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Find Final Expense Insurance Agents in Cupertino, CA

Directory of final expense insurance agents in Cupertino, California. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 final expense insurance agents in Cupertino, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Stefely - State Farm Insurance Agent
20395 Pacifica Dr STE 108, Cupertino, CA 95014
(408) 255-3212 jasoninsures.com
Gurbinder Mavi - State Farm Insurance Agent
20395 Pacifica Dr STE 108, Cupertino, CA 95014
(650) 237-0400 gmavi.com
Catherine Chen - State Farm Insurance Agent
20132 Stevens Creek Blvd, Cupertino, CA 95014
(408) 863-0000 catherinechen.com
Cheryl Ching - State Farm Insurance Agent
10025 S Tantau Ave, Cupertino, CA 95014
(408) 777-9777 cherylching.net
Farmers Insurance - Ray Cheng
20370 Town Center Ln Ste 105, Cupertino, CA 95014
(408) 863-0180 agents.farmers.com
Jim Liu - State Farm Insurance Agent
21070 Homestead Rd #118, Cupertino, CA 95014
(408) 738-1200 jimliu.com
Farmers Insurance - Lily Zhao
20432 Silverado Ave UNIT 211, Cupertino, CA 95014
(408) 398-4616 agents.farmers.com
JONATHAN CHIEM: Allstate Insurance
10520 S De Anza Blvd Ste B, Cupertino, CA 95014
(408) 252-3830 agents.allstate.com
Farmers Insurance - Stacy Lane
20410 Town Center Ln # 101, Cupertino, CA 95014
(408) 715-3535 agents.farmers.com
Farmers Insurance - Nathan Lee
10055 N Portal Ave #120, Cupertino, CA 95014
(408) 333-9809 agents.farmers.com
Covered Life PHP
20830 Stevens Creek Blvd Suite 1035, Cupertino, CA 95014
(408) 478-9592 coveredlifephp.com
Julia Hsiao, Registered Representative - New York Life
20480 Pacifica Dr # G, Cupertino, CA 95014
(408) 863-0306 calljulia.com
Jason Hooz, Agent - New York Life
1601 S De Anza Blvd #255, Cupertino, CA 95014
(408) 447-8500 jasonhooz.com

Final expense insurance agents in Cupertino help seniors plan for end-of-life costs such as funerals and medical bills. California law requires agents to hold a valid life insurance license and follow strict disclosure rules. Local agents understand the high cost of living in Santa Clara County and can tailor policies to fit your budget.

What Does a Final Expense Insurance Agent in Cupertino Cost?

In California, final expense insurance premiums typically range from $30 to $150 per month for a $5,000 to $25,000 policy. Costs depend on your age, health, and the insurer. For example, a healthy 65-year-old in Cupertino might pay around $60 per month for a $10,000 policy. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance and who needs it in Cupertino?
Final expense insurance is a small whole life policy designed to cover funeral costs and unpaid debts. It is often purchased by seniors over age 50 who want to avoid burdening their family with these expenses. In Cupertino, where funeral costs can exceed $10,000, this coverage provides peace of mind.
How do California laws affect final expense insurance policies?
California Insurance Code sections 10113 and 10113.1 require agents to provide a buyers guide and policy summary before sale. You also have a 30-day free look period to cancel for a full refund. These rules protect consumers from misleading sales tactics.