returning between regular visits to address any adjustments or questions.
Farmers Insurance - Jessica Carrazco, based in Citrus Heights, CA, is known for helping local families finalize their end-of-life coverage needs. It offers final expense insurance policies that assist clients with covering burial costs, outstanding medical bills, and other related debts. These plans typically provide a straightforward claims process for beneficiaries during a difficult time. For clients seeking further security, the agency can also add a specialized accidental death benefit rider to their policy.
What Does a a Final Expense Insurance Agent in Citrus Heights Cost?
In Citrus Heights, final expense insurance premiums typically range from 20 to 150 dollars per month for coverage amounts between 5,000 and 25,000 dollars. Factors such as age, gender, tobacco use, and health history affect the rate. For example, a 70-year-old non-smoker might pay around 60 dollars per month for a 10,000 dollar policy. This is general information and not insurance advice.
About final expense insurance agents in Citrus Heights
Final expense insurance agents in Citrus Heights, California help residents secure coverage for funeral and burial costs. Under California Insurance Code Section 101, these policies are considered life insurance and must comply with state disclosure rules. Local agents can guide you through the application process and explain how benefits are paid directly to your beneficiary.
Frequently Asked Questions
What does a final expense insurance agent in Citrus Heights do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain coverage limits, premium amounts, and how the policy pays out. In California, agents must be licensed by the Department of Insurance and follow all state regulations.
What is the typical cost for final expense insurance in Citrus Heights?
Costs vary based on age, health, and coverage amount. A typical policy for a healthy 65-year-old might range from 30 to 80 dollars per month for 10,000 dollars of coverage. Older applicants or those with health issues may pay higher premiums.
Are there California laws that affect final expense insurance?
Yes. California requires a 30-day free look period for life insurance policies, including final expense plans. This means you can cancel the policy within 30 days for a full refund. Also, insurers must provide a buyers guide and policy summary before you purchase.
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